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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Neighborhood Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Neighborhood Credit Union's 25 Inflate My Rate CD rates are at 3.55%, Standard CD 12 month rates are at 3.50%, Standard CD 18 month rates are at 3.50%, Standard CD 6 month rates are at 3.50%, Traditional & Roth IRA CDs1 12 month rates are at 3.50%. Neighborhood Credit Union's savings rates are at 0.00%. Neighborhood Credit Union's money market rates are at 0.10%. Neighborhood Credit Union's Personal Loan Rates are at 1.99%. MonitorBankRates evaluates the financial stability of Neighborhood Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.73%. Rates were last updated on 04/19/2026. Neighborhood Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood Credit Union? Share your experience about Neighborhood Credit Union by leaving a review below, or read customer reviews before you decide to use Neighborhood Credit Union. Neighborhood Credit Union
Corporate Office 13649 Montfort Dr
https://www.myncu.com Dallas, TX 75240 2521 
Neighborhood Credit Union CD Rates
Neighborhood Credit Union Savings Rates
Neighborhood Credit Union Money Market Rates
Neighborhood Credit Union Home Equity & HELOC
Neighborhood Credit Union Auto Loan Rates
Neighborhood Credit Union Credit Card Rates
Neighborhood Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Neighborhood Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighborhood Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Neighborhood Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Neighborhood Credit Union
Website
https://www.myncu.com
Address
13649 Montfort Dr,
Dallas, TX 75240 2521
Phone
214-748-9393
Fax
President
Dwayne Boozer
CEO
Chet Kimmell
Full-Time Employees
184
Part-Time Employees
6
Branch Locations
18
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.73%
Return on Assets (ROA)
0.3840%
Return on Equity (ROE)
3.6532%
Non-Performing Loans Ratio (NPL)
1.32%
Total Assets
1,124,348,506
Total Amount of Shares and Deposits
997,274,141
Total Shares and Deposits < 1 Year
913,382,865
Total Shares and Deposits 1 3 Years
69,944,150
Total Shares and Deposits > 3 Years
13,947,125
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
80,805,673
Total Uninsured Shares and Deposits > $250K (F+J)
80,805,673
Total Insured Shares and Deposits > $250K (item 17 less item K)
916,468,468
Total Interest Expense (Sum of items 6 8)
16,409,460
Share Certificates
5,899
Number of Accounts for Share Drafts
46,552
IRA KEOGH Accounts
2,235
Number of Accounts for Regular Shares
88,109
All other shares
3,435
Non Member Deposits
22
Money Market Shares
522
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,243,398
Total Liabilities
1,016,449,073
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Neighborhood Credit UnionIs Neighborhood Credit Union a safe place to deposit money?Yes, Neighborhood Credit Union is considered a safe financial institution. With a Texas Ratio of 8.7342956116614%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Neighborhood Credit Union operate?Neighborhood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Neighborhood Credit Union?Yes, to access services at Neighborhood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Neighborhood Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Neighborhood Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Neighborhood Credit Union offer online and mobile banking?Most modern institutions like Neighborhood Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myncu.com. Current Neighborhood Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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