CENTRIC Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Compare CENTRIC CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of CENTRIC savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCENTRIC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at CENTRIC? Share your experience about CENTRIC by leaving a review below, or read customer reviews before you decide to use CENTRIC. Overall, CENTRIC is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. FSB of Malta Expo Circle Admin Center 213 Expo Cir West Monroe, LA 71292 9414  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Secure Card
13.740%
Visa Shared Secured
7.900%
Visa Platinum with Rewards
9.900%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loans
14.000%
$0
60
Personal Loans
11.990%
$0
1 - 12
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have CENTRIC rate data right now. Credit Union Profile & OverviewCredit Union Name: CENTRIC
Website: http://www.mycentric.org
Full Time Employees: 123Part Time Employees: 1 President: Don Murphy Jr CEO: Troyce Parker Branch Locations: 9 ATM Locations: 7 Corporate Office Address:
213 Expo Cir
West Monroe, LA 71292 9414 Phone Number: 318-340-9656 Fax Number: 318-323-1517 FinancialsTotal Assets:
416,713,072
Total Amount of Shares and Deposits:
358,065,329
Total Shares and Deposits < 1 Year:
337,192,198
Total Shares and Deposits 1 3 Years:
20,390,670
Total Shares and Deposits > 3 Years:
482,461
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
38,089,611
Total Uninsured Shares and Deposits > $250K (F+J):
38,089,611
Total Insured Shares and Deposits > $250K (item 17 less item K):
319,975,718
Total Interest Expense (Sum of items 6 8):
7,334,378
Share Certificates:
2,552
Number of Accounts for Share Drafts:
22,384
IRA KEOGH Accounts:
753
Number of Accounts for Regular Shares:
44,344
Non Member Deposits:
60
Net Income (unless the amount is already included in Undivided Earnings):
1,208,860
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
42,459,358
Total Liabilities:
369,738,611
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for CENTRIC yet. Feel free to create one below.
Add Your Rating and Review for CENTRIC
Frequently Asked Questions About CENTRICIs a member application needed to join CENTRIC?Yes, to access services at CENTRIC, a member application is required. Is there a first-time homebuyer program?Currently, CENTRIC provides a range of mortgage and home equity products. Is CENTRIC a safe place to deposit money?Yes, CENTRIC is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does CENTRIC offer online and mobile banking?Most modern institutions like CENTRIC provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 0.10% and 3-month CD rates at 0.30%. Savings rates are at 0.25% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 12.40%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates which you can compare to 
