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Knoxville TVA Employees Credit Union

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Knoxville TVA Employees Credit Union Rates & Review November 2026

Q: What are the current interest rates at Knoxville TVA Employees Credit Union?

Current rates for Knoxville TVA Employees Credit Union include: 12-Month CD: 2.00%, 18-Month CD: 4.05%, 24-Month CD: 3.00%, 60-Month CD: 4.15%, Savings: 4.28%

Q: What CD terms does Knoxville TVA Employees Credit Union offer?

Knoxville TVA Employees Credit Union CD rates are 5.00% APY for a 12 month CD, 4.05% APY for an 18 month CD, 4.10% APY for a 2 year CD, 4.10% APY for a 30 month CD, 4.15% APY for a 4 year CD and 4.15% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Knoxville TVA Employees Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Knoxville TVA Employees Credit Union's 12 Month CD Account rates are at 5.00%, 48 Month CD Account rates are at 4.15%, 60 Month CD Account rates are at 4.15%, 24 Month CD Account rates are at 4.10%, 30 Month CD Account rates are at 4.10%. Knoxville TVA Employees Credit Union's savings rates are at 4.28%. Knoxville TVA Employees Credit Union's checking rates are as high as 3.50%. Knoxville TVA Employees Credit Union's Home Loan - 10-Year Fixed Rate rates are at 5.25%, Home Loan - 15-Year Fixed Rate rates are at 5.50%, Home Loan - 20-Year Fixed Rate rates are at 5.75%, Home Loan - 30-Year Fixed Rate rates are at 6.75%. Knoxville TVA Employees Credit Union's Personal Loan Rates are as low as 7.99%. Knoxville TVA Employees Credit Union's Credit Card Rates are at 11.99%. Knoxville TVA Employees Credit Union's CD rates are 46% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Knoxville TVA Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates last updated and verified on 10/30/2026.

Knoxville TVA Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knoxville TVA Employees Credit Union? Share your experience about Knoxville TVA Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Knoxville TVA Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.34%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Knoxville TVA Employees Credit Union
Centerpoint

1409 Centerpoint Blvd
Knoxville, TN 37932

https://www.tvacreditunion.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Knoxville TVA Employees Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate Account	4.89%	5.00%	12 Months
Min Balance $2,500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition not applicable Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00% Oct 19, 20265.00%▲ from 4.00% Oct 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
12 Month IRA Certificate Account	4.89%	5.00%	12 months
Min Balance $2,500 Details Dividend Compound: Monthly; 0.25% direct deposit/new money addition not applicable to this certificate Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00% Oct 19, 20265.00%▲ from 4.00% Oct 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
48 Month Certificate Account	4.07%	4.15%	48 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
48 Month IRA Certificate Account	4.07%	4.15%	48 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month Certificate Account	4.07%	4.15%	60 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month IRA Certificate Account	4.07%	4.15%	60 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Certificate Account	4.02%	4.10%	24 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month IRA Certificate Account	4.02%	4.10%	24 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
30 Month Certificate Account	4.02%	4.10%	30 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
30 Month IRA Certificate Account	4.02%	4.10%	30 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Certificate Account	4.02%	4.10%	36 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month IRA Certificate Account	4.02%	4.10%	36 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
42 Month Certificate Account	4.02%	4.10%	42 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
42 Month IRA Certificate Account	4.02%	4.10%	42 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
18 Month Certificate Account	3.98%	4.05%	18 Months
Min Balance $500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
18 Month IRA Certificate Account	3.98%	4.05%	18 months
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
6 Month Certificate Account	3.78%	3.85%	6 Months
Min Balance $2,500 Details Dividend Compound: Monthly; 0.25% new money/direct deposit addition may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
6 Month IRA Certificate Account	3.78%	3.85%	6 months
Min Balance $2,500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Set It & Forget It Certificate Account	2.96%	3.00%	24 Month
Details Minimum Monthly Reoccurring Deposit: $25.00; Dividend Compound: Monthly; Automatic deposits of at least $25.00 per month required on balances under $25,000.00; Additional deposits allowed within the term Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Set It & Forget It Certificate Account - 24 month	-	3.00%	24 months
Details Requires automatic monthly deposits of at least $25.00; no limits on additional contributions; automatic deposits of at least $25.00 per month required on balances under $25,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
12 Month Set It & Forget It Certificate Account	1.98%	2.00%	12 Month
Details Minimum Monthly Reoccurring Deposit: $25.00; Dividend Compound: Monthly; Automatic deposits of at least $25.00 per month required on balances under $25,000.00; Additional deposits allowed within the term Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Set It & Forget It Certificate Account - 12 month	-	2.00%	12 months
Details Requires automatic monthly deposits of at least $25.00; no limits on additional contributions; automatic deposits of at least $25.00 per month required on balances under $25,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificate Accounts - 12 Month Certificate Account	4.89%	5.00%	12 Month
Min Balance $2,500 Details Dividend Compound: Monthly; 0.25% direct deposit/new money addition not applicable Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00% Oct 19, 20265.00%▲ from 4.00% Oct 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 48 Month Certificate Account	4.07%	4.15%	48 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 60 Month Certificate Account	4.07%	4.15%	60 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 24 Month Certificate Account	4.02%	4.10%	24 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 30 Month Certificate Account	4.02%	4.10%	30 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 36 Month Certificate Account	4.02%	4.10%	36 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 42 Month Certificate Account	4.02%	4.10%	42 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 18 Month Certificate Account	3.98%	4.05%	18 Month
Min Balance $500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Certificate Accounts - 6 Month Certificate Account	3.78%	3.85%	6 Month
Min Balance $2,500 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Savings Rates

