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 Community First Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Community First Credit Union's CD Special: Pick Your Term - Choose from 5, 10, or 15 month Term rates are at 4.45%, IRA CD Special: Pick Your Term - Choose from 5, 10, or 15 month rates are at 4.45%, 5 Year CD rates are at 4.00%, 3 Year CD rates are at 3.80%, 1 Year CD rates are at 3.65%. Community First Credit Union's savings rates are at 0.30%. Community First Credit Union's money market rates are at 1.00%. Community First Credit Union's Jumbo Mortgage - 6 Year Balloon rates are at 5.24%, Jumbo Mortgages (Greater than - 6 Year Balloon rates are at 5.24%, 10 Year Balloon - 10% Down with No Mortgage Insurance rates are at 5.87%, Jumbo Mortgage - 7/1 ARM rates are at 5.62%, Jumbo Mortgages (Greater than - 7/1 ARM rates are at 5.62%. Community First Credit Union's Personal Loan Rates are as low as 10.49%. Community First Credit Union's Credit Card Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Community First Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.85%. Rates last updated and verified on 09/22/2026. Community First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union? Share your experience about Community First Credit Union by leaving a review below, or read customer reviews before you decide to use Community First Credit Union. Community First Credit Union
Community First Credit Union - Lake Park 670 Lake Park Road
https://www.communityfirstcu.org Menasha, WI 54952 
Community First Credit Union CD Rates
Community First Credit Union Savings Rates
Community First Credit Union Money Market Rates
Community First Credit Union Checking Rates
Community First Credit Union Mortgage Rates
Community First Credit Union Home Equity & HELOC
Community First Credit Union Auto Loan Rates
Community First Credit Union RV, Boat and Powersport Loan Rates
Community First Credit Union Credit Card Rates
Community First Credit Union Personal Loan Rates
Community First Credit Union Other Rates
Financial Health HistoryCommunity First Credit Union’s Texas Ratio stayed near 0.47% in Q2 2023 to 0.85% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community First Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community First Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community First Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community First Credit Union
Website
https://www.communityfirstcu.org
Address
670 Lake Park Road,
Menasha, WI 54952
Phone
920-830-7200
Fax
920-830-7321
President
Peter Mariahazy
CEO
Catherine Tierney
Full-Time Employees
576
Part-Time Employees
59
Branch Locations
30
ATM Locations
21
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.85%
Return on Assets (ROA)
0.3511%
Return on Equity (ROE)
2.7477%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
6,661,497,550
Total Amount of Shares and Deposits
5,776,929,281
Total Shares and Deposits < 1 Year
5,038,987,115
Total Shares and Deposits 1 3 Years
567,763,708
Total Shares and Deposits > 3 Years
170,178,458
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
891,653,397
Total Uninsured Shares and Deposits > $250K (F+J)
891,653,397
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,885,275,884
Total Interest Expense (Sum of items 6 8)
40,152,087
Share Certificates
57,950
Number of Accounts for Share Drafts
129,993
IRA KEOGH Accounts
11,505
Number of Accounts for Regular Shares
228,982
All other shares
7,133
Money Market Shares
7,481
Net Income (unless the amount is already included in Undivided Earnings)
23,389,582
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
959,112,032
Total Liabilities
5,828,527,843
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Community First Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Community First Credit UnionHow many branches does Community First Credit Union operate?Community First Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community First Credit Union?Yes, to access services at Community First Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community First Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community First Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community First Credit Union offer online and mobile banking?Most modern institutions like Community First Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfirstcu.org. Current Community First Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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