What are the current interest rates at Bethlehem 1st Federal Credit Union?

Current rates for Bethlehem 1st Federal Credit Union include:

Bethlehem 1st Federal Credit Union Rates and Review January 2026

Bethlehem 1st Federal Credit Union 12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 1.41%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 17.75%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Bethlehem 1st Federal Credit Union rates.

Compare Bethlehem 1st Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bethlehem 1st Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Bethlehem 1st Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bethlehem 1st Federal Credit Union? Share your experience about Bethlehem 1st Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bethlehem 1st Federal Credit Union.

Overall, Bethlehem 1st Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.40%

18-Month CD

N/A

2.17%

24-Month CD

N/A

2.19%

36-Month CD

N/A

2.13%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

N/A

0.61%

MMA

N/A

0.76%

30-Year Fixed

N/A

6.04%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Bethlehem 1st Federal Credit Union
Main Office

2317 Easton Ave
Bethlehem, PA 18017 5009

https://www.beth1st.org

MonitorBankRates' Rating

5/5

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Review Bethlehem 1st Federal Credit Union

CD & Savings Rate Comparison

Canyon View Credit Union

24-Month CD

4.00%

$500

CF Bank

Platinum Money Market

3.90%

$25,000

Live Oak Bank

6-Month CD

3.80%

$2,500

The Community State Bank

12-Month CD

3.80%

$1,000

First Foundation Bank

Online Savings

3.75%

$1,000

City National B&T Co. of Lawton, OK

24-Month CD

3.75%

$500

U.S. Bank

Bank Smartly Savings Account

3.50%

$100,000

State Bank Spirit Lake, IA

9-Month CD

3.31%

$1,000

Hendricks County Bank and Trust

12-Month CD

3.30%

$1,000

Great Plains State Bank

48-Month CD

3.30%

$500

AAA Federal Credit Union

12-Month CD

3.25%

$1,000

Coleman County State Bank

36-Month CD

3.09%

$1,000

State Bank of Chilton

36-Month CD

3.02%

$1,000

Union State Bank Olsburg, KS

6-Month CD

3.00%

$1,000

United Trust Bank

24-Month CD

2.80%

$3,000

Commerce Bank & Trust

36-Month CD

2.75%

$500

Longview Bank

24-Month CD

2.75%

$500

Addition Financial Credit Union

24-Month CD

2.60%

$1,000

Kaw Valley Bank

36-Month CD

2.53%

$500

Achieve Financial Credit Union

36-Month CD

2.53%

$1,000

Citizens-Farmers Bank of Cole Camp

48-Month CD

2.52%

$1,000

Sanborn Savings Bank

24-Month CD

2.26%

$1,000

Home Federal S&L of Niles

18-Month CD

2.07%

$1,000

La Salle State Bank

36-Month CD

2.05%

$1,000

PSB of Rhineland

48-Month CD

2.02%

$1,000

1st Liberty Federal Credit Union

36-Month CD

1.87%

$500

Self-Help Credit Union

Money Market

1.77%

$500

Ponce Bank

Non-Profit Business Checking

1.73%

Swedish-American State Bank

12-Month CD

1.51%

$500

America First Federal Credit Union

Money Market

1.25%

$10,000

First Bank Creve Coeur, MO

12-Month CD

1.00%

$1,000

Murphy-Wall State B&T Co.

60-Month CD

1.00%

$1,000

FNB of Peterstown

48-Month CD

1.00%

$2,500

Connecticut Community Bank

60-Month CD

0.60%

$500

Somerset Trust Company

60-Month CD

0.60%

$500

First National Bank Alamogordo, NM

Personal Savings

0.25%

$100

Washington State Bank Washington, IA

Savings

0.25%

$100

First Financial of Maryland FCU

Money Market

0.20%

$2,000

F&M State Bank Winterset, IA

Classic Plus Checking

0.10%

$1,500

FNB of Hope

Money Market

0.10%

Toyota Financial Savings Bank

Savings

0.10%

$500

First National Bank and Trust AL

Money Market

0.05%

$50

Metropolitan Bank

Value Savings

0.05%

$1,500

Chesapeake Bank

Money Market

0.05%

$5,000

1st Ed Credit Union

Regular Savings

0.05%

Grand Rapids SB

Interest Checking

0.03%

$500

First Federal S&L of McMinnville

Statement Savings

0.02%

Iron Workers SB

NOW Checking

0.02%

$600

State Bank of the Lakes

Savings Account

0.02%

First Citizens State Bank

Direct Checking

0.01%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Penn East Federal Credit Union

