☰

Home›
Credit Unions›
Catholic United Financial Credit Union

iAdvertiser Disclosure

Catholic United Financial Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Catholic United Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

Catholic United Financial Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Catholic United Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.81%. Rates were last updated on 04/17/2026.

Catholic United Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Catholic United Financial Credit Union? Share your experience about Catholic United Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Catholic United Financial Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.81%

Excellent Lower than avg

Catholic United Financial Credit Union
MAIN OFFICE

3499 LEXINGTON AVE N
SAINT PAUL, MN 55126

https://www.catholicunitedcu.org

Catholic United Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.55%
Details As Low As Last Updated 04/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.81%

Catholic United Financial Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	10.99%
Details As Low As Last Updated 04/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Catholic United Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Catholic United Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Catholic United Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Catholic United Financial Credit Union

Website https://www.catholicunitedcu.org

Address 3499 LEXINGTON AVE N, SAINT PAUL, MN 55126

Phone 651-765-4132

Fax 651-765-6551

President MICHAEL AHLES

CEO Andrea Kuhl

Full-Time Employees 6

Part-Time Employees 1

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.81%

Return on Assets (ROA)

0.3967%

Return on Equity (ROE)

4.1040%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

37,131,615

Total Amount of Shares and Deposits

32,219,591

Total Shares and Deposits < 1 Year

31,041,844

Total Shares and Deposits 1 3 Years

1,177,747

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,652,513

Total Uninsured Shares and Deposits > $250K (F+J)

3,652,513

Total Insured Shares and Deposits > $250K (item 17 less item K)

28,567,078

Total Interest Expense (Sum of items 6 8)

461,453

Share Certificates

715

Number of Accounts for Share Drafts

1,069

Number of Accounts for Regular Shares

3,393

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

147,299

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,590,920

Total Liabilities

33,561,606

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Catholic United Financial Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Catholic United Financial Credit Union

Frequently Asked Questions About Catholic United Financial Credit Union

Is Catholic United Financial Credit Union a safe place to deposit money?

Yes, Catholic United Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8058370772821%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Catholic United Financial Credit Union operate?

Catholic United Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Catholic United Financial Credit Union?

Yes, to access services at Catholic United Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Catholic United Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Catholic United Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Catholic United Financial Credit Union offer online and mobile banking?

Most modern institutions like Catholic United Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.catholicunitedcu.org.