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iAdvertiser Disclosure
Advertiser Disclosure
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 Telco Plus Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Telco Plus Credit Union's 24 Month CDs rates are at 3.75%, 60 Month CDs rates are at 3.75%, 18 Month CDs rates are at 3.50%, 36 Month CDs rates are at 3.50%, 48 Month CDs rates are at 3.50%. Telco Plus Credit Union's savings rates are at 0.03%. Telco Plus Credit Union's Mortgage - 15 Year Fixed rates are at 5.25%, Mortgage - 20 Year Fixed rates are at 6.09%, Mortgage - 30 Year Fixed rates are at 6.35%, Mortgage rates are at 6.44%, Land Loan - 10 Year Fixed rates are at 6.88%. Telco Plus Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.25%. Telco Plus Credit Union's Credit Card Rates are at 14.49%. MonitorBankRates evaluates the financial stability of Telco Plus Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.08%. Rates last updated and verified on 09/22/2026. Telco Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Telco Plus Credit Union? Share your experience about Telco Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Telco Plus Credit Union. 
Telco Plus Credit Union CD Rates
Telco Plus Credit Union Savings Rates
Telco Plus Credit Union Checking Rates
Telco Plus Credit Union Mortgage Rates
Telco Plus Credit Union Home Equity & HELOC
Telco Plus Credit Union Auto Loan Rates
Telco Plus Credit Union RV, Boat and Powersport Loan Rates
Telco Plus Credit Union Credit Card Rates
Telco Plus Credit Union Personal Loan Rates
Telco Plus Credit Union Other Rates
Financial Health HistoryTelco Plus Credit Union’s Texas Ratio fell from 14.05% in Q2 2023 to 3.08% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Telco Plus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Telco Plus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Telco Plus Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Telco Plus Credit Union
Website
https://www.telcoplus.org
Address
1010 S SOUTHEAST LOOP 323,
TYLER, TX 75701-3700
Phone
903-753-5588
Fax
903-758-3903
President
KERWIN COLEMAN
CEO
CASSANDRA CARMON
Full-Time Employees
44
Part-Time Employees
3
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.08%
Return on Assets (ROA)
-0.2735%
Return on Equity (ROE)
-3.0877%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
129,358,115
Total Amount of Shares and Deposits
109,993,831
Total Shares and Deposits < 1 Year
89,950,763
Total Shares and Deposits 1 3 Years
17,012,678
Total Shares and Deposits > 3 Years
3,030,390
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,540,787
Total Uninsured Shares and Deposits > $250K (F+J)
3,540,787
Total Insured Shares and Deposits > $250K (item 17 less item K)
106,453,044
Total Interest Expense (Sum of items 6 8)
676,435
Share Certificates
1,326
Number of Accounts for Share Drafts
4,658
IRA KEOGH Accounts
143
Number of Accounts for Regular Shares
10,186
Non Member Deposits
32
Money Market Shares
203
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,456,736
Total Liabilities
118,452,496
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Telco Plus Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Telco Plus Credit Union
Frequently Asked Questions About Telco Plus Credit UnionHow many branches does Telco Plus Credit Union operate?Telco Plus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Telco Plus Credit Union?Yes, to access services at Telco Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Telco Plus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Telco Plus Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Telco Plus Credit Union offer online and mobile banking?Most modern institutions like Telco Plus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.telcoplus.org. Current Telco Plus Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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