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OKLAHOMA

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OKLAHOMA Rates & Review March 2026

Q: Is OKLAHOMA a safe place to deposit money?

Yes, OKLAHOMA is considered a safe financial institution. With a Texas Ratio of 1.138024427214%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does OKLAHOMA operate?

OKLAHOMA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join OKLAHOMA?

Yes, to access services at OKLAHOMA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, OKLAHOMA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, OKLAHOMA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare OKLAHOMA rates to other rates in our database, including 12-month share certificate rates currently at 2.16%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 2.78%. Savings rates are at 0.05% and money market rates are at 1.30%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to OKLAHOMA rates. MonitorBankRates evaluates the financial stability of OKLAHOMA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.14%. Rates were last updated on 03/28/2026.

OKLAHOMA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OKLAHOMA? Share your experience about OKLAHOMA by leaving a review below, or read customer reviews before you decide to use OKLAHOMA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.14%

Excellent Lower than avg

The Lyons National Bank (LNB)
Main Branch

517 NE 36th St
Oklahoma City, OK 73105

http://www.okfcu.com

Current Rate Availability

We do not have OKLAHOMA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for OKLAHOMA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather OKLAHOMA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OKLAHOMA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OKLAHOMA

Website http://www.okfcu.com

Address 517 NE 36th St, Oklahoma City, OK 73105

Phone 405-524-6467

Fax 405-524-1067

President Charlotte Walker

CEO Tim DeLise

Full-Time Employees 18

Part-Time Employees 2

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.14%

Return on Assets (ROA)

1.2801%

Return on Equity (ROE)

6.5617%

Non-Performing Loans Ratio (NPL)

0.35%

Total Assets

193,597,742

Total Amount of Shares and Deposits

155,564,435

Total Shares and Deposits < 1 Year

150,268,398

Total Shares and Deposits 1 3 Years

5,075,774

Total Shares and Deposits > 3 Years

220,264

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

29,593,215

Total Uninsured Shares and Deposits > $250K (F+J)

29,593,215

Total Insured Shares and Deposits > $250K (item 17 less item K)

125,971,220

Total Interest Expense (Sum of items 6 8)

3,256,498

Share Certificates

889

Number of Accounts for Share Drafts

6,691

IRA KEOGH Accounts

220

Number of Accounts for Regular Shares

12,101

All other shares

114

Money Market Shares

201

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

15,327,899

Total Liabilities

158,087,371

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About OKLAHOMA

Is OKLAHOMA a safe place to deposit money?

Yes, OKLAHOMA is considered a safe financial institution. With a Texas Ratio of 1.138024427214%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does OKLAHOMA operate?

OKLAHOMA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OKLAHOMA?

Yes, to access services at OKLAHOMA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OKLAHOMA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OKLAHOMA provides members with tools to manage their accounts and build a solid financial history.

Does OKLAHOMA offer online and mobile banking?

Most modern institutions like OKLAHOMA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.okfcu.com.