Product	Rate	APY
Premium Savings Account	3.45%	3.50%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 and over; Dividend Compound: Monthly; Premium rate; Minimum opening deposit of $25,000.00 in new money Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Jump Start Savings Account	2.96%	3.00%
Min Deposit $5 Min Balance $5 Details Balance: $5.00 - $500.00; Premium rate on balances up to $500.00; Dividend Compound: Quarterly; Tiered-rate account for minors under 18 with parent or legal guardian on the account Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Premium Savings Account	2.96%	3.00%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Dividend Compound: Monthly; Minimum opening deposit of $25,000.00 in new money Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Premium Savings Account	1.98%	2.00%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; Dividend Compound: Monthly; Minimum opening deposit of $25,000.00 in new money Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Centsible Savings	1.00%	1.00%
Min Balance $0 Details Dividend Compound: Quarterly; No minimum balance. Allows withdrawals. Fees may reduce earnings. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Health Savings Account	0.75%	0.75%
Min Balance $25 Details Dividend Compound: Monthly; Must be age 18 or older to apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Jump Start Savings Account	0.15%	0.15%
Min Deposit $5 Min Balance $500 Details Balance: $500.01+; Non-premium rate; Dividend Compound: Quarterly; Tiered-rate account for minors under 18 with parent or legal guardian on the account Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Regular Savings	0.15%	0.15%
Min Balance $5 Details Dividend Compound: Quarterly; Fees may reduce earnings. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Christmas Club	0.10%	0.10%
Min Balance $0 Details Dividend Compound: Quarterly; Limits on number of non-signature transactions may be imposed. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Vacation Savings	0.10%	0.10%
Min Balance $0 Details Dividend Compound: Quarterly; Limits on number of non-signature transactions may be imposed. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Premium Savings Account	0.00%	0.00%
Min Deposit $25,000 Min Balance $0 Details Balance: $0.00 - $24,999.99; Dividend Compound: N/A; Non-premium rate; Minimum opening deposit of $25,000.00 in new money Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.98% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Checking Rates

Product	Rate	APY
High-Yield Checking Account	3.45%	3.50%
Min Balance $500 Details Qualifications Required; Balance: $500.00 - $10,000.00; PREMIUM RATE of 3.50% APY earned on balances between $500.00 and $10,000.00; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Senior Member Checking Account	0.15%	0.15%
Min Balance $0 Details Qualifying Member must be 55 years or older, and have minimum account balance of $2,000.00 or active direct deposit; Dividend Compound: Quarterly; Fees may reduce earnings. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Best Checking	0.00%	0.00%
Min Balance $0 Details Dividend Compound: N/A; Available to qualifying Members. Must use eStatement for no-fee option. Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Organizational Checking Account	0.00%	0.00%
Min Balance $0 Details Dividend Compounded: N/A Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Business Checking Rates

Product	Rate	APY
Preferred Business Checking Account with Balance	0.30%	0.30%
Min Balance $25,000 Details $25,000+; Balance: $25,000.00 and over; Dividend Compounded: Quarterly Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Checking Account with Balance	0.15%	0.15%
Min Balance $2,500 Details $2,500.00+; Balance: $2,500.00 and over; Dividend Compounded: Quarterly Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Preferred Business Checking Account with Balance	0.10%	0.10%
Min Balance $1,500 Details $1,500.00 - $24,999.99; Balance: $1,500.00 - $24,999.99; Dividend Compounded: Quarterly Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Business Checking Account with Balance	0.00%	0.00%
Min Balance $25 Details $25.00 - $2,499.99; Balance: $25.00 - $2,499.99; Dividend Compounded: Quarterly Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Free Business Checking Account	0.00%	0.00%
Min Balance $0 Details Enrollment in eStatements required; Dividend Compounded: N/A Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Preferred Business Checking Account with Balance	0.00%	0.00%
Min Balance $250 Details $250.00 - $1,499.99; Balance: $250.00 - $1,499.99; Dividend Compounded: N/A Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Home Loan - 10-Year Fixed Rate	5.25%	-	5.77%	10 years
Details Payment Example: $2,145.83 per $200,000.00 loan; excellent credit, loan-to-value up to 80%; taxes and insurance not included Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.77% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Home Loan - 15-Year Fixed Rate	5.50%	-	5.867%	15 years
Details Payment Example: $1,634.17 per $200,000.00 loan; excellent credit, loan-to-value up to 80%; taxes and insurance not included Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.87% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Home Loan - 20-Year Fixed Rate	5.75%	-	6.043%	20 years
Details Payment Example: $1,404.17 per $200,000.00 loan; excellent credit, loan-to-value up to 80%; taxes and insurance not included Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Home Loan - 30-Year Fixed Rate	6.75%	-	6.983%	30 years
Details Payment Example: $1,297.20 per $200,000.00 loan; excellent credit, loan-to-value up to 80%; taxes and insurance not included Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.98% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit (HELOC)	-	-	7.00%
Details Intro rate expires: 11 months; Introductory APR (with direct deposit for the first 11 months; 5.740% APR for first 11 months also available without direct deposit); Best current non-introductory APR: 7.000%; Maximum APR: 18.000%; APR is variable and based on Prime Rate published in the Wall Street Journal in effect on 09/17/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
24 Month New Auto Loan	-	-	5.99%	24 months
Details As Low As; New auto (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month New Auto Loan	-	-	5.99%	36 months
Details As Low As; New auto (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month New Auto Loan	-	-	5.99%	60 months
Details As Low As; New auto (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
84 Month New Auto Loan	-	-	5.99%	84 months
Details As Low As; New auto (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
96 Month New Auto Loan	-	-	6.49%	96 months
Details As Low As; New auto (2021 and newer); minimum loan $40,000.00 for 85-96 months Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Used Auto Loan	-	-	6.99%	24 months
Details As Low As; Used auto (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Used Auto Loan	-	-	6.99%	36 months
Details As Low As; Used auto (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month Used Auto Loan	-	-	6.99%	60 months
Details As Low As; Used auto (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
84 Month Used Auto Loan	-	-	6.99%	84 months
Details As Low As; Used auto (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
24 Month New Recreational Vehicle Loan	-	6.99%	24 months
Details As Low As; New recreational vehicle (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month New Recreational Vehicle Loan	-	6.99%	36 months
Details As Low As; New recreational vehicle (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month New Recreational Vehicle Loan	-	6.99%	60 months
Details As Low As; New recreational vehicle (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
84 Month New Recreational Vehicle Loan	-	6.99%	84 months
Details As Low As; New recreational vehicle (2021 and newer) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
96 Month New Recreational Vehicle Loan	-	7.49%	96 months
Details As Low As; New recreational vehicle (2021 and newer); minimum loan $40,000.00 for 85-96 months Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Used Recreational Vehicle Loan	-	7.99%	24 months
Details As Low As; Used recreational vehicle (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Used Recreational Vehicle Loan	-	7.99%	36 months
Details As Low As; Used recreational vehicle (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month Used Recreational Vehicle Loan	-	7.99%	60 months
Details As Low As; Used recreational vehicle (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
84 Month Used Recreational Vehicle Loan	-	7.99%	84 months
Details As Low As; Used recreational vehicle (2020 and older) Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Business Credit Card	-	11.99%
Details Introductory APR 4.99% until February 28, 2027; best current non-introductory APR 11.99% Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Personal Loan Rates

Product	APR	Term
12 Month Signature Loan Fixed Rate	7.99%	12 months
Details As Low As; Fixed rate signature loan Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Signature Loan Fixed Rate	9.99%	24 months
Details As Low As; Fixed rate signature loan Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Signature Loan Fixed Rate	11.99%	36 months
Details As Low As; Fixed rate signature loan Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
60 Month Signature Loan Variable Rate	13.27%	60 months
Details As Low As; Variable rate signature loan Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 13.27% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Knoxville TVA Employees Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
12 Month Credit Builder Loan Variable Rate	-	-	2.15%	12 months
Details As Low As; Variable rate credit builder loan; membership 90 days or older Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.15% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
24 Month Credit Builder Loan Variable Rate	-	-	2.15%	24 months
Details As Low As; Variable rate credit builder loan; membership 90 days or older Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.15% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 Month Credit Builder Loan Variable Rate	-	-	2.15%	36 months
Details As Low As; Variable rate credit builder loan; membership 90 days or older Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.15% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
121 months or more Education Savings Plan	4.20%	-	4.28%	121 months
Min Balance $0 Details Dividend Compound: Monthly; Educational Savings Plan, pays out on child's college entrance date or 18th birthday; must be open minimum three years Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.28% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
36 thru 60 months Education Savings Plan	3.45%	-	3.50%	36 thru 60 months
Min Balance $0 Details Dividend Compound: Monthly; Educational Savings Plan, pays out on child's college entrance date or 18th birthday; must be open minimum three years Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
61 thru 120 months Education Savings Plan	3.95%	-	4.02%	61 thru 120 months
Min Balance $0 Details Dividend Compound: Monthly; Educational Savings Plan, pays out on child's college entrance date or 18th birthday; must be open minimum three years Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Accumulation IRA	0.30%	-	0.30%
Min Balance $25 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Educational IRA	0.30%	-	0.30%
Min Balance $25 Details Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
High-Yield Checking Account	-	-	3.50%
Min Balance $500 Details Qualifications Required; Balance: $500.00 - $10,000.00; Premium rate of 3.50% APY earned on balances between $500.00 and $10,000.00 when monthly qualifications are met. Non-premium rate 0.00% APY on balances of $499.99 or less; 0.15% APY on balances over $10,000.00 or when qualifications are not met. Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	0.55%	-	0.55%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	0.60%	-	0.60%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	0.70%	-	0.70%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	1.74%	-	1.75%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	1.83%	-	1.85%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 1.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	1.98%	-	2.00%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
Member-Managed Funds Account	1.98%	-	2.00%
Min Balance $1,000,000 Details Balance: $1,000,000.00+; Dividend Compound: Monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%
U-Name-It / Member Special	0.15%	-	0.15%
Min Balance $0 Details Dividend Compound: Quarterly; Limits on the number of non-signature transactions may be imposed. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Knoxville TVA Employees Credit Union’s Texas Ratio rose from 1.66% in Q3 2023 to 2.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.3B	2.34%	5.0	A+
March 31, 2026	$5.2B	2.33%	5.0	A+
December 31, 2025	$5.1B	3.78%	5.0	A+
September 30, 2025	$5.0B	3.25%	5.0	A+
June 30, 2025	$4.8B	2.94%	5.0	A+
March 31, 2025	$4.7B	2.46%	5.0	A+
December 31, 2024	$4.6B	3.01%	5.0	A+
September 30, 2024	$4.6B	2.51%	5.0	A+
June 30, 2024	$4.5B	2.14%	5.0	A+
March 31, 2024	$4.5B	1.93%	5.0	A+
December 31, 2023	$4.3B	1.91%	5.0	A+
September 30, 2023	$4.2B	1.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Knoxville TVA Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Knoxville TVA Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knoxville TVA Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knoxville TVA Employees Credit Union

Website https://www.tvacreditunion.com

Address 1409 Centerpoint Blvd, Knoxville, TN 37932

Phone 865-544-5400

Fax 865-544-5427

President Mitchell Weaver

CEO Lynn Summers

Full-Time Employees 657

Part-Time Employees 24

Branch Locations 24

ATM Locations 25

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.34%

Return on Assets (ROA)

0.5303%

Return on Equity (ROE)

4.8941%

Non-Performing Loans Ratio (NPL)

0.34%

Total Assets

5,319,975,598

Total Amount of Shares and Deposits

4,586,034,183

Total Shares and Deposits < 1 Year

4,073,476,063

Total Shares and Deposits 1 3 Years

376,703,346

Total Shares and Deposits > 3 Years

135,854,774

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

522,777,246

Total Uninsured Shares and Deposits > $250K (F+J)

522,777,246

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,063,256,937

Total Interest Expense (Sum of items 6 8)

51,133,578

Share Certificates

25,182

Number of Accounts for Share Drafts

196,106

IRA KEOGH Accounts

7,919

Number of Accounts for Regular Shares

333,188

All other shares

136,448

Non Member Deposits

Money Market Shares

17,963

Net Income (unless the amount is already included in Undivided Earnings)

28,210,187

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

845,367,141

Total Liabilities

4,744,848,032

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Knoxville TVA Employees Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Knoxville TVA Employees Credit Union

Does Knoxville TVA Employees Credit Union offer CDs?

Yes. Knoxville TVA Employees Credit Union current CD rates include its 12 Month CD Account at 5.00% APY, its 48 Month CD Account at 4.15% APY and its 60 Month CD Account at 4.15% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Knoxville TVA Employees Credit Union NCUA insured?

Yes. Knoxville TVA Employees Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Knoxville TVA Employees Credit Union?

The highest Knoxville TVA Employees Credit Union CD rate is its 12 Month CD Account at 5.00% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Knoxville TVA Employees Credit Union offer?

Knoxville TVA Employees Credit Union CD rates are 5.00% APY for a 12 month CD, 4.05% APY for an 18 month CD, 4.10% APY for a 2 year CD, 4.10% APY for a 30 month CD, 4.15% APY for a 4 year CD and 4.15% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Knoxville TVA Employees Credit Union for its full lineup.

What is the highest savings rate at Knoxville TVA Employees Credit Union?

The highest Knoxville TVA Employees Credit Union savings rate is its 121 month or more Education Savings Plan at 4.28% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Knoxville TVA Employees Credit Union?

The highest Knoxville TVA Employees Credit Union checking rate is its High-Yield Checking Account at 3.50% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Knoxville TVA Employees Credit Union?

The lowest Knoxville TVA Employees Credit Union 30 year fixed mortgage rate is its Home Loan - 30-Year Fixed Rate at 6.75%, verified by MonitorBankRates as of October 30, 2026. Knoxville TVA Employees Credit Union mortgage rates are 6.75% for a 30 year mortgage, 5.75% for a 20 year mortgage, 5.50% for a 15 year mortgage and 5.25% for a 10 year mortgage.

What is the lowest auto loan rate at Knoxville TVA Employees Credit Union?

The lowest Knoxville TVA Employees Credit Union auto loan rate is its 24 Month New Auto Loan at 5.99% APR, verified by MonitorBankRates as of October 30, 2026. Knoxville TVA Employees Credit Union auto loan rates are 5.99% APR for a 24 month auto loan, 5.99% APR for a 36 month auto loan, 5.99% APR for a 60 month auto loan, 5.99% APR for an 84 month auto loan and 6.49% APR for a 96 month auto loan.

What is the lowest personal loan rate at Knoxville TVA Employees Credit Union?

The lowest Knoxville TVA Employees Credit Union personal loan rate is its 12 Month Signature Loan Fixed Rate at 7.99% APR, verified by MonitorBankRates as of October 30, 2026. Knoxville TVA Employees Credit Union personal loan rates are 7.99% APR for a 12 month personal loan, 9.99% APR for a 24 month personal loan, 11.99% APR for a 36 month personal loan and 13.27% APR for a 60 month personal loan.

What is the lowest credit card APR at Knoxville TVA Employees Credit Union?

The lowest Knoxville TVA Employees Credit Union credit card APR is its Visa Business Credit Card at 11.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Knoxville TVA Employees Credit Union operate?

Knoxville TVA Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knoxville TVA Employees Credit Union?

Yes, to access services at Knoxville TVA Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knoxville TVA Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Most modern institutions like Knoxville TVA Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacreditunion.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Knoxville TVA Employees Credit Union rates compare?

Knoxville TVA Employees Credit Union's CD rates are 46% higher than the MonitorBankRates national average, and it has an A+ health rating. Knoxville TVA Employees Credit Union's top rates are its 12 Month CD Account at 5.00% APY, its 121 month or more Education Savings Plan at 4.28% APY, its High-Yield Checking Account at 3.50% APY, its Home Loan - 10-Year Fixed Rate at 5.25%, its 12 Month Signature Loan Fixed Rate at 7.99% APR and its Visa Business Credit Card at 11.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Knoxville TVA Employees Credit Union Rates

12-Month CD2.00%
18-Month CD4.05%
24-Month CD3.00%
60-Month CD4.15%
Savings4.28%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Knoxville TVA Employees Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Knoxville TVA Employees Credit Union Texas Ratio

Knoxville TVA Employees Credit Union Health Trend

Knoxville TVA Employees Credit Union CD Rates

Knoxville TVA Employees Credit Union Business CD Rates

Knoxville TVA Employees Credit Union Savings Rates

Knoxville TVA Employees Credit Union Checking Rates

Knoxville TVA Employees Credit Union Business Checking Rates

Knoxville TVA Employees Credit Union Mortgage Rates

Knoxville TVA Employees Credit Union Home Equity & HELOC

Knoxville TVA Employees Credit Union Auto Loan Rates

Knoxville TVA Employees Credit Union RV, Boat and Powersport Loan Rates

Knoxville TVA Employees Credit Union Credit Card Rates

Knoxville TVA Employees Credit Union Personal Loan Rates

Knoxville TVA Employees Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Knoxville TVA Employees Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Knoxville TVA Employees Credit Union

Does Knoxville TVA Employees Credit Union offer CDs?

Are CDs from Knoxville TVA Employees Credit Union NCUA insured?

What is the highest CD rate at Knoxville TVA Employees Credit Union?

What CD terms does Knoxville TVA Employees Credit Union offer?

What is the highest savings rate at Knoxville TVA Employees Credit Union?

What is the highest checking rate at Knoxville TVA Employees Credit Union?

What is the lowest 30 year fixed mortgage rate at Knoxville TVA Employees Credit Union?

What is the lowest auto loan rate at Knoxville TVA Employees Credit Union?

What is the lowest personal loan rate at Knoxville TVA Employees Credit Union?

What is the lowest credit card APR at Knoxville TVA Employees Credit Union?

How many branches does Knoxville TVA Employees Credit Union operate?

Is a member application needed to join Knoxville TVA Employees Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Knoxville TVA Employees Credit Union rates compare?

Current Knoxville TVA Employees Credit Union Rates

Compare to Other Credit Unions