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Associated Credit Union Of Texas Rates and Review January 2026

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Associated Credit Union Of Texas12-month CD rates can be found at 3.75%, 6-month CD rates at 2.78% and 3-month CD rates at 0.50%. Savings rates are at 100.00% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Associated Credit Union Of Texas rates.

Compare Associated Credit Union Of Texas CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Associated Credit Union Of Texas savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Associated Credit Union Of Texas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Associated Credit Union Of Texas? Share your experience about Associated Credit Union Of Texas by leaving a review below, or read customer reviews before you decide to use Associated Credit Union Of Texas.

Overall, Associated Credit Union Of Texas is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Associated Credit Union Of Texas
Corporate Office
1095 W League City Pkwy
League City, TX 77573
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.35%
$1
12-Month CD
3.85%
$500
12-Month CD
3.85%
$500
48-Month CD
3.75%
$500
6-Month CD
3.75%
$500
18-Month CD
3.55%
$1,000
12-Month CD
3.49%
$2,500
Statement Savings
3.45%
$500
60-Month CD
3.40%
$1,000
36-Month CD
3.40%
$500
6-Month CD
3.38%
$1,000
60-Month CD
3.34%
$500
60-Month CD
3.00%
$2,500
12-Month CD
3.00%
$1,000
48-Month CD
2.82%
$500
48-Month CD
2.75%
$250
60-Month CD
2.63%
$1,000
36-Month CD
2.50%
$1,000
12-Month CD
2.50%
$200
36-Month CD
2.47%
$1,000
Money market
1.97%
$500
24-Month CD
1.82%
$2,500
60-Month CD
1.76%
$500
36-Month CD
1.65%
$1,000
36-Month CD
1.30%
$5,000
3-Month CD
1.26%
$5,000
60-Month CD
1.02%
$500
48-Month CD
0.95%
$1,000
60-Month CD
0.75%
$1,000
60-Month CD
0.75%
$500
12-Month CD
0.60%
$500
48-Month CD
0.60%
$1,000
11-Month CD
0.50%
$500
Business Complete Money Market
0.50%
$50,000
12-Month CD
0.49%
$2,500
Business Platinum Savings
0.45%
$0
30-Month CD
0.35%
$1,000
Money Market
0.25%
$1,000
18-Month CD
0.25%
$2,000
48-Month CD
0.25%
$0
3-Month CD
0.20%
$0
48-Month CD
0.20%
$500
Statement Savings
0.10%
$200
Money Market
0.10%
$10
24-Month CD
0.05%
$500
Money Market
0.05%
$0
Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.000%
5.294%
2.000
5.750%
6.130%
0.000
5.875%
6.055%
0.000
4.675%
4.867%
0.000
20 Year Fixed
5.500%
5.659%
0.000
20-Year Fixed
5.500%
5.555%
0.000
6.000%
6.031%
0.000
6.000%
6.160%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.500%
5.561%
0.000
5.875%
6.091%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.625%
6.037%
0.000
20-Year Fixed
5.750%
5.975%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.875%
5.931%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.500%
5.603%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.750%
6.309%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
6.125%
6.190%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.250%
5.867%
0.000
6.750%
6.880%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.375%
5.652%
0.000
5.000%
5.068%
0.000
5.375%
5.911%
0.000
30-Year Fixed
6.000%
6.218%
0.000
30-Year Fixed
6.000%
6.173%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
5.875%
6.000%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.125%
6.282%
1.000
6.500%
6.648%
0.000
5.250%
5.452%
0.000
6.000%
6.303%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.125%
5.361%
1.000
5.750%
5.876%
0.000
3.990%
4.357%
0.750
6.750%
6.697%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.875%
5.992%
1.000
5.625%
5.700%
0.000
6.000%
6.070%
0.000
15-Year Fixed
5.375%
5.660%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
16.200%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Platinum Preferred Student
17.990%
Member First VISA
15.040%
No balance transfer fees or annual fees.
14.000%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic VISA® Gold
15.400%
9.990%
Credit Line $500-$7,000
Visa Business Rewards Card
15.240%
Visa Platinum Preferred
14.240% - 17.990%
VISA Platinum without Rewards
7.900%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
9.990%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Power Rewards MasterCard
18.000%
8.900%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
11.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.450%
$0
10.500%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Debt Consolidation Loan
9.000%
$0
108
Summer/Holiday Loans
9.500%
$0
New Signature Loans
8.990%
$0
12.490%
$0
17.900%
$0 - $500
Line of Credit
13.700%
$0
11.990%
$0
1 - 12
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
10.990%
$0 - $10,000
60 - 60
9.200% - 17.950%
$0 - $2,500
36 - 36
9.200% - 17.950%
$0 - $100
12 - 24
8.950%
$0
1 - 60
9.990% - 16.240%
$0
61 - 66
12.990%
$0
12
Preferred Personal Loan
10.000%
$0
60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Loans
10.000%
$0
1 - 36
Personal Signature Loan
11.000%
$0
96
9.200% - 17.950%
$0 - $500
48 - 48
10.000%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Unsecured Signature Loan
9.250%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Associated Credit Union Of Texas rate data right now.

Credit Union Profile & Overview

Credit Union Name: Associated Credit Union Of Texas
Full Time Employees: 148
Part Time Employees: 11
President: Joel Mueller
CEO: Clay Franks
Branch Locations: 12
ATM Locations: 12
Corporate Office Address:
1095 W League City Pkwy
League City, TX 77573
Phone Number: 409-945-4474
Fax Number: 409-942-1577

Financials

Total Assets:
543,678,477
Total Amount of Shares and Deposits:
479,257,668
Total Shares and Deposits < 1 Year:
346,252,749
Total Shares and Deposits 1 3 Years:
125,796,634
Total Shares and Deposits > 3 Years:
7,208,285
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,389,417
Total Uninsured Shares and Deposits > $250K (F+J):
13,389,417
Total Insured Shares and Deposits > $250K (item 17 less item K):
465,868,251
Total Interest Expense (Sum of items 6 8):
4,051,144
Share Certificates:
2,541
Number of Accounts for Share Drafts:
30,331
IRA KEOGH Accounts:
805
Number of Accounts for Regular Shares:
44,288
All other shares:
3,238
Money Market Shares:
752
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
34,088,748
Total Liabilities:
484,371,394
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Associated Credit Union Of Texas

Is a member application needed to join Associated Credit Union Of Texas?

Yes, to access services at Associated Credit Union Of Texas, a member application is required.

Is there a first-time homebuyer program?

Currently, Associated Credit Union Of Texas provides a range of mortgage and home equity products.

Is Associated Credit Union Of Texas a safe place to deposit money?

Yes, Associated Credit Union Of Texas is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Associated Credit Union Of Texas offer online and mobile banking?

Most modern institutions like Associated Credit Union Of Texas provide digital access including online balance checks and transfers.

Current Associated Credit Union Of Texas Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions