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BREWSTER Rates & Review March 2026

BREWSTER's 13 Month CD rates are at 2.53%, NEW SPECIAL 13 Month CD rates are at 2.53%, 12 Month CD rates are at 1.26%, 6 Month CD rates are at 0.50%. BREWSTER's savings rates are at 0.15%. BREWSTER's Personal Loan Rates are at 8.45%. MonitorBankRates evaluates the financial stability of BREWSTER with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 03/25/2026.

BREWSTER money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BREWSTER? Share your experience about BREWSTER by leaving a review below, or read customer reviews before you decide to use BREWSTER.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.87%
Excellent Lower than avg
The Jefferson Bank
BREWSTER FEDERAL CREDIT UNION
105 Wabash Ave S
Brewster, OH 44613
http://www.brewsterfcu.org
Member NCUA

BREWSTER CD Rates

Product Rate APY Term View More
13 Month CD 2.50% 2.53% 13
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
NEW SPECIAL 13 Month CD 2.50% 2.53%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
12 Month CD 1.25% 1.26%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
6 Month CD 0.50% 0.50%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

BREWSTER Savings Rates

Product Rate APY View More
Regular Share (Savings) 0.15% 0.15%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

BREWSTER Checking Rates

Product Rate APY View More
Share Draft (Checking) 0.05% 0.05%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

BREWSTER Personal Loan Rates

Product Rate APR View More
Personal/Signature - 8.45%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BREWSTER is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BREWSTER rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BREWSTER's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BREWSTER
Address 105 Wabash Ave S, Brewster, OH 44613
Phone 330-767-4345
Fax 330-767-4666
President Greg Remenaric
CEO Joanne Smith
Full-Time Employees 8
Part-Time Employees 2
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.87%
Return on Assets (ROA)
1.6557%
Return on Equity (ROE)
9.4275%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
33,132,076
Total Amount of Shares and Deposits
27,184,367
Total Shares and Deposits < 1 Year
27,004,699
Total Shares and Deposits 1 3 Years
179,668
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
390,684
Total Uninsured Shares and Deposits > $250K (F+J)
390,684
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,793,683
Total Interest Expense (Sum of items 6 8)
33,581
Share Certificates
55
Number of Accounts for Share Drafts
1,731
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
3,253
Net Income (unless the amount is already included in Undivided Earnings)
202,687
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,356,915
Total Liabilities
27,313,327
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About BREWSTER

Is BREWSTER a safe place to deposit money?

Yes, BREWSTER is considered a safe financial institution. With a Texas Ratio of 1.8733923735153%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does BREWSTER operate?

BREWSTER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BREWSTER?

Yes, to access services at BREWSTER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BREWSTER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BREWSTER provides members with tools to manage their accounts and build a solid financial history.

Does BREWSTER offer online and mobile banking?

Most modern institutions like BREWSTER provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.brewsterfcu.org.

Current BREWSTER Rates

  • 12-Month CD1.26%
  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.