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Southwest 66 Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Southwest 66 Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 0.05%. Savings rates are at 0.55% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Southwest 66 Credit Union rates. MonitorBankRates evaluates the financial stability of Southwest 66 Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.90%. Rates were last updated on 04/23/2026.

Southwest 66 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southwest 66 Credit Union? Share your experience about Southwest 66 Credit Union by leaving a review below, or read customer reviews before you decide to use Southwest 66 Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.90%
Excellent Lower than avg
Southwest 66 Credit Union
Main Branch
4041 E 52nd St
Odessa, TX 79762
https://www.southwest66.com
Member NCUA

Current Rate Availability

We do not have Southwest 66 Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Southwest 66 Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southwest 66 Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Southwest 66 Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Southwest 66 Credit Union
Website https://www.southwest66.com
Address 4041 E 52nd St, Odessa, TX 79762
Phone 432-363-6600
Fax 432-367-0611
President Kriston Crow
CEO Elizabeth Newman
Full-Time Employees 40
Part-Time Employees 0
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.90%
Return on Assets (ROA)
0.1519%
Return on Equity (ROE)
1.3777%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
110,708,660
Total Amount of Shares and Deposits
97,813,695
Total Shares and Deposits < 1 Year
96,785,588
Total Shares and Deposits 1 3 Years
947,157
Total Shares and Deposits > 3 Years
80,949
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,672,496
Total Uninsured Shares and Deposits > $250K (F+J)
3,672,496
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,141,199
Total Interest Expense (Sum of items 6 8)
940,477
Share Certificates
547
Number of Accounts for Share Drafts
5,287
IRA KEOGH Accounts
145
Number of Accounts for Regular Shares
8,371
Money Market Shares
296
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,898,573
Total Liabilities
99,164,960
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Southwest 66 Credit Union

Is Southwest 66 Credit Union a safe place to deposit money?

Yes, Southwest 66 Credit Union is considered a safe financial institution. With a Texas Ratio of 4.900355260358%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Southwest 66 Credit Union operate?

Southwest 66 Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Southwest 66 Credit Union?

Yes, to access services at Southwest 66 Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Southwest 66 Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Southwest 66 Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Southwest 66 Credit Union offer online and mobile banking?

Most modern institutions like Southwest 66 Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.southwest66.com.

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