Baylands Family Credit Union Rates and Review January 2026
Compare Baylands Family Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Baylands Family Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityBaylands Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Baylands Family Credit Union? Share your experience about Baylands Family Credit Union by leaving a review below, or read customer reviews before you decide to use Baylands Family Credit Union. Overall, Baylands Family Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Baylands Family Credit Union WEST POINT BRANCH 2004 MAIN STREET WEST POINT, VA 23181  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonRewards Credit Card
14.240%
Classroom Supply Visa
8.500%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured Signature Loan
9.250%
$0
1 - 24
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Baylands Family Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Baylands Family Credit Union
Website: https://www.baylandsfcu.org
Full Time Employees: 29Part Time Employees: 2 President: Joseph Drexler III CEO: Teresa Millis Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
2004 MAIN STREET
WEST POINT, VA 23181 Phone Number: 804-843-2520 Fax Number: 804-843-4859 FinancialsTotal Assets:
91,411,603
Total Amount of Shares and Deposits:
82,793,527
Total Shares and Deposits < 1 Year:
77,246,479
Total Shares and Deposits 1 3 Years:
5,028,108
Total Shares and Deposits > 3 Years:
518,940
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,195,756
Total Uninsured Shares and Deposits > $250K (F+J):
1,195,756
Total Insured Shares and Deposits > $250K (item 17 less item K):
81,597,771
Total Interest Expense (Sum of items 6 8):
541,140
Share Certificates:
351
Number of Accounts for Share Drafts:
3,514
IRA KEOGH Accounts:
241
Number of Accounts for Regular Shares:
6,386
All other shares:
6
Money Market Shares:
314
Net Income (unless the amount is already included in Undivided Earnings):
369,489
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,435,829
Total Liabilities:
83,280,419
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Baylands Family Credit UnionIs a member application needed to join Baylands Family Credit Union?Yes, to access services at Baylands Family Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Baylands Family Credit Union provides a range of mortgage and home equity products. Is Baylands Family Credit Union a safe place to deposit money?Yes, Baylands Family Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Baylands Family Credit Union offer online and mobile banking?Most modern institutions like Baylands Family Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 3.90%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 16.20%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates which you can compare to 
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