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Community Credit Union of New Milford, CT Rates & Review November 2026

Community Credit Union of New Milford, CT's savings rates are at 0.01%. Community Credit Union of New Milford, CT's Personal Loan Rates are as low as 8.49%. Community Credit Union of New Milford, CT's savings rates are 99% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Community Credit Union of New Milford, CT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.63%. Rates last updated and verified on 10/29/2026.

Community Credit Union of New Milford, CT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union of New Milford, CT? Share your experience about Community Credit Union of New Milford, CT by leaving a review below, or read customer reviews before you decide to use Community Credit Union of New Milford, CT.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.63%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Community Credit Union of New Milford, CT
145C Danbury Rd
145C Danbury Rd
New Milford, CT 06776
http://www.ccunm.org/asp/home.asp
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community Credit Union of New Milford, CT Savings Rates

Product Rate APY View More
Basic Savings (Share) 0.01% 0.01%
Min Balance $25
Details Balance: $25.00 minimum; Rates effective 4/1/2021; $50 minimum daily balance required to receive dividends; Dividends compounded and paid monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Holiday/Vacation Club 0.01% 0.01%
Details No minimum; Rates effective 4/1/2021; $50 minimum daily balance required to receive dividends; Dividends compounded and paid monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
IRA Savings 0.01% 0.01%
Details No minimum; A fee could reduce your earnings on this account type; Rates effective 4/1/2021; $50 minimum daily balance required to receive dividends; Dividends compounded and paid monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Community Credit Union of New Milford, CT Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity loans 6.25% - 7.10% 60 months
Details As Low As; APR for Home Equity products includes estimated cost to close; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.10% APR · checked 9 times
6.60%7.10%7.60%Sep 14, 2026: 7.10% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Home Equity loans 6.75% - 7.21% 120 months
Details As Low As; APR for Home Equity products includes estimated cost to close; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.21% APR · checked 9 times
6.71%7.21%7.71%Sep 14, 2026: 7.21% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Home Equity loans 7.25% - 7.58% 180 months
Details As Low As; APR for Home Equity products includes estimated cost to close; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.58% APR · checked 9 times
7.08%7.58%8.08%Sep 14, 2026: 7.58% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Community Credit Union of New Milford, CT Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles (autos/trucks/SUVs) - - 4.50% up to 48 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.50% APR · checked 3 times
4.00%4.50%5.00%Oct 19, 2026: 4.50% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Vehicles (autos/trucks/SUVs) - - 5.00% 60 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Oct 19, 2026: 5.00% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Vehicles (autos/trucks/SUVs) - - 5.50% 72 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Oct 19, 2026: 5.50% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Vehicles (autos/trucks/SUVs) - - 6.00% 84 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 19, 2026: 6.00% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Vehicles (autos/trucks/SUVs) - - 6.50% up to 48 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 19, 2026: 6.50% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Vehicles (autos/trucks/SUVs) - - 6.75% 60 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Oct 19, 2026: 6.75% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Vehicles (autos/trucks/SUVs) - - 7.50% 72 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Oct 19, 2026: 7.50% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Community Credit Union of New Milford, CT RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicles (motorcycles/RVs/ATVs/boats) Loan - 6.50% up to 48 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 19, 2026: 6.50% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Recreational Vehicles Loan - 6.50% up to 48 months
Details As Low As; Motorcycles/RVs/ATVs/boats; Payment example: $712 monthly, $34,150 total of payments on $30,000 financed; Apply online
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 8 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Recreational Vehicles (motorcycles/RVs/ATVs/boats) Loan - 7.00% 60 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Oct 19, 2026: 7.00% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
New Recreational Vehicles Loan - 7.00% 60 months
Details As Low As; Motorcycles/RVs/ATVs/boats; Payment example: $594 monthly, $35,642 total of payments on $30,000 financed; Apply online
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 8 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Recreational Vehicles (motorcycles/RVs/ATVs/boats) Loan - 8.00% up to 48 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Oct 19, 2026: 8.00% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Recreational Vehicles Loan - 8.00% up to 48 months
Details As Low As; Used Recreational Vehicles (motorcycles/RVs/ATVs/boats); Payment example assumes $20,000 financed for maximum term
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 8 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Recreational Vehicles (motorcycles/RVs/ATVs/boats) Loan - 8.25% 60 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Oct 19, 2026: 8.25% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%
Used Recreational Vehicles Loan - 8.25% 60 months
Details As Low As; Used Recreational Vehicles (motorcycles/RVs/ATVs/boats); Payment example assumes $20,000 financed for maximum term
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 8 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Community Credit Union of New Milford, CT Personal Loan Rates

