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 North Star Community Credit Union Cherokee, IA Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
North Star Community Credit Union Cherokee, IA's 1 Year CD rates are at 4.10%, 1 Year Star Saver rates are at 4.10%, 9 Month CD rates are at 4.05%, 6 Month CD rates are at 4.00%, 5 Year CD rates are at 3.75%. North Star Community Credit Union Cherokee, IA's savings rates are at 0.20%. North Star Community Credit Union Cherokee, IA's money market rates are at 1.00%. North Star Community Credit Union Cherokee, IA's Personal Loan Rates are as low as 11.24%. MonitorBankRates evaluates the financial stability of North Star Community Credit Union Cherokee, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.53%. Rates last updated and verified on 09/22/2026. North Star Community Credit Union Cherokee, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Star Community Credit Union Cherokee, IA? Share your experience about North Star Community Credit Union Cherokee, IA by leaving a review below, or read customer reviews before you decide to use North Star Community Credit Union Cherokee, IA. North Star Community Credit Union Cherokee, IA
Cherokee Main Office 1207 North 2nd Street
https://www.nsccu.org Cherokee, IA 51012 
North Star Community Credit Union Cherokee, IA CD Rates
North Star Community Credit Union Cherokee, IA Savings Rates
North Star Community Credit Union Cherokee, IA Money Market Rates
North Star Community Credit Union Cherokee, IA Personal Loan Rates
North Star Community Credit Union Cherokee, IA Other Rates
Financial Health HistoryNorth Star Community Credit Union Cherokee, IA’s Texas Ratio fell from 10.11% in Q2 2023 to 5.53% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for North Star Community Credit Union Cherokee, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Star Community Credit Union Cherokee, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Star Community Credit Union Cherokee, IA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
North Star Community Credit Union Cherokee, IA
Website
https://www.nsccu.org
Address
1207 North 2nd Street,
Cherokee, IA 51012
Phone
712-225-5731
Fax
712-225-2249
President
Timothy Stoneking
CEO
Jeffrey Hayes
Full-Time Employees
32
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.53%
Return on Assets (ROA)
-0.0617%
Return on Equity (ROE)
-0.6619%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
156,499,219
Total Amount of Shares and Deposits
140,583,264
Total Shares and Deposits < 1 Year
123,122,996
Total Shares and Deposits 1 3 Years
12,302,254
Total Shares and Deposits > 3 Years
5,158,014
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,912,359
Total Uninsured Shares and Deposits > $250K (F+J)
7,912,359
Total Insured Shares and Deposits > $250K (item 17 less item K)
132,670,905
Total Interest Expense (Sum of items 6 8)
893,024
Share Certificates
2,244
Number of Accounts for Share Drafts
4,643
IRA KEOGH Accounts
550
Number of Accounts for Regular Shares
15,353
All other shares
301
Non Member Deposits
12
Money Market Shares
150
Net Income (unless the amount is already included in Undivided Earnings)
-96,584
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,291,755
Total Liabilities
141,907,705
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for North Star Community Credit Union Cherokee, IA yet. Feel free to create one below.
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Add Your Rating and Review for North Star Community Credit Union Cherokee, IA
Frequently Asked Questions About North Star Community Credit Union Cherokee, IAHow many branches does North Star Community Credit Union Cherokee, IA operate?North Star Community Credit Union Cherokee, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join North Star Community Credit Union Cherokee, IA?Yes, to access services at North Star Community Credit Union Cherokee, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, North Star Community Credit Union Cherokee, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, North Star Community Credit Union Cherokee, IA provides members with tools to manage their accounts and build a solid financial history. Does North Star Community Credit Union Cherokee, IA offer online and mobile banking?Most modern institutions like North Star Community Credit Union Cherokee, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nsccu.org. Current North Star Community Credit Union Cherokee, IA Rates
Retrieved from our database of financial products. Rates subject to change.
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