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Christian Family Credit Union Rates & Review October 2026

Christian Family Credit Union's top rates as of October 10, 2026 are 3.80% APY on its 12 Month CD, 3.03% APY on money market accounts, 0.05% APY on checking, and credit cards from 8.90% APR, according to rates verified by MonitorBankRates. Other Christian Family Credit Union CD rates include 12 Month CD at 3.55%, 18 Month CD at 3.55%, and 48 Month CD at 3.55%. MonitorBankRates evaluates the financial stability of Christian Family Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.08%. Rates last updated and verified on 10/10/2026.

Christian Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Christian Family Credit Union? Share your experience about Christian Family Credit Union by leaving a review below, or read customer reviews before you decide to use Christian Family Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.08%
Excellent Lower than avg
Health Trend ?
Very strong 5 quarters
Full history ›
Christian Family Credit Union
Home Office
8800 Cleveland Ave NW
North Canton, OH 44720
https://www.christianfamilycu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Christian Family Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 3.75% 3.80% 12 Months
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
12 Month Certificate 3.50% 3.55% 12 Months
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
18 Month Certificate 3.50% 3.55% 18 Months
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
48 Month Certificate 3.50% 3.55% 48 months
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
18 Month Certificate 3.25% 3.29% 18 Months
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 6 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
24 Month Certificate 3.25% 3.29% 24 Months
Min Balance $50,000
Details Balance: $50,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 6 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
48 Month Certificate 3.25% 3.29% 48 months
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 6 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
24 Month Certificate 3.00% 3.03% 24 Months
Min Balance $1,000
Details Balance: $1,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Christian Family Credit Union Savings Rates

Product Rate APY View More
Regular Shares and Christmas Club 0.05% 0.05%
Min Balance $1
Details Balance: $1-$99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular Shares and Christmas Club 0.05% 0.05%
Min Balance $100
Details Balance: $100-$4,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular Shares and Christmas Club 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Regular Shares and Christmas Club 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Christian Family Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.00% 3.03%
Min Balance $25,000
Details Balance: $25,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market 2.00% 2.02%
Min Balance $5,000
Details Balance: $5,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market 1.00% 1.00%
Min Balance $2,000
Details Balance: $2,000-$4,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market 0.05% 0.05%
Min Balance $0
Details Balance: Below $2,000 minimum
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Christian Family Credit Union Checking Rates

Product Rate APY View More
Member Rewards Checking 0.05% 0.05%
Min Balance $250
Details Balance: $250 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Member Rewards Checking 0.01% 0.01%
Min Balance $1
Details Balance: $1-$249
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Christian Family Credit Union Credit Card Rates

Product Rate APR View More
VISA Classic Credit Card - 8.90%
Details Intro rate expires: 6 Month; Regular APR: 8.9%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 6 times
8.40%8.90%9.40%Sep 14, 2026: 8.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Christian Family Credit Union Other Rates

Product Rate Points APY/APR Term View More
G.O.O.D Loans (Get Out Of Debt) - - 8.00%
Details Credit score of 630 and above required
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 0.25% - 0.25%
Min Balance $0
Details Balance: *Below $10,000 minimum
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 2.50% - 2.52%
Min Balance $10,000
Details Balance: $10,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 6 times
2.02%2.52%3.02%Sep 14, 2026: 2.52% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 3.00% - 3.03%
Min Balance $25,000
Details Balance: $25,000-$99,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 6 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 3.25% - 3.29%
Min Balance $100,000
Details Balance: $100,000-$199,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 6 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 3.50% - 3.55%
Min Balance $200,000
Details Balance: $200,000 & Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Church Variable Shares 0.25% - 0.25%
Min Balance $10,000
Details Balance: *Below $10,000 minimum
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 2.52% → 0.25% ▼ 2.27 pts · high 2.52% / low 0.25%
0.00%2.40%4.79%Sep 14, 2026: 2.52% APYOct 10, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.25%▼ from 2.52%
  • Sep 14, 20262.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
IRA/SEP Non Term - All Shares 1.00% - 1.00%
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%

Financial Health History

Christian Family Credit Union’s Texas Ratio stayed near 0.63% in Q2 2025 to 1.08% in Q2 2026, so its financial health has stayed very strong over the past 5 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.4% 2.0★ 0.7% 3.0★ 1.1% 4.0★ 1.5% 5.0★ Healthy zone – entire history below the 15% limit 0.63% A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.08% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$93M1.08%5.0A+
March 31, 2026$96M0.62%5.0A+
December 31, 2025$81M0.28%5.0A+
September 30, 2025$78M0.31%5.0A+
June 30, 2025$79M0.63%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Christian Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Christian Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Christian Family Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Christian Family Credit Union
Address 8800 Cleveland Ave NW, North Canton, OH 44720
Phone 330-499-3972
Fax 330-499-3578
President Paul White
CEO Karen Riel
Full-Time Employees 17
Part-Time Employees 3
Branch Locations 5
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.08%
Return on Assets (ROA)
0.1650%
Return on Equity (ROE)
1.2249%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
93,209,711
Total Amount of Shares and Deposits
82,368,852
Total Shares and Deposits < 1 Year
80,968,843
Total Shares and Deposits 1 3 Years
839,012
Total Shares and Deposits > 3 Years
560,998
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,552,953
Total Uninsured Shares and Deposits > $250K (F+J)
13,552,953
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,815,899
Total Interest Expense (Sum of items 6 8)
688,181
Share Certificates
751
Number of Accounts for Share Drafts
1,767
IRA KEOGH Accounts
151
Number of Accounts for Regular Shares
5,781
All other shares
790
Money Market Shares
128
Net Income (unless the amount is already included in Undivided Earnings)
153,761
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,178,928
Total Liabilities
82,539,214
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Christian Family Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/christian-family-credit-union-rates-review-96699">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Christian Family Credit Union

How many branches does Christian Family Credit Union operate?

Christian Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Christian Family Credit Union?

Yes, to access services at Christian Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Christian Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Christian Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Christian Family Credit Union offer online and mobile banking?

Most modern institutions like Christian Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.christianfamilycu.com.

Current Christian Family Credit Union Rates

  • 12-Month CD3.55%
  • 18-Month CD3.29%
  • 24-Month CD3.03%
  • MMA3.03%
Retrieved from our database of financial products. Rates subject to change.