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Kamehameha Federal Credit Union

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Kamehameha Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kamehameha Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Kamehameha Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.58% and 3-month share certificate rates at 0.10%. Savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Kamehameha Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Kamehameha Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.62%. Rates were last updated on 04/17/2026.

Kamehameha Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kamehameha Federal Credit Union? Share your experience about Kamehameha Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kamehameha Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.62%

Excellent Lower than avg

Kamehameha Federal Credit Union
Main Office

1620 N School St Ste 116
Honolulu, HI 96817 1849

https://www.kamehamehafcu.org

Current Rate Availability

We do not have Kamehameha Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kamehameha Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kamehameha Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kamehameha Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kamehameha Federal Credit Union

Website https://www.kamehamehafcu.org

Address 1620 N School St Ste 116, Honolulu, HI 96817 1849

Phone 808-842-9660

Fax 808-842-6499

President Ikaika Hussey

CEO Stephen Hatakeyama

Full-Time Employees 4

Part-Time Employees 1

Branch Locations 4

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.62%

Return on Assets (ROA)

-0.1413%

Return on Equity (ROE)

-1.1436%

Non-Performing Loans Ratio (NPL)

0.89%

Total Assets

40,249,442

Total Amount of Shares and Deposits

35,005,720

Total Shares and Deposits < 1 Year

33,672,272

Total Shares and Deposits 1 3 Years

1,333,448

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,030,766

Total Uninsured Shares and Deposits > $250K (F+J)

1,030,766

Total Insured Shares and Deposits > $250K (item 17 less item K)

33,974,954

Total Interest Expense (Sum of items 6 8)

60,178

Share Certificates

166

Number of Accounts for Share Drafts

1,351

IRA KEOGH Accounts

151

Number of Accounts for Regular Shares

3,399

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,127,794

Total Liabilities

35,275,303

Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Kamehameha Federal Credit Union yet. Feel free to create one below.

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Total Reviews

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Frequently Asked Questions About Kamehameha Federal Credit Union

Is Kamehameha Federal Credit Union a safe place to deposit money?

Yes, Kamehameha Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6153873062253%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kamehameha Federal Credit Union operate?

Kamehameha Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kamehameha Federal Credit Union?

Yes, to access services at Kamehameha Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kamehameha Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kamehameha Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kamehameha Federal Credit Union offer online and mobile banking?

Most modern institutions like Kamehameha Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kamehamehafcu.org.