30-year Fixed

5.500%

5.786%

2.280

Addition Financial Credit Union

30-Year Fixed

6.000%

6.110%

0.000

Geddes Federal S&L

7/1 ARM

5.625%

5.941%

0.000

Freedom Credit Union

15 Year Fixed

5.120%

5.192%

0.000

NCB North Cambridge Coopertive Bank

30-Year Fixed

6.125%

6.135%

0.000

Morton Lane Federal Credit Union

20 Year Fixed

5.875%

6.055%

0.000

OlyFed Olympia Federal S&L

30-Year Fixed Jumbo

6.125%

6.265%

1.000

Northfield Savings Bank

30-Year Fixed

5.875%

5.935%

0.000

Crest Savings Bank

5/1 Adjustable

5.875%

6.234%

0.000

Greenfield Banking Company Greenfield, IN

15-Year Fixed

5.375%

5.721%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.000%

5.068%

0.000

Teachers Federal Credit Union

15-Year Fixed (Jumbo)

5.500%

5.520%

0.000

Mutual Security Credit Union

7/1 ARM

5.000%

5.080%

0.000

Sacramento Credit Union

15-Year Fixed

5.250%

5.513%

0.500

Midwest Liberty Federal Credit Union

10 Year Fixed

5.375%

5.804%

0.000

Chartway Credit Union

10/1 ARM

6.250%

6.350%

0.000

FirstBank of Nebraska

30-Year Fixed

7.125%

7.126%

0.000

Y-12 Federal Credit Union

15-Year Fixed

5.375%

5.565%

1.000

Americas First Federal Credit Union

30-Year Fixed

6.125%

6.320%

0.000

Fox Valley Savings Bank

10-Year Fixed

5.750%

6.024%

0.000

Greenfield Banking Company Greenfield, IN

30-Year Fixed

5.875%

6.110%

0.000

Bath State Bank

30-Year Fixed

6.125%

6.167%

0.000

Methuen Co-operative Bank

30-Year Fixed

6.125%

6.185%

0.000

Peoples Trust Co. of St. Albans

30-Year Fixed

5.625%

5.647%

0.000

First Security B&T Co. IA

30-Year Fixed

6.000%

6.123%

0.000

Chartway Credit Union

7/1 ARM

5.875%

5.975%

0.000

First National Bank of Hutchinson

10-Year Fixed

5.500%

5.809%

0.000

McCoy Federal Credit Union

15 Year Fixed

5.750%

5.977%

0.000

Magnifi Financial Credit Union

15 Year Fixed

5.500%

5.635%

0.000

Kirtland Federal Credit Union

20 Year Fixed

5.500%

5.737%

0.000

Hatboro Federal Savings

15-Year Fixed

4.625%

4.990%

2.000

Vystar Credit Union

5/5 ARM

4.875%

5.754%

0.000

Sacramento Credit Union

20-Year Fixed

5.625%

5.836%

0.500

Wrentham Co-operative Bank

30-Year Fixed (Jumbo)

