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Cal-Com Federal Credit Union Rates and Review January 2026

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Cal-Com Federal Credit Union12-month CD rates can be found at 1.61%, 6-month CD rates at 0.75% and 3-month CD rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Cal-Com Federal Credit Union rates.

Compare Cal-Com Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cal-Com Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Cal-Com Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cal-Com Federal Credit Union? Share your experience about Cal-Com Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cal-Com Federal Credit Union.

Overall, Cal-Com Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Cal-Com Federal Credit Union
Cal Com Federal Credit Union
1401 N Virginia ST
Port Lavaca, TX 77979
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.00%
$0
60-Month CD (Jumbo)
4.07%
$100,000
12-Month CD
3.75%
$100
60-Month CD
3.60%
$5,000
9-Month CD
3.57%
$500
18-Month CD
3.50%
$250
Platinum Money Market
3.45%
$2,500
18-Month CD
3.40%
$1,000
12-Month CD
3.40%
$500
36-Month CD (IntraFi®)
3.38%
$10,000
18-Month CD
3.35%
$500
12-Month CD
3.25%
$1,000
30-Month CD
3.25%
$500
Select Money Market
3.25%
$1,000
12-Month CD
3.25%
$1,000
48-Month CD
3.23%
$100
48-Month CD
3.23%
$1,000
48-Month CD
3.04%
$1,000
18-Month CD
3.03%
$500
Elite Savings
3.00%
$30,000
60-Month CD
2.96%
$500
60-Month CD
2.93%
$500
12-Month CD
2.75%
$500
36-Month CD
2.65%
$1,000
Kasasa Checking
2.50%
$50
24-Month CD
2.46%
$1,000
36-Month CD
2.02%
$1,000
36-Month CD
2.02%
$500
60-Month CD
2.02%
$1,000
60-Month CD
2.00%
$500
12-Month CD
1.96%
$1,000
3-Month CD
1.26%
$500
3-Month CD
1.16%
$1,000
48-Month CD
1.15%
$2,000
Money Market Advantage
1.01%
$75,000
12-Month CD
1.00%
$1,000
36-Month CD
0.70%
$500
NOW Checking
0.50%
$1,000
18-Month CD
0.50%
$500
Savings
0.40%
$100
24-Month CD
0.40%
$500
24-Month CD
0.30%
$1,000
Money Market
0.30%
$2,500
Savings
0.15%
$0
18-Month CD
0.15%
$1,000
Share Savings
0.15%
$100
Money Market
0.10%
$2,500
Check Plus Checking
0.05%
$25
Regular Savings
0.02%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
5.375%
5.638%
0.000
5.300%
5.433%
0.000
5.500%
5.612%
0.750
20-Year Fixed
5.000%
5.294%
2.000
5.875%
5.894%
0.000
6.000%
6.067%
0.000
5.125%
5.291%
0.000
5.750%
7.634%
0.000
5.875%
6.055%
0.000
5.625%
5.790%
0.000
20-Year Fixed
6.125%
6.201%
0.000
6.000%
6.126%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.875%
6.019%
1.000
5.500%
6.005%
0.000
5.250%
5.534%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.500%
5.809%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.625%
5.700%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.875%
5.927%
0.500
5.375%
5.860%
0.000
15-Year Fixed
5.375%
5.580%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.625%
5.775%
0.125
30-Year Fixed
5.560%
5.730%
0.000
5.750%
6.309%
0.000
10 Year Fixed
5.750%
5.883%
0.000
15 Year Fixed
5.550%
5.643%
0.000
30 Year Fixed
6.000%
6.127%
0.000
4.875%
5.754%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.625%
5.899%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.625%
5.741%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.375%
6.068%
1.000
30 Year Fixed
6.125%
6.360%
0.963
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.375%
5.416%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30 year Fixed
6.000%
6.034%
0.000
20-Year Fixed
5.750%
5.840%
0.000
5.250%
5.499%
1.000
15-Year Fixed
5.625%
5.697%
0.000
30 Year Fixed
5.750%
5.869%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power MasterCard
12.740% - 18.000%
16.200%
VISA Platinum with Rewards
8.900%
8.750%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Access FCU Visa Gold
9.900%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic VISA® Classic
15.400%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Student Rewards Card
17.990%
7.900%
16.490% - 17.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
16.100%
Visa Platinum Preferred Starter
17.990%
Access FCU Visa Classic
13.500%
Platinum Visa
15.350%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Signature Loan
9.250%
$0
1 - 24
15.000%
$500 - $1,500
6 - 12
8.490%
$0
36 - 36
13.700%
$2,500 - $5,000
36 - 36
Personal Loan
8.950%
$0
13.990%
$0
9.990% - 18.000%
$0 - $50,000
10.000%
$0
12 - 12
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Bill Consolidation Loan
8.990%
$0
60
Education (tuition bill required)
8.250%
$0
60
Personal Loan
11.000%
$0
1 - 12
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.450%
$0
New Signature Loans
8.990%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Student Loan Consolidation
5.490%
$0
18.000%
$0 - $500
5
17.900%
$0 - $500
Personal Loan Rates
5.740%
$0
1 - 36
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Line Of Credit
16.240%
$0
Consolidation Loans
14.850%
$0
37 - 60
10.990%
$0 - $10,000
60 - 60
8.990% - 18.000%
$0 - $30,000
72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Cal-Com Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Cal-Com Federal Credit Union
Full Time Employees: 35
Part Time Employees: 1
President: John Mageluzzo
CEO: Jessie Rodriguez
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
1401 N Virginia ST
Port Lavaca, TX 77979
Phone Number: 361-552-7476
Fax Number: 361-552-6663

Financials

Total Assets:
224,296,744
Total Amount of Shares and Deposits:
197,709,388
Total Shares and Deposits < 1 Year:
183,164,091
Total Shares and Deposits 1 3 Years:
13,025,533
Total Shares and Deposits > 3 Years:
1,519,764
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,708,017
Total Uninsured Shares and Deposits > $250K (F+J):
15,708,017
Total Insured Shares and Deposits > $250K (item 17 less item K):
182,001,371
Total Interest Expense (Sum of items 6 8):
3,303,283
Share Certificates:
1,911
Number of Accounts for Share Drafts:
9,024
IRA KEOGH Accounts:
522
Number of Accounts for Regular Shares:
13,513
Money Market Shares:
220
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,550,606
Total Liabilities:
199,078,104
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Cal-Com Federal Credit Union

Is a member application needed to join Cal-Com Federal Credit Union?

Yes, to access services at Cal-Com Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Cal-Com Federal Credit Union provides a range of mortgage and home equity products.

Is Cal-Com Federal Credit Union a safe place to deposit money?

Yes, Cal-Com Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Cal-Com Federal Credit Union offer online and mobile banking?

Most modern institutions like Cal-Com Federal Credit Union provide digital access including online balance checks and transfers.

Current Cal-Com Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions