|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NORTHWOOD Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
NORTHWOOD's 24 Mo. CD rates are at 3.25%, 12 Mo. CD rates are at 3.20%, 6 Mo. CD rates are at 3.15%. NORTHWOOD's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of NORTHWOOD with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.74%. Rates were last updated on 03/24/2026. NORTHWOOD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NORTHWOOD? Share your experience about NORTHWOOD by leaving a review below, or read customer reviews before you decide to use NORTHWOOD. First National B&T Co. Iron Mountain, MI
Northwood Federal Credit Union 6836 Castor Ave
http://northwoodfcu.com Philadelphia, PA 19149 2108 
NORTHWOOD CD Rates
NORTHWOOD Mortgage Rates
NORTHWOOD Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NORTHWOOD is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NORTHWOOD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NORTHWOOD's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NORTHWOOD
Website
http://northwoodfcu.com
Address
6836 Castor Ave,
Philadelphia, PA 19149 2108
Phone
215-725-8100
Fax
215-725-2592
President
Marc Altman
CEO
Carolyn Penn
Full-Time Employees
0
Part-Time Employees
4
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.74%
Return on Assets (ROA)
-0.2073%
Return on Equity (ROE)
-1.1403%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
7,320,834
Total Amount of Shares and Deposits
5,883,653
Total Shares and Deposits < 1 Year
5,243,753
Total Shares and Deposits 1 3 Years
639,900
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
161,139
Total Uninsured Shares and Deposits > $250K (F+J)
161,139
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,722,514
Total Interest Expense (Sum of items 6 8)
71,697
Share Certificates
89
Number of Accounts for Regular Shares
390
Net Income (unless the amount is already included in Undivided Earnings)
-15,177
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,434,204
Total Liabilities
5,989,833
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About NORTHWOODIs NORTHWOOD a safe place to deposit money?Yes, NORTHWOOD is considered a safe financial institution. With a Texas Ratio of 1.7439002952541%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does NORTHWOOD operate?NORTHWOOD currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NORTHWOOD?Yes, to access services at NORTHWOOD, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NORTHWOOD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NORTHWOOD provides members with tools to manage their accounts and build a solid financial history. Does NORTHWOOD offer online and mobile banking?Most modern institutions like NORTHWOOD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://northwoodfcu.com. Compare to Other Credit Unions
Mt Lebanon Federal Credit Union
Connected Credit Union
Cherokee Strip Credit Union
Ocean State Credit Union
Honeywell Philadelphia Div Federal Credit Union
Muna Federal Credit Union
Options Credit Union
FirstEnergy Choice Federal Credit Union
AllWealth Federal Credit Union
Allegheny Ludlum Brackenridge Federal Credit Union
Creighton Federal Credit Union
Federal Employees Of Chippewa County Credit Union
Northern Valley Federal Credit Union
Urbana Municipal Employees Credit Union
Pine Bluff Cotton Belt Federal Credit Union
Journey Credit Union
Reno City Employees Federal Credit Union
Michigan United Credit Union
Steuben Citizens Federal Credit Union
Shelby Bolivar County Federal Credit Union
Qside Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