Product APR Term View More
Signature loans 8.49% up to 48 months
Details As Low As; Advertised rates are for highly qualified applicants
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 8 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Community Credit Union of New Milford, CT Other Rates

Product Rate Points APY/APR Term View More
Special Purpose 0.01% - 0.01%
Details No minimum; Rates effective 4/1/2021; $50 minimum daily balance required to receive dividends; Dividends compounded and paid monthly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.63%

Financial Health History

Community Credit Union of New Milford, CT’s Texas Ratio rose from 0.82% in Q3 2023 to 2.63% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.2% 5.0★ Healthy zone – entire history below the 15% limit 0.82% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.63% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$16M2.63%5.0A+
March 31, 2026$16M1.22%5.0A+
December 31, 2025$15M5.35%5.0A+
September 30, 2025$15M0.80%5.0A+
June 30, 2025$16M1.30%5.0A+
March 31, 2025$16M0.00%5.0A+
December 31, 2024$15M1.49%5.0A+
September 30, 2024$15M0.41%5.0A+
June 30, 2024$15M0.01%5.0A+
March 31, 2024$15M1.53%5.0A+
December 31, 2023$15M0.10%5.0A+
September 30, 2023$16M0.82%4.8A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Credit Union of New Milford, CT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union of New Milford, CT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union of New Milford, CT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union of New Milford, CT
Address 145C Danbury Rd, New Milford, CT 06776
Phone 860-210-0777
Fax 860-210-0757
President Martin Landgrebe
CEO John Kmetz
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.63%
Return on Assets (ROA)
0.6199%
Return on Equity (ROE)
6.4397%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
16,281,299
Total Amount of Shares and Deposits
14,748,081
Total Shares and Deposits < 1 Year
14,748,081
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
377,544
Total Uninsured Shares and Deposits > $250K (F+J)
377,544
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,370,537
Total Interest Expense (Sum of items 6 8)
13,469
Share Certificates
27
Number of Accounts for Share Drafts
1,420
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
2,827
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,962,690
Total Liabilities
14,713,966
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community Credit Union of New Milford, CT earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/community-credit-union-of-new-milford-inc-rates-review-61261">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Community Credit Union of New Milford, CT

What is the highest savings rate at Community Credit Union of New Milford, CT?

The highest Community Credit Union of New Milford, CT savings rate is its Basic Savings (Share) at 0.01% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Community Credit Union of New Milford, CT?

The lowest Community Credit Union of New Milford, CT auto loan rate is its New Vehicles (autos/trucks/SUVs) at 4.50% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Community Credit Union of New Milford, CT?

The lowest Community Credit Union of New Milford, CT personal loan rate is its Signature loans at 8.49% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Community Credit Union of New Milford, CT operate?

Community Credit Union of New Milford, CT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union of New Milford, CT?

Yes, to access services at Community Credit Union of New Milford, CT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union of New Milford, CT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union of New Milford, CT provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union of New Milford, CT offer online and mobile banking?

Most modern institutions like Community Credit Union of New Milford, CT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ccunm.org/asp/home.asp.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Community Credit Union of New Milford, CT rates compare?

Community Credit Union of New Milford, CT's savings rates are 99% lower than the MonitorBankRates national average, and it has an A+ health rating. Community Credit Union of New Milford, CT's top rates are its Basic Savings (Share) at 0.01% APY and its Signature loans at 8.49% APR, verified by MonitorBankRates on October 29, 2026.

Current Community Credit Union of New Milford, CT Rates

  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.