ACU Athol Credit Union Rates and Review January 2026
Compare ACU Athol Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ACU Athol Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityACU Athol Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ACU Athol Credit Union? Share your experience about ACU Athol Credit Union by leaving a review below, or read customer reviews before you decide to use ACU Athol Credit Union. Overall, ACU Athol Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonInspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic VISA® Gold
15.400%
World Cash Back Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonConsolidation Loans
13.060%
$0
1 - 36
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Debt Consolidation Loan
9.000%
$0
108
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have ACU Athol Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: ACU Athol Credit Union
Website: https://www.atholcreditunion.com
Full Time Employees: 23Part Time Employees: 2 President: Lisa Carey CEO: Luis Cisneros Branch Locations: 1 ATM Locations: 2 Corporate Office Address:
513 Main St
Athol, MA 01331 1825 Phone Number: 978-249-3527 Fax Number: 978-249-3448 FinancialsTotal Assets:
94,419,386
Total Amount of Shares and Deposits:
75,699,737
Total Shares and Deposits < 1 Year:
74,639,949
Total Shares and Deposits 1 3 Years:
1,016,069
Total Shares and Deposits > 3 Years:
43,719
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,618,426
Total Uninsured Shares and Deposits > $250K (F+J):
7,618,426
Total Insured Shares and Deposits > $250K (item 17 less item K):
68,081,311
Total Interest Expense (Sum of items 6 8):
1,383,788
Share Certificates:
718
Number of Accounts for Share Drafts:
2,611
IRA KEOGH Accounts:
199
Number of Accounts for Regular Shares:
4,864
Money Market Shares:
96
Net Income (unless the amount is already included in Undivided Earnings):
6,868
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,606,861
Total Liabilities:
86,106,147
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About ACU Athol Credit UnionIs a member application needed to join ACU Athol Credit Union?Yes, to access services at ACU Athol Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, ACU Athol Credit Union provides a range of mortgage and home equity products. Is ACU Athol Credit Union a safe place to deposit money?Yes, ACU Athol Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does ACU Athol Credit Union offer online and mobile banking?Most modern institutions like ACU Athol Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 3.82% and 3-month CD rates at 3.55%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.06%. Credit Card rates are at 17.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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