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 North Star Community Credit Union Cherokee, IA Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
North Star Community Credit Union Cherokee, IA's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of North Star Community Credit Union Cherokee, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.47%. Rates were last updated on 04/19/2026. North Star Community Credit Union Cherokee, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Star Community Credit Union Cherokee, IA? Share your experience about North Star Community Credit Union Cherokee, IA by leaving a review below, or read customer reviews before you decide to use North Star Community Credit Union Cherokee, IA. North Star Community Credit Union Cherokee, IA
Cherokee Main Office 1207 North 2nd Street
https://www.nsccu.org Cherokee, IA 51012 
North Star Community Credit Union Cherokee, IA Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for North Star Community Credit Union Cherokee, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Star Community Credit Union Cherokee, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Star Community Credit Union Cherokee, IA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
North Star Community Credit Union Cherokee, IA
Website
https://www.nsccu.org
Address
1207 North 2nd Street,
Cherokee, IA 51012
Phone
712-225-5731
Fax
712-225-2249
President
Timothy Stoneking
CEO
Jeffrey Hayes
Full-Time Employees
32
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.47%
Return on Assets (ROA)
0.0492%
Return on Equity (ROE)
0.5304%
Non-Performing Loans Ratio (NPL)
1.46%
Total Assets
158,615,107
Total Amount of Shares and Deposits
142,439,896
Total Shares and Deposits < 1 Year
116,286,664
Total Shares and Deposits 1 3 Years
18,063,975
Total Shares and Deposits > 3 Years
8,089,255
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,950,554
Total Uninsured Shares and Deposits > $250K (F+J)
7,950,554
Total Insured Shares and Deposits > $250K (item 17 less item K)
134,489,342
Total Interest Expense (Sum of items 6 8)
2,996,800
Share Certificates
2,423
Number of Accounts for Share Drafts
4,441
IRA KEOGH Accounts
576
Number of Accounts for Regular Shares
14,859
All other shares
295
Non Member Deposits
12
Money Market Shares
145
Net Income (unless the amount is already included in Undivided Earnings)
78,045
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,602,635
Total Liabilities
143,899,133
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About North Star Community Credit Union Cherokee, IAIs North Star Community Credit Union Cherokee, IA a safe place to deposit money?Yes, North Star Community Credit Union Cherokee, IA is considered a safe financial institution. With a Texas Ratio of 11.470304310133%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does North Star Community Credit Union Cherokee, IA operate?North Star Community Credit Union Cherokee, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join North Star Community Credit Union Cherokee, IA?Yes, to access services at North Star Community Credit Union Cherokee, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, North Star Community Credit Union Cherokee, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, North Star Community Credit Union Cherokee, IA provides members with tools to manage their accounts and build a solid financial history. Does North Star Community Credit Union Cherokee, IA offer online and mobile banking?Most modern institutions like North Star Community Credit Union Cherokee, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nsccu.org. Current North Star Community Credit Union Cherokee, IA Rates
Retrieved from our database of financial products. Rates subject to change.
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