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Atlantic City Federal Credit Union Rates and Review January 2026

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Atlantic City Federal Credit Union12-month CD rates can be found at 3.63%, 6-month CD rates at 0.15% and 3-month CD rates at 0.75%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Atlantic City Federal Credit Union rates.

Compare Atlantic City Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Atlantic City Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Atlantic City Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Atlantic City Federal Credit Union? Share your experience about Atlantic City Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Atlantic City Federal Credit Union.

Overall, Atlantic City Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Atlantic City Federal Credit Union
Atlantic City FCU Lander
1005 11th St
Lander, WY 82520 2663
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.15%
$1,000
6-Month CD
4.00%
$1,000
12-Month CD
4.00%
$500
18-Month CD
3.90%
$500
12-Month CD
3.80%
$1,000
12-Month CD (Jumbo)
3.75%
$100,000
12-Month CD
3.75%
$1,000
18-Month CD
3.60%
$1,000
24-Month CD
3.40%
$100
12-Month CD
3.40%
$500
48-Month CD
3.30%
$1,000
6-Month CD
3.28%
$1,000
18-Month CD
3.17%
$1,000
30-Month CD
3.15%
$500
18-Month CD
3.00%
$500
48-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
36-Month CD
2.85%
$500
3-Month CD
2.75%
$1,000
48-Month CD
2.75%
$500
24-Month CD
2.53%
$500
60-Month CD
2.52%
$500
48-Month CD
2.52%
$1,000
6-Month CD
2.52%
$2,500
18-Month CD
2.50%
$500
3-Month CD
2.10%
$500
48-Month CD
2.02%
$500
24-Month CD
2.00%
$1,000
Kasasa Savings
2.00%
$0
36-Month CD
1.80%
$2,500
60-Month CD
1.51%
$1,000
Performance Money Market
1.35%
$50,000
60-Month CD
1.10%
$1,000
60-Month CD
1.00%
$1,000
High Yield Money Market
1.00%
$5,000
Money Market
0.71%
$0
6-Month CD
0.60%
$500
Super NOW Checking
0.55%
$2,500
18-Month CD
0.55%
$1,000
Money Market
0.50%
$1,000
48-Month CD
0.45%
$1,000
6-Month CD
0.25%
$500
24-Month CD
0.25%
$1,000
Benefit Money Market
0.25%
$5,000
Savings
0.25%
$100
Money Market
0.15%
$0
Savings
0.10%
$100
Online Savings
0.10%
$50
Fundsavers Savings
0.05%
$10
Checking
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.000%
5.168%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed
5.560%
5.730%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.625%
5.741%
0.000
15-Year Fixed
5.500%
5.617%
0.000
10-Year Fixed
5.375%
5.590%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.625%
5.899%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
15-Year Fixed
5.125%
5.389%
1.000
15 Year Fixed
5.250%
5.306%
0.000
5.500%
5.724%
0.000
5.115%
5.908%
0.946
5.500%
5.588%
0.000
5.500%
5.581%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.575%
5.684%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.625%
5.850%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.250%
5.867%
0.000
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.875%
5.907%
0.000
5.125%
5.637%
0.250
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.490%
5.539%
0.000
15 Year Fixed
5.750%
6.062%
0.000
15-Year Fixed
5.125%
5.174%
0.000
4.875%
5.010%
0.000
5.875%
6.055%
0.000
5.375%
5.446%
0.000
20-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed
5.125%
5.284%
0.000
6.500%
6.218%
0.000
5.250%
5.562%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.500%
5.621%
0.000
5.375%
5.475%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.375%
5.475%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.500%
5.732%
0.000
5.250%
6.041%
0.000
6.250%
6.330%
0.000
5.875%
5.958%
0.000
30-Year Fixed
7.125%
7.126%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
16.100%
Academic VISA® Classic
15.400%
Visa Crimson Card
13.240%
Visa Platinum Credit Card
8.500%
As low as 8.50%
10.150%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Access FCU Visa Classic
13.500%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Platinum Preferred Student
17.990%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Student Rewards Card
17.990%
Access FCU Visa Gold
9.900%
VISA Credit Card
11.900%
No annual fee
18.000%
Security Service Power Rewards MasterCard
18.000%
18.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
VISA® Classic
12.960%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.990%
$0 - $10,000
60 - 60
Student Loan Consolidation
5.490%
$0
12.500%
$0
60 - 60
11.990%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
10.490%
$0
60 - 60
10.500%
$0 - $5,000
24 - 36
Personal/Signature
10.990%
$0
24 - 36
Personal Loan
11.000%
$0
1 - 12
New Signature Loans
8.990%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.200% - 17.950%
$0 - $100
12 - 24
12.990%
$0
13 - 60
15.000%
$500 - $1,500
6 - 12
10.000%
$0
60
A+ Personal Loan
8.990%
$0
84
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
9.900%
$0
Consolidation Loans
14.850%
$0
37 - 60
10.250% - 17.950%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
Personal Line of Credit
11.500%
$0
10.700%
$0 - $10,000
60 - 60
10.890%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Atlantic City Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Atlantic City Federal Credit Union
Full Time Employees: 35
Part Time Employees: 4
President: Bonnie Hildner
CEO: Brian Rohrbacher
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
1005 11th St
Lander, WY 82520 2663
Phone Number: 307-332-5151
Fax Number: 307-332-8114

Financials

Total Assets:
213,495,728
Total Amount of Shares and Deposits:
183,854,877
Total Shares and Deposits < 1 Year:
169,482,225
Total Shares and Deposits 1 3 Years:
11,737,194
Total Shares and Deposits > 3 Years:
2,635,457
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,915,871
Total Uninsured Shares and Deposits > $250K (F+J):
12,915,871
Total Insured Shares and Deposits > $250K (item 17 less item K):
170,939,006
Total Interest Expense (Sum of items 6 8):
2,620,121
Share Certificates:
1,555
Number of Accounts for Share Drafts:
9,430
IRA KEOGH Accounts:
171
Number of Accounts for Regular Shares:
15,383
Money Market Shares:
913
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,579,798
Total Liabilities:
185,077,050
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Atlantic City Federal Credit Union

Is a member application needed to join Atlantic City Federal Credit Union?

Yes, to access services at Atlantic City Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Atlantic City Federal Credit Union provides a range of mortgage and home equity products.

Is Atlantic City Federal Credit Union a safe place to deposit money?

Yes, Atlantic City Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Atlantic City Federal Credit Union offer online and mobile banking?

Most modern institutions like Atlantic City Federal Credit Union provide digital access including online balance checks and transfers.

Current Atlantic City Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions