Chicago Municipal Employees Credit Union Rates and Review January 2026
Compare Chicago Municipal Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Chicago Municipal Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityChicago Municipal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Chicago Municipal Employees Credit Union? Share your experience about Chicago Municipal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Chicago Municipal Employees Credit Union. Overall, Chicago Municipal Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Chicago Municipal Employees Credit Union Main Branch 18 S Michigan Ave Chicago, IL 60603  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonStudent Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Platinum with Rewards
8.900%
Academic VISA® Classic
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit Variable
13.150%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Line of Credit
16.240%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Chicago Municipal Employees Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Chicago Municipal Employees Credit Union
Website: https://www.cmecuonline.org
Full Time Employees: 15Part Time Employees: 0 President: David Bryant CEO: Peter Tzortzakis Branch Locations: 3 ATM Locations: 5 Corporate Office Address:
18 S Michigan Ave
Chicago, IL 60603 Phone Number: 312-236-2326 Fax Number: 312-236-1147 FinancialsTotal Assets:
64,538,981
Total Amount of Shares and Deposits:
59,559,976
Total Shares and Deposits < 1 Year:
40,053,207
Total Shares and Deposits 1 3 Years:
18,070,688
Total Shares and Deposits > 3 Years:
1,436,081
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,350,015
Total Uninsured Shares and Deposits > $250K (F+J):
5,350,015
Total Insured Shares and Deposits > $250K (item 17 less item K):
54,209,961
Total Interest Expense (Sum of items 6 8):
395,906
Share Certificates:
191
Number of Accounts for Share Drafts:
2,390
IRA KEOGH Accounts:
45
Number of Accounts for Regular Shares:
8,786
All other shares:
594
Non Member Deposits:
19
Money Market Shares:
81
Net Income (unless the amount is already included in Undivided Earnings):
-408,058
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,336,946
Total Liabilities:
59,565,558
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About Chicago Municipal Employees Credit UnionIs a member application needed to join Chicago Municipal Employees Credit Union?Yes, to access services at Chicago Municipal Employees Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Chicago Municipal Employees Credit Union provides a range of mortgage and home equity products. Is Chicago Municipal Employees Credit Union a safe place to deposit money?Yes, Chicago Municipal Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Chicago Municipal Employees Credit Union offer online and mobile banking?Most modern institutions like Chicago Municipal Employees Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.15%, 6-month CD rates at 3.85% and 3-month CD rates at 0.05%. Savings rates are at 0.16% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to 
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