Canopy Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Canopy Federal Credit Union12-month CD rates can be found at 4.25%, 6-month CD rates at 3.05% and 3-month CD rates at 1.00%. Savings rates are at 0.30% and money market rates are at 1.05%. Mortgage rates on 30-year fixed loans are around 6.87%. Credit Card rates are at 15.04%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Canopy Federal Credit Union rates.

Compare Canopy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Canopy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Canopy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Canopy Federal Credit Union? Share your experience about Canopy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Canopy Federal Credit Union.

Overall, Canopy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Canopy Federal Credit Union
Canopy Credit Union
601 W Mallon Ave
Spokane, WA 99201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Canopy Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
6-Month CD
4.50%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
6-Month CD
4.49%
$1,000
MCT Credit Union
MCT Credit Union
12-Month CD
4.34%
$1,000
EvaBank
EvaBank
6-Month CD
4.30%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.15%
$2,000
BankPurley
BankPurley
Money Market
4.00%
$25,000
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
iGOBanking
iGOBanking
36-Month CD
3.75%
$1,000
Global Bank
Global Bank
12-Month CD
3.75%
$1,000
Bank of Vici
Bank of Vici
3-Month CD
3.61%
$1,000
The Corner Stone Bank
The Corner Stone Bank
48-Month CD
3.45%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
24-Month CD
3.44%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
Minnesota First
Minnesota First
48-Month CD
3.14%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
2.75%
$500
Woodruff Federal S&L
Woodruff Federal S&L
36-Month CD
2.73%
$1,000
Ambler Savings Bank
Ambler Savings Bank
60-Month CD
2.50%
$1,000
FSB of Randolph County
FSB of Randolph County
Passbook Savings
2.25%
$5
Union Federal S&L
60-Month CD
2.25%
$200
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Business Money Market
2.25%
$2,500
Security Bank Laurel, NE
Security Bank Laurel, NE
12-Month CD
1.76%
$1,000
La Salle State Bank
La Salle State Bank
24-Month CD
1.51%
$1,000
Lee Bank
Lee Bank
Kasasa Savings
1.50%
$10
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
48-Month CD
1.05%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market
1.01%
$2,500
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
60-Month CD
0.90%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
3-Month CD
0.75%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Diamond Checking
0.50%
$100
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
3-Month CD
0.50%
$500
Partners Bank of New England
60-Month CD
0.40%
$500
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
SNB St. Henry Bank
SNB St. Henry Bank
48-Month CD
0.35%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
60-Month CD
0.30%
$500
Franklin Bank
Franklin Bank
24-Month CD
0.30%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Interest Checking
0.25%
$1
Napoleon State Bank
Napoleon State Bank
Money Market
0.20%
$2,500
Industry State Bank
Industry State Bank
Preferred Investment Money Market
0.15%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Savings
0.15%
$25
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.15%
$200
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Regular Passbook Savings
0.13%
$100
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
24-Month CD
0.10%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
0.05%
$1,000
Pennsville National Bank
Pennsville National Bank
Savings
0.03%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Canopy Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.875%
6.071%
0.250
WVS West View SB
WVS West View SB
15-Year Fixed
5.790%
6.075%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.000%
6.152%
0.125
Marathon Bank
Marathon Bank
15-Year Fixed
6.000%
6.174%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.330%
0.790
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.366%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Fixed (Power Rate)
6.515%
6.375%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.375%
6.386%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
30 Year Fixed
6.500%
6.505%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
6.125%
6.541%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
20-Year Fixed
6.500%
6.600%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
10/1 ARM
6.375%
6.610%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Canopy Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Canopy Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Canopy Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Canopy Federal Credit Union Information

Credit Union Name: Canopy Federal Credit Union
Full Time Employees: 55
Part Time Employees: 0
President: Sherri Lynch
CEO: Charlotte Nemec
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
601 W Mallon Ave
Spokane, WA 99201
Phone Number: 509-328-2900
Fax Number: 509-323-1348

Canopy Federal Credit Union Financials

Total Assets:
239,461,118
Total Amount of Shares and Deposits:
188,703,386
Total Shares and Deposits < 1 Year:
164,653,796
Total Shares and Deposits 1 3 Years:
24,049,589
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,717,809
Total Uninsured Shares and Deposits > $250K (F+J):
7,717,809
Total Insured Shares and Deposits > $250K (item 17 less item K):
180,985,577
Total Interest Expense (Sum of items 6 8):
947,338
Share Certificates:
1,174
Number of Accounts for Share Drafts:
9,968
IRA KEOGH Accounts:
165
Number of Accounts for Regular Shares:
16,263
Money Market Shares:
741
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,403,392
Total Liabilities:
220,469,386
Show More

Canopy Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

After making a series of new record lows the past several weeks average mortgage rates are mixed. Average mortgage rates today on 30 year conforming loans are lower averaging 3.68 percent, down from yesterday's average 30 year mortgage rate of 2.69 percent.
CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

Bank or Credit Union Offers and Deals

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Current Fixed Mortgage Rates Make Another All-Time Low Today
Goldwater Bank Money Market Account Rates now at 0.26%

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Canopy Federal Credit Union Reviews

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