Cape Regional Credit Union Rates and Review January 2026
Compare Cape Regional Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cape Regional Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCape Regional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cape Regional Credit Union? Share your experience about Cape Regional Credit Union by leaving a review below, or read customer reviews before you decide to use Cape Regional Credit Union. Overall, Cape Regional Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Cape Regional Credit Union Cape regional CU 2427 Cape Centre DR Cape Girardeau, MO 63703 5771  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSavings Secured Visa®
18.000%
Prime Platinum Visa Credit Card
11.500%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.
640-679 rate = 10.80%.
600-639 rate = 12.84%.
599 and below rate = 18.00%.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
60
Personal Loans
13.250%
$0
6184
Signature Loan
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Cape Regional Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Cape Regional Credit Union
Website: https://www.caperegionalcu.com
Full Time Employees: 8Part Time Employees: 1 President: John Creutz CEO: James Cauble Branch Locations: 2 ATM Locations: 1 Corporate Office Address:
2427 Cape Centre DR
Cape Girardeau, MO 63703 5771 Phone Number: 573-334-7686 Fax Number: 573-334-7919 FinancialsTotal Assets:
17,874,465
Total Amount of Shares and Deposits:
16,476,280
Total Shares and Deposits < 1 Year:
16,333,612
Total Shares and Deposits 1 3 Years:
142,668
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,476,280
Total Interest Expense (Sum of items 6 8):
3,809
Share Certificates:
25
Number of Accounts for Share Drafts:
1,149
Number of Accounts for Regular Shares:
2,809
Money Market Shares:
15
Net Income (unless the amount is already included in Undivided Earnings):
2,390
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
812,707
Total Liabilities:
16,562,063
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About Cape Regional Credit UnionIs a member application needed to join Cape Regional Credit Union?Yes, to access services at Cape Regional Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Cape Regional Credit Union provides a range of mortgage and home equity products. Is Cape Regional Credit Union a safe place to deposit money?Yes, Cape Regional Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Cape Regional Credit Union offer online and mobile banking?Most modern institutions like Cape Regional Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.80%, 6-month CD rates at 3.14% and 3-month CD rates at 2.00%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to 
