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Link Federal Credit Union

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Link Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join Link Federal Credit Union?

Yes, to access services at Link Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Link Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

Link Federal Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Link Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.16%. Rates were last updated on 05/16/2026.

Link Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Link Federal Credit Union? Share your experience about Link Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Link Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.16%

Excellent Lower than avg

Link Federal Credit Union
Link FCU Corporate

5212 Rockville Rd
Indianapolis, IN 46224

https://www.linkfcu.org

Link Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.49%
Details As Low As; Subject to credit approval. Some restrictions may apply. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.16%

Link Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	11.65%
Details As Low As; Subject to credit approval. Some restrictions may apply. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.16%

Link Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	8.75%
Details As Low As; Subject to credit approval. Some restrictions may apply. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Link Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Link Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Link Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Link Federal Credit Union

Website https://www.linkfcu.org

Address 5212 Rockville Rd, Indianapolis, IN 46224

Phone 317-248-9241

Fax 317-240-5048

President Tom Barker

CEO Jason Ford

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.16%

Return on Assets (ROA)

0.3266%

Return on Equity (ROE)

3.5648%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

19,080,808

Total Amount of Shares and Deposits

16,994,098

Total Shares and Deposits < 1 Year

16,927,600

Total Shares and Deposits 1 3 Years

26,773

Total Shares and Deposits > 3 Years

39,725

Total Insured Shares and Deposits > $250K (item 17 less item K)

16,994,098

Total Interest Expense (Sum of items 6 8)

14,012

Share Certificates

Number of Accounts for Share Drafts

1,200

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,601

All other shares

372

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

62,325

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,693,574

Total Liabilities

17,374,757

Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Link Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Link Federal Credit Union

Frequently Asked Questions About Link Federal Credit Union

How many branches does Link Federal Credit Union operate?

Link Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Link Federal Credit Union?

Yes, to access services at Link Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Link Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Link Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Link Federal Credit Union offer online and mobile banking?

Most modern institutions like Link Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.linkfcu.org.