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 Columbia Community Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Columbia Community Credit Union's 3 Month CD Account rates are at 3.75%, 3 Year Business CD rates are at 3.65%, 3 Year Business CD rates are at 3.60%, 3 Year Business CD rates are at 3.55%, 6 Month Business CD rates are at 3.40%. Columbia Community Credit Union's money market rates are at 1.00%. Columbia Community Credit Union's 5/6 ARM Special Offer rates are at 5.74%. MonitorBankRates evaluates the financial stability of Columbia Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.10%. Rates last updated and verified on 09/22/2026. Columbia Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Columbia Community Credit Union? Share your experience about Columbia Community Credit Union by leaving a review below, or read customer reviews before you decide to use Columbia Community Credit Union. Columbia Community Credit Union
Operations Center 200 NE Park Plaza Dr
https://www.columbiacu.org Vancouver, WA 98684 
Columbia Community Credit Union CD Rates
Columbia Community Credit Union Money Market Rates
Columbia Community Credit Union Checking Rates
Columbia Community Credit Union Mortgage Rates
Financial Health HistoryColumbia Community Credit Union’s Texas Ratio rose from 1.93% in Q2 2023 to 5.10% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Columbia Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Columbia Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Columbia Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Columbia Community Credit Union
Website
https://www.columbiacu.org
Address
200 NE Park Plaza Dr,
Vancouver, WA 98684
Phone
360-891-4000
Fax
360-619-3201
President
Max Ault
CEO
Lindsey Salvestrin
Full-Time Employees
308
Part-Time Employees
3
Branch Locations
15
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.10%
Return on Assets (ROA)
0.3347%
Return on Equity (ROE)
2.5774%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
2,591,492,872
Total Amount of Shares and Deposits
2,248,663,134
Total Shares and Deposits < 1 Year
2,231,484,111
Total Shares and Deposits 1 3 Years
14,637,914
Total Shares and Deposits > 3 Years
2,541,109
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
197,202,682
Total Uninsured Shares and Deposits > $250K (F+J)
197,202,682
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,051,460,452
Total Interest Expense (Sum of items 6 8)
8,260,946
Share Certificates
10,817
Number of Accounts for Share Drafts
93,398
IRA KEOGH Accounts
3,023
Number of Accounts for Regular Shares
61,467
Non Member Deposits
1
Money Market Shares
6,905
Net Income (unless the amount is already included in Undivided Earnings)
8,673,602
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
326,436,735
Total Liabilities
2,271,676,140
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Columbia Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Columbia Community Credit Union
Frequently Asked Questions About Columbia Community Credit UnionHow many branches does Columbia Community Credit Union operate?Columbia Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Columbia Community Credit Union?Yes, to access services at Columbia Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Columbia Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Columbia Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Columbia Community Credit Union offer online and mobile banking?Most modern institutions like Columbia Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.columbiacu.org. Current Columbia Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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