|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hotel And Travel Industry Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Hotel And Travel Industry Federal Credit Union's CD 6 month CD Special rates are at 3.50%, IRA CD 1-Year rates are at 3.00%, CD 1-Year rates are at 3.00%, CD 12 month CD Special rates are at 3.00%, 1-5 Year Credit Builder CD rates are at 2.00%. Hotel And Travel Industry Federal Credit Union's Personal Loan Rates are at 7.25%. MonitorBankRates evaluates the financial stability of Hotel And Travel Industry Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.46%. Rates were last updated on 04/11/2026. Hotel And Travel Industry Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hotel And Travel Industry Federal Credit Union? Share your experience about Hotel And Travel Industry Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hotel And Travel Industry Federal Credit Union. Hotel And Travel Industry Federal Credit Union
Main 1914 S KING ST STE 100
https://www.htifcu.com Honolulu, HI 96826 2162 
Hotel And Travel Industry Federal Credit Union CD Rates
Hotel And Travel Industry Federal Credit Union Savings Rates
Hotel And Travel Industry Federal Credit Union Checking Rates
Hotel And Travel Industry Federal Credit Union Home Equity & HELOC
Hotel And Travel Industry Federal Credit Union Auto Loan Rates
Hotel And Travel Industry Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hotel And Travel Industry Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hotel And Travel Industry Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hotel And Travel Industry Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hotel And Travel Industry Federal Credit Union
Website
https://www.htifcu.com
Address
1914 S KING ST STE 100,
Honolulu, HI 96826 2162
Phone
808-942-5115
Fax
808-942-4155
President
Velma Kam
CEO
Cheryl Nakai
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.46%
Return on Assets (ROA)
0.2476%
Return on Equity (ROE)
2.7630%
Non-Performing Loans Ratio (NPL)
1.56%
Total Assets
39,560,050
Total Amount of Shares and Deposits
36,296,488
Total Shares and Deposits < 1 Year
35,999,756
Total Shares and Deposits 1 3 Years
246,880
Total Shares and Deposits > 3 Years
49,852
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
364,496
Total Uninsured Shares and Deposits > $250K (F+J)
364,496
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,931,992
Total Interest Expense (Sum of items 6 8)
318,933
Share Certificates
164
Number of Accounts for Share Drafts
1,500
IRA KEOGH Accounts
131
Number of Accounts for Regular Shares
4,955
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
900,176
Total Liabilities
36,871,233
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hotel And Travel Industry Federal Credit UnionIs Hotel And Travel Industry Federal Credit Union a safe place to deposit money?Yes, Hotel And Travel Industry Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.4643132452164%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hotel And Travel Industry Federal Credit Union operate?Hotel And Travel Industry Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hotel And Travel Industry Federal Credit Union?Yes, to access services at Hotel And Travel Industry Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hotel And Travel Industry Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hotel And Travel Industry Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hotel And Travel Industry Federal Credit Union offer online and mobile banking?Most modern institutions like Hotel And Travel Industry Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.htifcu.com. Current Hotel And Travel Industry Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
University Federal Credit Union
Temple Inland Federal Credit Union
Consumers Federal Credit Union
Tri County Credit Union Grinnell, KS
CorePlus Federal Credit Union
Red River Employees Federal Credit Union
One Credit Union
US Pipe Bessemer Employees Federal Credit Union
Bellco Federal Credit Union
Peoria City Employees Credit Union
ASA Federal Credit Union
Wayland Temple Baptist Federal Credit Union
Lutheran Federal Credit Union
East Orange Firemens Federal Credit Union
First Missouri Credit Union
Steel Valley Federal Credit Union
Nashville Post Office Credit Union
Genesee Valley Federal Credit Union
Westmark Credit Union
Police Federal Credit Union
District 58 Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
