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Call Federal Credit Union Rates and Review January 2026

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Call Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 0.20% and 3-month CD rates at 0.30%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Call Federal Credit Union rates.

Compare Call Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Call Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Call Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Call Federal Credit Union? Share your experience about Call Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Call Federal Credit Union.

Overall, Call Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Call Federal Credit Union
Main Office
4605 Commerce Rd
Richmond, VA 23234 2233
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
QRewards Plus
4.50%
$20
Performance Money Market
4.00%
$10,000
36-Month CD
3.80%
$2,500
18-Month CD
3.56%
$1,000
6-Month CD
3.51%
$500
36-Month CD
3.50%
$1,000
6-Month CD
3.45%
$3,000
48-Month CD
3.40%
$1,000
36-Month CD
3.30%
$1,000
36-Month CD
3.25%
$1,000
48-Month CD
3.00%
$500
48-Month CD
3.00%
$500
60-Month CD
3.00%
$2,500
24-Month CD
3.00%
$1,000
36-Month CD
2.75%
$1,000
6-Month CD
2.52%
$1,000
6-Month CD
2.50%
$500
48-Month CD
2.33%
$1,000
60-Month CD
2.27%
$1,000
24-Month CD
2.27%
$2,500
48-Month CD
2.22%
$500
18-Month CD
2.00%
$1,000
24-Month CD
2.00%
$1,000
1-Month CD
1.81%
$1,000
60-Month CD
1.50%
$500
36-Month CD
1.12%
$500
24-Month CD
1.00%
$1,000
12-Month CD
1.00%
$500
18-Month CD
1.00%
$2,500
3-Month CD
1.00%
$500
36-Month CD
1.00%
$10,000
18-Month CD
1.00%
$500
Money Market
0.75%
$5,000
24-Month CD
0.65%
$1,000
Savings
0.25%
$100
Premier Money Market
0.25%
$2,500
Preferred NOW Checking
0.25%
$500
12-Month CD
0.20%
$1,000
36-Month CD
0.15%
$500
Regular Savings
0.15%
$100
Regular Savings
0.10%
$25
Savings
0.10%
$100,000
NOW Checking
0.05%
$100
24-Month CD
0.05%
$500
Money Market
0.05%
$500
3-Month CD
0.05%
$1,000
Diplomat Gold Money Market
0.02%
$0
Savings
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5/1 ARM
6.750%
6.859%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
5.625%
5.693%
0.500
30-Year Fixed
6.000%
6.115%
0.000
5.875%
6.420%
0.000
30-Year Fixed
5.875%
6.086%
0.000
5.875%
6.023%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.375%
6.097%
0.000
4.875%
5.172%
1.125
5.375%
5.415%
0.000
5.625%
6.117%
0.000
6.125%
6.346%
0.000
5.000%
5.055%
0.000
5.125%
5.389%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
5.375%
5.721%
0.000
5.500%
5.871%
0.000
6.000%
6.113%
0.000
5.625%
5.673%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
6.000%
6.141%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
6.012%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5.875%
6.055%
0.000
5.500%
5.621%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.750%
5.924%
0.000
10-Year Fixed
5.375%
5.590%
0.000
5.625%
5.714%
0.000
6.000%
6.226%
0.000
7/1 ARM
7.000%
7.111%
0.000
5.575%
5.684%
0.000
15-Year Fixed
5.125%
5.193%
0.000
5.875%
5.958%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
30-Year Fixed
6.125%
6.167%
0.000
30-Year Fixed
6.500%
6.559%
0.000
15-Year Fixed
6.150%
6.386%
0.000
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.625%
5.787%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.875%
6.010%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.375%
6.375%
0.000
5.875%
6.099%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Prime Platinum Visa Credit Card
11.500%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
13.240%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Classic Card
12.900%
No annual fee
VISA Platinum without Rewards
7.900%
9.990%
Credit Line $500-$7,000
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
14.240%
Member First VISA
15.040%
No balance transfer fees or annual fees.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
14.740%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power MasterCard
12.740% - 18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Signature® Rewards
17.750%
Visa Secure Card
13.740%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA® Classic
12.960%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Classroom Supply Visa
8.500%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
9.990%
$0
1 - 60
A+ Preferred Line Of Credit
10.990%
$0
Personal Line of Credit Variable
13.150%
$0
7.750% - 16.750%
$0
1 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
9.200% - 17.950%
$0 - $100
12 - 24
Consolidation Loans
13.060%
$0
1 - 36
13.450%
$0
Next Step Loan
10.500%
$0
Student Loan Consolidation
5.490%
$0
Personal Line of Credit
9.500%
$0
Signature Loan
10.500%
$0
18.000%
$0 - $500
5
Personal Loans
13.250%
$0
6184
Technology Loan
9.750%
$0
36
Personal Loans
11.000%
$0
37 - 60
12.990%
$0
13 - 60
Personal Signature Loans
14.000%
$0
60
Personal Loans
10.000%
$0
1 - 36
14.200%
$5,000 - $8,000
48 - 48
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
9.490%
$0
48 - 48
Personal/Signature
10.990%
$0
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Call Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Call Federal Credit Union
Full Time Employees: 116
Part Time Employees: 5
President: James Horne Jr
CEO: John West
Branch Locations: 9
ATM Locations: 7
Corporate Office Address:
4605 Commerce Rd
Richmond, VA 23234 2233
Phone Number: 804-274-1200
Fax Number: 804-274-1266

Financials

Total Assets:
538,521,801
Total Amount of Shares and Deposits:
481,363,150
Total Shares and Deposits < 1 Year:
473,313,148
Total Shares and Deposits 1 3 Years:
7,211,321
Total Shares and Deposits > 3 Years:
838,681
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
39,169,599
Total Uninsured Shares and Deposits > $250K (F+J):
39,169,599
Total Insured Shares and Deposits > $250K (item 17 less item K):
442,193,551
Total Interest Expense (Sum of items 6 8):
2,895,783
Share Certificates:
1,055
Number of Accounts for Share Drafts:
21,372
IRA KEOGH Accounts:
755
Number of Accounts for Regular Shares:
33,149
All other shares:
423
Money Market Shares:
1,139
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
45,150,586
Total Liabilities:
490,027,116
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Call Federal Credit Union

Is a member application needed to join Call Federal Credit Union?

Yes, to access services at Call Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Call Federal Credit Union provides a range of mortgage and home equity products.

Is Call Federal Credit Union a safe place to deposit money?

Yes, Call Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Call Federal Credit Union offer online and mobile banking?

Most modern institutions like Call Federal Credit Union provide digital access including online balance checks and transfers.

Current Call Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions