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BP Federal Credit Union Rates and Review January 2026

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BP Federal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 4.11% and 3-month CD rates at 2.00%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 15.20%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to BP Federal Credit Union rates.

Compare BP Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of BP Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

BP Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at BP Federal Credit Union? Share your experience about BP Federal Credit Union by leaving a review below, or read customer reviews before you decide to use BP Federal Credit Union.

Overall, BP Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

BP Federal Credit Union
Republic Square
13501 Katy Fwy Ste 1150
Houston, TX 77079 1319
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Rewards Checking
5.00%
$0
12-Month CD
4.35%
$1,000
36-Month CD
4.05%
$500
18-Month CD
3.95%
$250
36-Month CD
3.80%
$1,000
3-Month CD
3.65%
$1,000
24-Month CD
3.60%
$0
36-Month CD
3.45%
$2,500
60-Month CD
3.44%
$500
60-Month CD
3.29%
$200
26-Month CD
3.25%
$1,000
12-Month CD
3.20%
$1,000
12-Month CD
3.20%
$500
36-Month CD
3.10%
$500
18-Month CD
3.05%
$1,000
60-Month CD
3.03%
$1,000
36-Month CD
3.00%
$500
36-Month CD
3.00%
$500
18-Month CD
3.00%
$1,000
18-Month CD
2.79%
$1,000
12-Month CD
2.77%
$1,000
84-Month CD
2.75%
$10,000
18-Month CD
2.50%
$1,000
12-Month CD
2.28%
$1,000
18-Month CD
1.75%
$1,000
60-Month CD
1.50%
$1,000
6-Month CD
1.46%
$1,000
48-Month CD
1.31%
$1,000
48-Month CD
1.25%
$1,000
Rainy Day Savings
1.00%
$5
Access Money Market
1.00%
$2,500
24-Month CD
0.95%
$1,000
Platinum Money Market
0.75%
$10,000
48-Month CD
0.70%
$500
Savings
0.65%
$0
48-Month CD
0.60%
$500
36-Month CD
0.40%
$1,000
Money Market
0.30%
$2,500
12-Month CD
0.30%
$1,000
24-Month CD
0.16%
$1,000
Statement Savings
0.10%
$10
Keystone Interest Checking
0.05%
$25
NOW Checking
0.05%
$0
Interest Checking
0.05%
$250
Direct Checking
0.05%
$100
6-Month CD
0.05%
$1,000
Statement Savings
0.05%
$2,500
Interest Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.118%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.875%
6.010%
0.000
6.000%
6.110%
0.000
20-Year Fixed
5.875%
5.968%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
15-Year Fixed
4.625%
4.990%
2.000
30-Year Fixed
5.750%
5.908%
0.500
5.750%
5.876%
0.000
5.750%
5.907%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.625%
5.743%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.875%
5.931%
0.000
20-Year Fixed
5.900%
6.129%
0.000
30-Year Fixed
6.000%
6.068%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.375%
5.475%
0.000
6.000%
6.107%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
15-Year Fixed
5.375%
5.525%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
6.000%
6.160%
0.000
5.625%
5.899%
0.000
20-Year Fixed
5.875%
6.057%
0.000
7/1 ARM
7.000%
7.111%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.000%
6.000%
0.000
20-Year Fixed
5.625%
5.710%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
6.250%
7.325%
0.000
15-Year Fixed
5.375%
5.580%
0.000
20-Year Fixed
5.750%
5.870%
0.000
30-Year Fixed
6.000%
6.112%
0.000
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed
5.875%
6.000%
0.000
30-Year Fixed
6.125%
6.226%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5.500%
5.565%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
7.250%
7.402%
0.000
5.625%
5.870%
0.000
15-Year Fixed
5.125%
5.174%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.500%
5.635%
0.000
5.875%
6.359%
0.000
5.500%
5.972%
0.000
20-Year Fixed
6.125%
6.183%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum with Rewards
9.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
18.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic VISA® Platinum
10.900%
Visa Student Rewards Card
17.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Traditional
14.240% - 18.000%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Access FCU Visa Gold
9.900%
9.990%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Academic VISA® Gold
15.400%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
10.150%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
8.900%
Max Rewards Visa Credit Card
15.250%
Security Service Power MasterCard
12.740% - 18.000%
Academic VISA® Classic
15.400%
VISA® Credit Cards
7.990%
Visa Platinum Preferred Starter
17.990%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.490%
$0
36 - 36
12.250% - 17.000%
$0 - $20,000
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
13.700%
$2,500 - $5,000
36 - 36
Personal Loan
8.950%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Signature (Unsecured) Loan
11.040%
$0
1 - 24
11.740% - 17.990%
$0
Credit Starter Loan
16.250%
$0
Debt Consolidated
9.490%
$500
36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
12.990%
$0
12
Unsecured Signature Loan
9.250%
$0
1 - 24
17.900%
$0 - $500
Term Line of Credit 84 months
8.000%
$0
Gold Star Loan
14.200%
$0
48
9.900%
$0
9.990% - 18.000%
$0 - $50,000
Personal Signature Loans
14.000%
$0
60
10.650%
$0
13.450%
$0
11.990%
$0
Personal Line of Credit
16.240%
$0
60
Personal Signature Loan
11.000%
$0
96
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have BP Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: BP Federal Credit Union
Full Time Employees: 21
Part Time Employees: 0
President: Janiece Andrus
CEO: Robert Corolla
Branch Locations: 4
ATM Locations: 0
Corporate Office Address:
13501 Katy Fwy Ste 1150
Houston, TX 77079 1319
Phone Number: 281-870-8000
Fax Number:

Financials

Total Assets:
123,044,730
Total Amount of Shares and Deposits:
105,403,330
Total Shares and Deposits < 1 Year:
101,088,932
Total Shares and Deposits 1 3 Years:
2,566,296
Total Shares and Deposits > 3 Years:
1,748,102
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,421,951
Total Uninsured Shares and Deposits > $250K (F+J):
12,421,951
Total Insured Shares and Deposits > $250K (item 17 less item K):
92,981,379
Total Interest Expense (Sum of items 6 8):
1,365,404
Share Certificates:
554
Number of Accounts for Share Drafts:
4,499
Number of Accounts for Regular Shares:
4,227
Money Market Shares:
345
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
-3,435
Total Liabilities:
105,986,205
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About BP Federal Credit Union

Is a member application needed to join BP Federal Credit Union?

Yes, to access services at BP Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, BP Federal Credit Union provides a range of mortgage and home equity products.

Is BP Federal Credit Union a safe place to deposit money?

Yes, BP Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does BP Federal Credit Union offer online and mobile banking?

Most modern institutions like BP Federal Credit Union provide digital access including online balance checks and transfers.

Current BP Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions