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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Campus Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 20, 2026
Campus Federal Credit Union's 12 Month CD rates are at 3.55%, 12 Month IRA CD rates are at 3.55%, 12 Month Jumbo CD Accounts rates are at 3.55%, 12 month-Dividends credited quarterly rates are at 3.55%, 12 month 30 Month Bump and Jump CD rates are at 3.55%. Campus Federal Credit Union's savings rates are at 0.10%. Campus Federal Credit Union's money market rates are at 0.15%. Campus Federal Credit Union's RV, Boat and Powersport Loan Rates are as low as 7.09%. Campus Federal Credit Union's Credit Card Rates are at 13.50%. MonitorBankRates evaluates the financial stability of Campus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates last updated and verified on 09/20/2026.
Campus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Campus Federal Credit Union? Share your experience about Campus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Campus Federal Credit Union.
Campus Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Campus Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.28%
ExcellentLower than avg
Campus Federal Credit Union Texas Ratio
Campus Federal Credit Union's Texas Ratio is 2.28%, which is considered excellent and is lower than the national average of 6.13%.
Campus Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.68% to 2.28% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsQualifications Required: Met Qualifications; Met Qualifications - Balance up to $10,000
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Lite Checking
3.69%
3.75%
Min Balance$0
DetailsQualifications Required: Met Qualifications; Balance: $0.01 - $10,000.00
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Business Solution Checking
0.15%
0.15%
Min Balance$200
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Checking
0.05%
0.05%
Min Balance$10,000
DetailsQualifications Required: Met Qualifications; Met Qualifications - Balance over $10,000
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Lite Checking
0.05%
0.05%
Min Balance$10,000
DetailsQualifications Required: Met Qualifications; Balance: $10,000.01 and over
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC)
-
-
6.75%
DetailsLoan to Value: First Mortgage < 80% loan to value; Rate: WSJP - 0.25%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
7.00%
DetailsLoan to Value: 80% or less loan to value; Rate: WSJP + 0%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan - Bridge Loan
-
-
7.20%
6 months
DetailsAPR < 80% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan - Bridge Loan
-
-
7.45%
6 months
DetailsAPR 81 - 90% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan - Bridge Loan
-
-
7.70%
6 months
DetailsAPR 91 - 100% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
7.75%
DetailsLoan to Value: 81% - 90% loan to value; Rate: WSJP + 0.75%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.76%
61 - 120 months
DetailsAPR < 80% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.99%
61 - 120 months
DetailsAPR 81 - 90% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.99%
121 - 180 months
DetailsAPR < 80% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
8.24%
61 - 120 months
DetailsAPR 91 - 100% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
8.24%
121 - 180 months
DetailsAPR 81 - 90% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
8.49%
121 - 180 months
DetailsAPR 91 - 100% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
8.50%
DetailsLoan to Value: 91% - 100% loan to value; Rate: WSJP + 1.5%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
6.24%
24 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.24%
36 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.24%
48 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.24%
60 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.24%
24 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.24%
36 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.24%
48 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.24%
60 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.54%
72 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.54%
72 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.74%
78 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Car, Truck, SUV Auto Loans
-
-
6.74%
60 months
DetailsLoan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Loan rates reflect an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.74% APR (Annual Percentage Rate) could be as low as $393.58. The rates will not increase after consummation of the loan. 90 month term subject to a minimum loan amount of $60,000.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.74%
78 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.89%
84 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
6.89%
84 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Used Vehicle Loan
-
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Used Vehicle Loan
-
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Used Vehicle Loan
-
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
7.34%
0-60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
7.34%
61-120 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
7.39%
90 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
7.39%
90 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Used Vehicle Loan
-
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loans
-
-
7.94%
121-180 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Used Vehicle Loan
-
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Car, Truck, SUV Auto Loans
-
-
8.24%
72 months
DetailsCampus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $30,000. Annual Percentage Rate (APR) as low as 8.24%, up to 72 months for new auto with auto pay from a Campus Federal account or complete ACH from another financial institution. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicle's age and mileage. The rates will not increase after consummation of the loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
First-Time Autobuyer Program
-
-
8.24%
72 months
DetailsOffer is subject to membership and credit approval. Certain restrictions apply. Applicant must meet FirstTime Auto Buyer Program requirements. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicle's age and mileage. The rates will not increase after consummation of the loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Vehicle Loan
-
-
8.64%
78 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat Loans
-
6.74%
72 months
Details100% financing available on new boats; 90% financing on used boats Maximum term for Model year 2025-2026 - up to 180 months Maximum term for Model year 2022-2024 - up to 120 months Maximum term for Model year 2010 -2021 - up to 78 months Maximum term for Model year 2019 or older - up to 60 months Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Offer is subject to credit approval. Maximum loan term subject to amount financed. APR= Annual Percentage Rate. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a boat loan for $40,000 for 72 months at 6.74% APR could be as low as $680.61. The rate will not increase after consummation of loan
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
6.75%
24 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
6.75%
36 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
6.75%
48 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
6.99%
60 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
6.99%
72 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans
-
7.09%
36 months
DetailsOffer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Motorcycle Loans
-
7.09%
36 months
Details90% financing available Terms up to 36 months on used motorcycles Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a motorcycle loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans
-
7.09%
36 months
Details90% financing available Maximum terms of 36 months on used ATVs Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Power Sports ATV Loans
-
7.09%
36 months
DetailsCompetitive rates $2,500 minimum loan 90% financing available Maximum terms of 36 months on used ATVs Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Travel Trailer Loans
-
7.09%
36 months
DetailsCompetitive rates $4,000 minimum loan 90% financing available Flexible terms Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Max Term: 15 years. Balloon terms available. Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an Travel Trailer loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - Used
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - Used
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - Used
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
-
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
-
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
-
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Travel Trailer Loans
-
7.34%
0 - 60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
7.49%
84 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - Used
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
-
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Travel Trailer Loans
-
7.64%
61 - 120 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Travel Trailer Loans
-
7.94%
121 - 180 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
7.99%
120 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - Used
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
-
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
8.49%
144 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
8.64%
78 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
ATV Loans - New
-
8.64%
84 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
8.64%
78 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
-
8.64%
84 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Boat Loans
-
9.49%
180 months
DetailsAs Low As
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Student Loan Rates
Product
Rate
Points
APR
Term
View More
Continuing Education Loan
-
-
10.99%
Up to 48 months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Campus Federal Mastercard
-
13.50%
DetailsWSJP + 6.50%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Watercraft Loans
7.09%
36 months
Details90% financing available Maximum terms of 36 months on used ATVs Payroll deduction , Bill Pay and transfer payment options available Payment protection insurance available No prepayment penalty Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
7.34%
24 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
7.34%
36 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
7.34%
48 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
7.64%
60 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - Used
8.04%
72 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
8.64%
78 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - New
8.64%
84 Months
No additional details.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
10.24%
up to 24 months
DetailsLoan Amount: $10,000 or more
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
11.24%
36 to 60 months
DetailsLoan Amount: $10,000 or more
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
12.24%
72 months
DetailsLoan Amount: $25,000 or more
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
13.24%
84 months
DetailsLoan Amount: $25,000 or more
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
13.25%
up to 48 months
DetailsLoan Amount: $3,000 - $9,999.99
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
18.00%
up to 36 months
DetailsLoan Amount: Less than $3,000
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Lot Loan
-
-
7.75%
12 Year Amortization
DetailsLoan to Value: 90% Loan to Value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Money Wise Loans
-
-
28.00%
Up to 12 Months
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Purchases and Balance Transfers Loan
-
-
16.50%
DetailsRate: WSJP + 9.50%
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Residency Loans
-
-
7.75%
60 months
DetailsAnnual Percentage Rate (APR) is variable and may increase after consummation of loan. Residency Loan APR is indexed to Wall Street Journal Prime Rate (WSJP) with a floor of 5% and based on underwriting and credit qualifications. Membership and Credit Approval required. For example, a monthly payment for Residency Loan for $15,000 for 60 months at 7.75% APR could be as low as $302.35.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Unimproved Acreage Loan
-
-
9.00%
12 Year Amortization
Details80% loan to value
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
182 days-Dividends paid at maturity
3.52%
-
3.55%
182 days
Min Balance$500
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
182 days-Dividends paid at maturity
3.52%
-
3.55%
182 days
Min Balance$100,000
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 days-Dividends paid at maturity
3.45%
-
3.50%
30 days
Min Balance$500
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
91 days-Dividends paid at maturity
3.55%
-
3.60%
91 days
Min Balance$500
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
91 days-Dividends paid at maturity
3.55%
-
3.60%
91 days
Min Balance$100,000
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
IRA Share
0.10%
-
0.10%
Min Balance$5
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Traditional IRA Share
0.10%
-
0.10%
Min Balance$5
DetailsExplore the benefits of a Traditional or Roth IRA.
Last Updated09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Financial Health History
Campus Federal Credit Union’s Texas Ratio stayed near 2.68% in Q2 2023 to 2.28% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$938M
2.28%
5.0
A+
December 31, 2025
$926M
1.63%
5.0
A+
September 30, 2025
$895M
1.67%
5.0
A+
June 30, 2025
$886M
2.99%
5.0
A+
March 31, 2025
$895M
3.04%
5.0
A+
December 31, 2024
$879M
3.27%
5.0
A+
September 30, 2024
$876M
3.95%
5.0
A+
June 30, 2024
$888M
3.16%
5.0
A+
March 31, 2024
$893M
1.94%
5.0
A+
December 31, 2023
$854M
2.79%
5.0
A+
September 30, 2023
$833M
1.88%
5.0
A+
June 30, 2023
$830M
2.68%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Campus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Campus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Campus Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,377,091
Total Uninsured Shares and Deposits > $250K (F+J)
101,377,091
Total Insured Shares and Deposits > $250K (item 17 less item K)
744,095,236
Total Interest Expense (Sum of items 6 8)
2,989,239
Share Certificates
7,354
Number of Accounts for Share Drafts
33,453
IRA KEOGH Accounts
1,161
Number of Accounts for Regular Shares
34,195
All other shares
154
Non Member Deposits
2
Money Market Shares
1,944
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
72,980,038
Total Liabilities
850,520,803
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
Campus Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Campus Federal Credit Union
Frequently Asked Questions About Campus Federal Credit Union
How many branches does Campus Federal Credit Union operate?
Campus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Campus Federal Credit Union?
Yes, to access services at Campus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Campus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Campus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Campus Federal Credit Union offer online and mobile banking?
Most modern institutions like Campus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.campusfederal.org.
Current Campus Federal Credit Union Rates
12-Month CD3.55%
18-Month CD3.50%
24-Month CD3.40%
60-Month CD3.45%
Savings0.10%
MMA0.15%
Retrieved from our database of financial products. Rates subject to change.