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iAdvertiser Disclosure
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 Keesler Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Keesler Federal Credit Union's 6 Month Share & IRA CD rates are at 5.00%, 18 Month Jumbo Share & IRA CDs rates are at 3.25%, 18 Month Share & IRA CD rates are at 3.25%, 1 Year Jumbo Share & IRA CDs rates are at 3.00%, 1 Year Share & IRA CD rates are at 3.00%. Keesler Federal Credit Union's savings rates are at 0.30%. Keesler Federal Credit Union's money market rates are at 0.30%. Keesler Federal Credit Union's Personal Loan Rates are at 3.89%. MonitorBankRates evaluates the financial stability of Keesler Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.31%. Rates were last updated on 04/18/2026. Keesler Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Keesler Federal Credit Union? Share your experience about Keesler Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Keesler Federal Credit Union. Keesler Federal Credit Union
Pass Road Headquarters 2602 Pass Rd
https://www.kfcu.org Biloxi, MS 39531 2728 
Keesler Federal Credit Union CD Rates
Keesler Federal Credit Union Savings Rates
Keesler Federal Credit Union Money Market Rates
Keesler Federal Credit Union Checking Rates
Keesler Federal Credit Union Auto Loan Rates
Keesler Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Keesler Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Keesler Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Keesler Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Keesler Federal Credit Union
Website
https://www.kfcu.org
Address
2602 Pass Rd,
Biloxi, MS 39531 2728
Phone
228-385-5500
Fax
228-385-5535
President
James Hollingsworth
CEO
Andrew Swoger
Full-Time Employees
908
Part-Time Employees
22
Branch Locations
56
ATM Locations
55
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.31%
Return on Assets (ROA)
0.6906%
Return on Equity (ROE)
5.3817%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
5,071,215,482
Total Amount of Shares and Deposits
3,869,026,964
Total Shares and Deposits < 1 Year
3,497,632,046
Total Shares and Deposits 1 3 Years
351,675,063
Total Shares and Deposits > 3 Years
19,719,855
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
274,102,670
Total Uninsured Shares and Deposits > $250K (F+J)
274,102,670
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,594,924,294
Total Interest Expense (Sum of items 6 8)
52,225,051
Share Certificates
27,334
Number of Accounts for Share Drafts
195,824
IRA KEOGH Accounts
10,798
Number of Accounts for Regular Shares
489,250
Non Member Deposits
682
Money Market Shares
15,184
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
576,862,644
Total Liabilities
4,482,206,843
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Keesler Federal Credit UnionIs Keesler Federal Credit Union a safe place to deposit money?Yes, Keesler Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3072545933848%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Keesler Federal Credit Union operate?Keesler Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Keesler Federal Credit Union?Yes, to access services at Keesler Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Keesler Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Keesler Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Keesler Federal Credit Union offer online and mobile banking?Most modern institutions like Keesler Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kfcu.org. Current Keesler Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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