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Champion Community Credit Union Rates and Review January 2026

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Champion Community Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 3.79% and 3-month CD rates at 1.00%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 12.49%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Champion Community Credit Union rates.

Compare Champion Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Champion Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Champion Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Champion Community Credit Union? Share your experience about Champion Community Credit Union by leaving a review below, or read customer reviews before you decide to use Champion Community Credit Union.

Overall, Champion Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Champion Community Credit Union
Champion Community Credit Union
16601 County Road 150
Courtland, AL 35618
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD (Jumbo)
4.30%
$100,000
8-Month CD
3.75%
$25,000
12-Month CD
3.67%
$500
12-Month CD
3.65%
$500
12-Month CD
3.61%
$1,000
9-Month CD
3.60%
$1,000
12-Month CD
3.54%
$1,000
36-Month CD
3.50%
$500
60-Month CD
3.41%
$1,000
24-Month CD
3.28%
$1,000
18-Month CD
3.25%
$2,500
36-Month CD
3.25%
$100
24-Month CD
3.19%
$250
18-Month CD
3.04%
$250
12-Month CD
2.38%
$1,000
Investment Checking
2.25%
$2,500
60-Month CD
2.15%
$500
36-Month CD
2.10%
$1,000
24-Month CD
2.00%
$1,000
12-Month CD (Jumbo)
2.00%
$250,000
18-Month CD
2.00%
$1,000
24-Month CD
1.95%
$2,500
60-Month CD
1.91%
$1,000
48-Month CD
1.76%
$500
18-Month CD
1.25%
$1,000
18-Month CD
1.25%
$500
Money Market
1.01%
$2,500
48-Month CD
0.85%
$500
24-Month CD
0.75%
$500
48-Month CD
0.75%
$500
24-Month CD
0.60%
$500
60-Month CD
0.60%
$500
Kasasa Checking
0.51%
$25
Smart Start Savings
0.50%
$100
24-Month CD
0.45%
$500
36-Month CD
0.45%
$500
Money Market
0.40%
$1,000
Savings
0.40%
$500
Patriot Money Market
0.35%
$50,000
18-Month CD
0.30%
$1,000
24-Month CD
0.25%
$1,000
18-Month CD
0.25%
$2,500
3-Month CD
0.20%
$500
24-Month CD
0.20%
$500
24-Month CD
0.10%
$1,000
Community Money Market
0.10%
$25
NOW Checking
0.05%
$300
Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.680%
1.125
15-Year Fixed
5.500%
5.650%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
5.875%
5.900%
0.000
5.115%
5.908%
0.946
6.000%
6.031%
0.000
5.375%
5.568%
0.000
5.875%
5.980%
0.000
20-Year Fixed
6.625%
6.626%
0.000
15-Year Fixed
5.750%
5.845%
0.000
10-Year Fixed
5.375%
5.638%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.125%
5.637%
0.250
30-Year Fixed
6.750%
6.750%
0.000
5.375%
5.375%
0.000
5.625%
5.700%
0.000
5.625%
5.721%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.875%
6.099%
0.000
5.500%
5.724%
0.000
5.500%
6.059%
0.000
6.000%
6.183%
0.000
5.250%
5.493%
0.000
30-Year Fixed
5.875%
5.978%
0.000
20-Year Fixed
5.750%
5.975%
0.000
15-Year Fixed
5.375%
5.560%
0.000
6.250%
6.389%
0.000
4.875%
4.985%
0.000
5.375%
5.999%
0.000
4.875%
5.010%
0.000
5.125%
5.547%
0.000
30 Year Fixed
6.500%
6.597%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.500%
5.588%
0.000
5.625%
5.775%
0.125
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.375%
5.804%
0.000
15-Year Fixed
5.625%
5.697%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.500%
5.646%
0.000
10-Year Fixed
4.625%
5.148%
2.000
5.375%
5.911%
0.000
6.000%
6.107%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.750%
5.880%
0.000
5.500%
5.659%
0.000
5.500%
5.803%
0.000
5.375%
5.721%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Secured Visa
8.750%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
9.990%
Credit Line $500-$7,000
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
11.900%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
9.990%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
14.740%
Rewards Student Classic
16.500%
Credit Limit - $500
14.000%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Secure Card
13.740%
8.750%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Platinum with Rewards
9.900%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.990% - 17.990%
Maximum limit of $30,000
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Business Rewards Card
15.240%
13.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Term Line of Credit 84 months
8.000%
$0
10.000%
$0
1 - 36
Personal Line of Credit
11.500%
$0
Summer/Holiday Loans
9.500%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
9.490%
$0
48 - 48
Access Line Of Credit
16.240%
$0
Credit Builder Loan
9.000%
$0
13.700%
$2,500 - $5,000
36 - 36
Gold Star Loan
14.200%
$0
48
15.000%
$500 - $1,500
6 - 12
13.490%
$0 - $5,000
48 - 48
Personal Loan Rates
5.740%
$0
1 - 36
8.990%
$0
36
New Signature Loans
8.990%
$0
9.200% - 17.950%
$0 - $500
48 - 48
10.990%
$500
36
11.240% - 17.950%
$0
25 - 36
9.990% - 16.240%
$0
61 - 66
10.250% - 17.950%
$0
1 - 36
Preferred Personal Loan
10.000%
$0
60
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Champion Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Champion Community Credit Union
Full Time Employees: 8
Part Time Employees: 5
President: Patrick Mason
CEO: Regzey Carpenter
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
16601 County Road 150
Courtland, AL 35618
Phone Number: 256-637-6511
Fax Number: 256-637-2787

Financials

Total Assets:
49,787,565
Total Amount of Shares and Deposits:
42,334,706
Total Shares and Deposits < 1 Year:
36,215,672
Total Shares and Deposits 1 3 Years:
5,219,915
Total Shares and Deposits > 3 Years:
899,120
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
385,010
Total Uninsured Shares and Deposits > $250K (F+J):
385,010
Total Insured Shares and Deposits > $250K (item 17 less item K):
41,949,696
Total Interest Expense (Sum of items 6 8):
440,258
Share Certificates:
224
Number of Accounts for Share Drafts:
1,802
IRA KEOGH Accounts:
197
Number of Accounts for Regular Shares:
3,097
All other shares:
457
Money Market Shares:
164
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,131,303
Total Liabilities:
42,455,658
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Champion Community Credit Union

Is a member application needed to join Champion Community Credit Union?

Yes, to access services at Champion Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Champion Community Credit Union provides a range of mortgage and home equity products.

Is Champion Community Credit Union a safe place to deposit money?

Yes, Champion Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Champion Community Credit Union offer online and mobile banking?

Most modern institutions like Champion Community Credit Union provide digital access including online balance checks and transfers.

Current Champion Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions