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Knoxville TVA Employees Credit Union Rates & Review April 2026

Knoxville TVA Employees Credit Union's 12 month CD Accounts/Business CD Accounts rates are at 3.75%, 18 month CD Accounts/Business CD Accounts rates are at 3.75%, 24 month CD Accounts/Business CD Accounts rates are at 3.75%, 6 month CD Accounts/Business CD Accounts rates are at 3.75%, 30 month CD Accounts/Business CD Accounts rates are at 3.50%. Knoxville TVA Employees Credit Union's savings rates are at 0.00%. Knoxville TVA Employees Credit Union's 10-Year Fixed Rate rates are at 5.12%, 15-Year Fixed Rate rates are at 5.38%, 20-Year Fixed Rate rates are at 5.62%, 30-Year Fixed Rate rates are at 5.88%. MonitorBankRates evaluates the financial stability of Knoxville TVA Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.39%. Rates were last updated on 04/08/2026.

Knoxville TVA Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knoxville TVA Employees Credit Union? Share your experience about Knoxville TVA Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Knoxville TVA Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.39%
Excellent Lower than avg
Knoxville TVA Employees Credit Union
Centerpoint
1409 Centerpoint Blvd
Knoxville, TN 37932
https://www.tvacreditunion.com
Member NCUA

Knoxville TVA Employees Credit Union CD Rates

Product Rate APY Term View More
12 month Certificate Accounts/Business Certificate Accounts 3.69% 3.75% 12 Months
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
18 month Certificate Accounts/Business Certificate Accounts 3.69% 3.75% 18 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
24 month Certificate Accounts/Business Certificate Accounts 3.69% 3.75% 24 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
6 month Certificate Accounts/Business Certificate Accounts 3.69% 3.75% 6 Months
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
30 month Certificate Accounts/Business Certificate Accounts 3.45% 3.50% 30 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
36 month Certificate Accounts/Business Certificate Accounts 3.45% 3.50% 36 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
42 month Certificate Accounts/Business Certificate Accounts 3.45% 3.50% 42 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
48 month Certificate Accounts/Business Certificate Accounts 3.45% 3.50% 48 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
60 month Certificate Accounts/Business Certificate Accounts 3.45% 3.50% 60 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
IRA Certificate Accounts 36 month 3.45% 3.50% 36 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
IRA Certificate Accounts 42 month 3.45% 3.50% 42 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
IRA Certificate Accounts 48 month 3.45% 3.50% 48 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
IRA Certificate Accounts 60 month 3.45% 3.50% 60 Months
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
24 month Set It & Forget It Certificate Account 2.96% 3.00% 24 months
Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
12 month Set It & Forget It Certificate Account 1.98% 2.00% 12 months
Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Knoxville TVA Employees Credit Union Savings Rates

Product Rate APY View More
PREMIUM SAVINGS ACCOUNT 3.45% 3.50%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Jump Start Savings 2.96% 3.00%
Min Deposit $5
Min Balance $5
Details Qualifying balance up to $500.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
PREMIUM SAVINGS ACCOUNT 2.96% 3.00%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
PREMIUM SAVINGS ACCOUNT 1.98% 2.00%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Centsible Savings 1.00% 1.00%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Health Savings 0.75% 0.75%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Savings Account 0.15% 0.15%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Regular Savings 0.15% 0.15%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Christmas Club 0.10% 0.10%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Vacation Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
PREMIUM SAVINGS ACCOUNT - 0.00%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Knoxville TVA Employees Credit Union Checking Rates

Product Rate APY View More
High-Yield Checking 3.45% 3.50%
Min Balance $500
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Preferred Business Checking Account 0.30% 0.30%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Checking Account 0.15% 0.15%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Senior Member Checking Account 0.15% 0.15%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Preferred Business Checking Account 0.10% 0.10%
Min Balance $1,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Checking Account - 0.00%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Free Business Checking Account - 0.00%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Organizational Checking Account - 0.00%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Preferred Business Checking Account - 0.00%
Min Balance $250
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Knoxville TVA Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-Year Fixed Rate 5.13% - 5.64% 10-Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
15-Year Fixed Rate 5.38% - 5.74% 15-Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
20-Year Fixed Rate 5.63% - 5.92% 20-Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
30-Year Fixed Rate 5.88% - 6.10% 30-Year
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Knoxville TVA Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Introductory Rate - - 5.74%
Details Qualifications Required: Direct Deposit; Intro rate expires: 11 months; Regular APR: 6.750%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Home Equity Line-of-Credit - - 5.74%
Details Qualifications Required: direct deposit; As Low As; Intro rate expires: 11 months; Regular APR: 6.750%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Knoxville TVA Employees Credit Union Credit Card Rates

Product Rate APR View More
Share Secured Visa ® Platinum Credit Card - 5.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Visa ® Platinum - 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Visa ® Platinum Credit Card - 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Knoxville TVA Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Knoxville TVA Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knoxville TVA Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knoxville TVA Employees Credit Union
Address 1409 Centerpoint Blvd, Knoxville, TN 37932
Phone 865-544-5400
Fax 865-544-5427
President Andrea Brackett
CEO Lynn Summers
Full-Time Employees 631
Part-Time Employees 29
Branch Locations 24
ATM Locations 25
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.39%
Return on Assets (ROA)
1.1822%
Return on Equity (ROE)
11.1379%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
4,973,647,935
Total Amount of Shares and Deposits
4,282,606,679
Total Shares and Deposits < 1 Year
3,889,916,101
Total Shares and Deposits 1 3 Years
235,862,520
Total Shares and Deposits > 3 Years
156,828,058
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
461,814,294
Total Uninsured Shares and Deposits > $250K (F+J)
461,814,294
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,820,792,385
Total Interest Expense (Sum of items 6 8)
73,716,142
Share Certificates
24,005
Number of Accounts for Share Drafts
187,799
IRA KEOGH Accounts
7,708
Number of Accounts for Regular Shares
322,070
All other shares
133,852
Non Member Deposits
21
Money Market Shares
16,895
Net Income (unless the amount is already included in Undivided Earnings)
58,800,342
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
714,832,275
Total Liabilities
4,452,426,444
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Knoxville TVA Employees Credit Union

Is Knoxville TVA Employees Credit Union a safe place to deposit money?

Yes, Knoxville TVA Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3931201298137%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Knoxville TVA Employees Credit Union operate?

Knoxville TVA Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knoxville TVA Employees Credit Union?

Yes, to access services at Knoxville TVA Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knoxville TVA Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Most modern institutions like Knoxville TVA Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacreditunion.com.

Current Knoxville TVA Employees Credit Union Rates

  • 12-Month CD2.00%
  • 18-Month CD3.75%
  • 24-Month CD3.00%
  • 60-Month CD3.50%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.