Carter Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Carter Federal Credit Union12-month CD rates can be found at 3.28%, 6-month CD rates at 3.75% and 3-month CD rates at 0.50%. Savings rates are at 0.75% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 13.04%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to Carter Federal Credit Union rates.

Compare Carter Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Carter Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Carter Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Carter Federal Credit Union? Share your experience about Carter Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Carter Federal Credit Union.

Overall, Carter Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Carter Federal Credit Union
Operations
133 S Main St
Springhill, LA 71075
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Carter Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
West Union Bank
West Union Bank
Kasasa Checking
6.05%
$50
IAM Federal Credit Union
IAM Federal Credit Union
18-Month CD
5.00%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Mid-America Bank
Mid-America Bank
60-Month CD
4.04%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
6-Month CD (Jumbo)
3.97%
$50,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
3.94%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
24-Month CD
3.75%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
12-Month CD
3.75%
$1,000
FNB of Litchfield
FNB of Litchfield
24-Month CD
3.55%
$1,000
Bank 21
Bank 21
18-Month CD
3.50%
$500
PSB of Plainview
PSB of Plainview
24-Month CD
3.34%
$250
State Bank of Scotia
State Bank of Scotia
18-Month CD
3.29%
$1,000
First Nebraska Bank
First Nebraska Bank
6-Month CD
3.14%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
24-Month CD
3.02%
$1,000
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
3.00%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
2.85%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
12-Month CD
2.75%
$1,000
CNB of McConnelsville
24-Month CD
2.50%
$5,000
GCSB Swayzee, IN
GCSB Swayzee, IN
18-Month CD
2.47%
$1,000
Finworth
Finworth
3-Month CD
2.27%
$50,000
First National Bank of Steeleville
First National Bank of Steeleville
12-Month CD
2.25%
$500
Maries County Bank
Maries County Bank
15-Month CD
2.02%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
Institution for Savings
Institution for Savings
Diamond Savings
1.80%
$25,000
Connex Credit Union
Connex Credit Union
Plus Checking
1.50%
$0
The Berkshire Bank
The Berkshire Bank
24-Month CD
1.26%
$10,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
Kish Bank
Kish Bank
Investment Money Market
1.25%
$1,000
I3 Bank
I3 Bank
48-Month CD
1.16%
$500
Continental Bank
Continental Bank
36-Month CD
1.10%
$25,000
Shelby County State Bank
Shelby County State Bank
36-Month CD
1.10%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
36-Month CD
1.06%
$1,000
NCS Bank
NCS Bank
24-Month CD
1.00%
$1,000
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
FNB of Scotia
FNB of Scotia
60-Month CD
0.73%
$500
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
Winter Hill Bank
Winter Hill Bank
24-Month CD
0.45%
$500
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
Accentra Credit Union
Accentra Credit Union
24-Month CD
0.40%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
WebBank
WebBank
60-Month CD
0.25%
$2,500
Methuen Co-operative Bank
Methuen Co-operative Bank
Money Market
0.15%
$2,500
State Bank Waterloo, IL
State Bank Waterloo, IL
Money Market
0.15%
$2,500
TrustCo Bank
TrustCo Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Carter Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
5.750%
5.851%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
5.875%
5.927%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.750%
5.976%
0.250
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Carter Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Carter Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Carter Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Carter Federal Credit Union Information

Credit Union Name: Carter Federal Credit Union
Full Time Employees: 130
Part Time Employees: 4
President: Joyce Butler
CEO: Joe Arnold
Branch Locations: 11
ATM Locations: 10
Corporate Office Address:
133 S Main St
Springhill, LA 71075
Phone Number: 318-539-4655
Fax Number: 318-539-5104

Carter Federal Credit Union Financials

Total Assets:
736,901,426
Total Amount of Shares and Deposits:
561,306,780
Total Shares and Deposits < 1 Year:
424,332,477
Total Shares and Deposits 1 3 Years:
99,473,200
Total Shares and Deposits > 3 Years:
37,501,103
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
33,606,978
Total Uninsured Shares and Deposits > $250K (F+J):
33,606,978
Total Insured Shares and Deposits > $250K (item 17 less item K):
527,699,802
Total Interest Expense (Sum of items 6 8):
4,849,481
Share Certificates:
3,414
Number of Accounts for Share Drafts:
16,763
IRA KEOGH Accounts:
760
Number of Accounts for Regular Shares:
38,624
All other shares:
87
Non Member Deposits:
178
Money Market Shares:
521
Net Income (unless the amount is already included in Undivided Earnings):
393,109
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
84,714,878
Total Liabilities:
691,095,071
Show More

Carter Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

USAA 5 Year Jumbo CD rates are now at 1.10 percent with a yield of 1.10 percent. View the current 5 Year Jumbo CD rates at USAA below.
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.
Mortgage rates are still at record lows this morning. Today's 30 year mortgage rates are averaging 4.52 percent, matching an all-time low set yesterday. 15 year mortgage rates today are averaging 3.95 percent, down from an average 15 year mortgage rate of 4.21 percent earlier this week.

Bank or Credit Union Offers and Deals

Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%
Current Mortgage Rates are Lower This Week: 30 Year Mortgage Rates at 3.93%
Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03%
30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity
New Federal Reserve Rules for Home Mortgage Loans
10% Cash Back Gas Credit Card
Third Federal Savings and Loan Savings Rates now at 0.20%
Mortgage Rates Increase as Mortgage Applications Hit Highest Level Since 2009
Mortgage Rates Easing As We Head Into the Holiday Weekend
Current Mortgage Rates - Today's Interest Rates Stable at 5.50%

Alternative Bank and Credit Union Offers to Explore

1.12% APY New Top Savings Rate from North American Savings Bank, FSB
NewDominion Bank Money Market Account Rates now at 0.69%
Weekly CD Rates: June 1, 2009
GiantBank.com Best CD Rates
Iberiabank Visa Classic Credit Card Rate 7.25%
Homes for Sale: Pending Homes for Sale Increase
Mortgage Rates: Current Mortgage Rates Increase, 15 Year Mortgage Rates at 3.36%
Evantage Bank Money Market Account
Mortgage Rates Lower as Bernanke and Co Leave Rates Alone
Credit Union 1 CD Rates & IRA CD Rates

Carter Federal Credit Union Reviews

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