5.875%

5.931%

0.000

Northwest Community Bank

7/1 ARM

5.625%

6.036%

0.000

Abound Federal Credit Union

30-Year Fixed Jumbo

6.000%

6.015%

0.000

Ridgewood Savings Bank

20-Year Fixed

5.750%

5.870%

0.000

Navy Federal Credit Union

15-Year Fixed

4.750%

4.940%

0.250

Canton Co-operative Bank

30-Year Fixed

6.000%

6.067%

0.000

Penn East Federal Credit Union

5/6 ARM

6.300%

6.498%

0.000

Smart Financial Credit Union

5/1 ARM

4.740%

7.533%

0.000

Geddes Federal S&L

30-Year Fixed Bi-weekly

6.250%

6.335%

0.000

The Bank of Brodhead

15-Year Fixed

5.625%

5.697%

0.000

Grow Financial Federal Credit Union

30 Year Fixed

6.000%

6.107%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.331%

1.000

Midwest Liberty Federal Credit Union

30 Year Fixed

6.000%

6.183%

0.000

Randolph Brooks FCU

5/5 ARM

5.500%

5.588%

0.000

Hawaii State Federal Credit Union

5 Year ARM

5.250%

6.232%

0.750

Logix Federal Credit Union

30 Year Fixed

6.250%

6.330%

0.000

Premier Bank Dubuque, IA

30-Year Fixed

5.875%

5.973%

0.000

View 50 More

Credit Card Rate Comparison

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

4U Federal Credit Union

Credit Card

10.150%

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

Vystar Credit Union

Savings Secured Visa®

18.000%

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

1st United Credit Union

Visa Platinum Rewards

14.900%

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

1st Northern California Credit Union

Visa Shared Secured

7.900%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Mountain America Federal Credit Union

Low Rate Credit Card

13.240%

Canyon View Credit Union

Visa Crimson Card

13.240%

1st Valley Credit Union

Platinum Visa

8.750%

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Acipco Federal Credit Union

Visa Credit Card

9.990%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Canyon View Credit Union

Personal Loans

13.490%

$0 - $5,000

48 - 48

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

AAEC Credit Union

Education (tuition bill required)

8.250%

802 Credit Union

Personal/Signature

10.990%

24 - 36

Abri Credit Union

Personal Loans

8.990% - 19.990%

$500 - $30,000

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

BECU Boeing Employees Credit Union

Personal Lines of Credit

11.900% - 19.400%

Y-12 Federal Credit Union

Ultra Loan

13.990%

BECU Boeing Employees Credit Union

Personal Loan

8.990% - 18.000%

$0 - $30,000

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

Circuit Federal Credit Union

Personal Loans

10.250% - 10.650%

$3,000 - $25,000

ABCO Federal Credit Union

Vacation Loans

10.490%

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

A+ Federal Credit Union

A+ Personal Loan

8.990%

Canyon View Credit Union

Personal Loans

13.740%

$5,000

60 - 60

Access Community Credit Union

Personal Loans

12.990%

13 - 60

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

Acadia Federal Credit Union

Personal Loans

11.900%

$0 - $15,000

24 - 60

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

Advantage Credit Union Newtown, IA

Personal Loans

14.700%

$8,000

60 - 60

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

Teachers Federal Credit Union

Unsecured Personal Loan

12.740%

$0 - $50,000

61 - 72

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

1st Street Credit Union

Note Loan

8.990% - 17.990%

Vystar Credit Union

Personal Loans

13.250%

6184

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Bethlehem 1st Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Bethlehem 1st Federal Credit Union

Website: https://www.beth1st.org

Full Time Employees: 8
Part Time Employees: 1
President: Donald Sillivan Jr
CEO: Shannon Scribner
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

2317 Easton Ave
Bethlehem, PA 18017 5009
Phone Number: 610-691-0041
Fax Number: 610-691-8624

Financials

Total Assets:

70,136,962

Total Amount of Shares and Deposits:

62,245,823

Total Shares and Deposits < 1 Year:

61,926,081

Total Shares and Deposits 1 3 Years:

319,742

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

3,719,861

Total Uninsured Shares and Deposits > $250K (F+J):

3,719,861

Total Insured Shares and Deposits > $250K (item 17 less item K):

58,525,962

Total Interest Expense (Sum of items 6 8):

333,255

Share Certificates:

378

Number of Accounts for Share Drafts:

1,981

IRA KEOGH Accounts:

151

Number of Accounts for Regular Shares:

4,359

Money Market Shares:

Net Income (unless the amount is already included in Undivided Earnings):

609,144

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

7,573,029

Total Liabilities:

62,821,352

Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Bethlehem 1st Federal Credit Union

Is a member application needed to join Bethlehem 1st Federal Credit Union?

Yes, to access services at Bethlehem 1st Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Bethlehem 1st Federal Credit Union provides a range of mortgage and home equity products.

Is Bethlehem 1st Federal Credit Union a safe place to deposit money?

Yes, Bethlehem 1st Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.