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Brewton Mill Federal Credit Union Rates & Review April 2026

Brewton Mill Federal Credit Union's money market rates are at 2.63%. Brewton Mill Federal Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Brewton Mill Federal Credit Union with a 2.2 Star Rating, an D Overall Health Grade, and a Texas Ratio of 21.36%. Rates were last updated on 04/18/2026.

Brewton Mill Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brewton Mill Federal Credit Union? Share your experience about Brewton Mill Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brewton Mill Federal Credit Union.

Overall Health & Safety Grade ?
D
Weak Health Score: 61/100
MonitorBankRates Rating ?
2.2
Average Out of 5.0 Stars
Texas Ratio ?
21.36%
Good Higher than avg
Brewton Mill Federal Credit Union
Brewton Mill Federal Credit Union
2549 South Blvd
Brewton, AL 36426
https://www.brewtonmillfcu.org
Member NCUA

Brewton Mill Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.63%
Details Up To
Last Updated 04/18/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 21.36%

Brewton Mill Federal Credit Union Checking Rates

Product Rate APY View More
Ascend Checking - 2.63%
Details Up To
Last Updated 04/18/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 21.36%

Brewton Mill Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 21.36%

Brewton Mill Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 12.24%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.5
Star Rating
B
Health Grade
Texas Ratio: 21.36%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brewton Mill Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brewton Mill Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brewton Mill Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brewton Mill Federal Credit Union
Address 2549 South Blvd, Brewton, AL 36426
Phone 251-867-3162
Fax 251-867-3114
President Hugh Miller
CEO Linda Williamson
Full-Time Employees 5
Part-Time Employees 1
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
2.2 / 5.0 ★
Overall Health & Safety Grade
D (61/100)
Texas Ratio
21.36%
Return on Assets (ROA)
-3.3176%
Return on Equity (ROE)
-70.0088%
Non-Performing Loans Ratio (NPL)
1.27%
Total Assets
25,839,343
Total Amount of Shares and Deposits
24,467,454
Total Shares and Deposits < 1 Year
19,135,753
Total Shares and Deposits 1 3 Years
4,243,505
Total Shares and Deposits > 3 Years
1,088,196
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,467,454
Total Interest Expense (Sum of items 6 8)
300,588
Share Certificates
186
Number of Accounts for Share Drafts
635
Number of Accounts for Regular Shares
1,695
Non Member Deposits
10
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,132,109
Total Liabilities
24,614,862
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

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Frequently Asked Questions About Brewton Mill Federal Credit Union

Is Brewton Mill Federal Credit Union a safe place to deposit money?

Yes, Brewton Mill Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 21.355496736985%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Brewton Mill Federal Credit Union operate?

Brewton Mill Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brewton Mill Federal Credit Union?

Yes, to access services at Brewton Mill Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brewton Mill Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brewton Mill Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brewton Mill Federal Credit Union offer online and mobile banking?

Most modern institutions like Brewton Mill Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brewtonmillfcu.org.

Current Brewton Mill Federal Credit Union Rates

  • MMA2.63%
Retrieved from our database of financial products. Rates subject to change.