Central Texas Teachers Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Central Texas Teachers Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Central Texas Teachers Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCentral Texas Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Central Texas Teachers Credit Union? Share your experience about Central Texas Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Central Texas Teachers Credit Union. Overall, Central Texas Teachers Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Central Texas Teachers Credit Union Main Branch 523 N 13th St Corsicana, TX 75110 3007  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Rewards Credit Card
14.240%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonOverdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Line of Credit Variable
13.150%
$0
Personal Loans
13.450%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Central Texas Teachers Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Central Texas Teachers Credit Union
Website: https://www.cttcu.com
Full Time Employees: 4Part Time Employees: 1 President: Lori Haynie CEO: Jim Revill Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
523 N 13th St
Corsicana, TX 75110 3007 Phone Number: 903-874-6361 Fax Number: 903-872-7243 FinancialsTotal Assets:
13,968,648
Total Amount of Shares and Deposits:
11,744,799
Total Shares and Deposits < 1 Year:
11,744,799
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,744,799
Total Interest Expense (Sum of items 6 8):
176,855
Share Certificates:
129
IRA KEOGH Accounts:
30
Number of Accounts for Regular Shares:
1,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
924,576
Total Liabilities:
11,775,327
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Central Texas Teachers Credit UnionIs a member application needed to join Central Texas Teachers Credit Union?Yes, to access services at Central Texas Teachers Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Central Texas Teachers Credit Union provides a range of mortgage and home equity products. Is Central Texas Teachers Credit Union a safe place to deposit money?Yes, Central Texas Teachers Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Central Texas Teachers Credit Union offer online and mobile banking?Most modern institutions like Central Texas Teachers Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.60%, 6-month CD rates at 3.55% and 3-month CD rates at 3.14%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
