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Chula Vista City Employees Federal Credit Union Rates and Review January 2026

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Chula Vista City Employees Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 0.15% and 3-month CD rates at 0.10%. Savings rates are at 0.50% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.91%. Credit Card rates are at 8.90%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Chula Vista City Employees Federal Credit Union rates.

Compare Chula Vista City Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Chula Vista City Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Chula Vista City Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Chula Vista City Employees Federal Credit Union? Share your experience about Chula Vista City Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chula Vista City Employees Federal Credit Union.

Overall, Chula Vista City Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Chula Vista City Employees Federal Credit Union
Main Office
276 4th Ave
Chula Vista, CA 91910
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.14%
$500
24-Month CD
3.80%
$100
36-Month CD
3.70%
$1,000
3-Month CD
3.68%
$500
36-Month CD
3.36%
$500
12-Month CD
3.35%
$500
60-Month CD
3.29%
$250
24-Month CD
3.15%
$1,000
12-Month CD
3.14%
$1,000
Kasasa Checking
3.00%
$0
60-Month CD
3.00%
$500
60-Month CD
3.00%
$500
48-Month CD
3.00%
$500
48-Month CD
2.78%
$500
24-Month CD
2.70%
$5,000
24-Month CD
2.57%
$1,000
Money Market
2.53%
$100,000
60-Month CD
2.40%
$10,000
48-Month CD
2.25%
$1,000
18-Month CD
2.02%
$1,000
18-Month CD
1.86%
$100
48-Month CD
1.71%
$1,000
60-Month CD
1.40%
$500
60-Month CD
1.40%
$500
24-Month CD
1.35%
$500
36-Month CD
1.10%
$1,000
36-Month CD
1.00%
$1,000
48-Month CD
0.90%
$1,000
60-Month CD
0.55%
$500
Money Market
0.50%
$5,000
30-Month CD
0.45%
$1,000
60-Month CD
0.45%
$500
Money Market
0.40%
$0
Passbook Savings
0.35%
$0
Optional Savings
0.30%
$25
48-Month CD
0.30%
$500
36-Month CD
0.25%
$1,000
12-Month CD
0.25%
$500
48-Month CD
0.21%
$1,000
Savings
0.20%
$200
12-Month CD
0.15%
$500
12-Month CD
0.15%
$1,000
Savings
0.10%
$0
Savings
0.10%
$100
Money Market
0.10%
$10
Savings
0.05%
$10
Interest Checking
0.03%
$1,000
Premier Checking
0.02%
$750
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.375%
6.375%
0.000
6.250%
6.330%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30-Year Fixed
7.125%
7.126%
0.000
6.250%
6.281%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.375%
6.097%
0.000
6.525%
6.595%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
30-Year Fixed
6.375%
6.451%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
6.250%
7.325%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.375%
5.375%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5-Year ARM
5.250%
5.840%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.875%
6.190%
1.000
5.000%
5.242%
0.000
6.500%
6.218%
0.000
30-Year Fixed
6.000%
6.046%
0.000
30 year Fixed
6.000%
6.034%
0.000
30-Year Fixed
5.875%
6.086%
0.000
6.000%
6.084%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.250%
5.562%
0.000
20-Year Fixed
5.625%
5.666%
0.000
15-Year Fixed
5.500%
5.591%
0.000
4.750%
4.816%
0.000
30-Year Fixed
6.000%
6.120%
0.000
6.125%
6.170%
0.000
5.875%
5.931%
0.000
5.375%
5.568%
0.000
5.125%
5.331%
1.000
10-Year Fixed
5.500%
5.630%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
30-Year Fixed
5.875%
6.000%
0.000
6.000%
6.070%
0.000
15-Year Fixed
5.750%
5.977%
0.000
15 Year Fixed
5.375%
5.588%
0.000
5.250%
5.370%
0.000
15-Year Fixed
5.350%
5.785%
0.000
20-Year Fixed
5.625%
5.675%
0.000
4.875%
5.778%
0.000
5.500%
5.680%
1.125
5.375%
5.415%
0.000
5.625%
5.899%
0.000
5.375%
5.935%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Visa
15.350%
Academic VISA® Platinum
10.900%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
14.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
VISA Credit Card
11.900%
No annual fee
Classroom Supply Visa
8.500%
Savings Secured Visa®
18.000%
Platinum Secured Visa
8.750%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
14.240%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Platinum Rewards
14.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Business Rewards Card
15.240%
7.900%
Visa Platinum with Rewards
9.900%
Academic VISA® Gold
15.400%
VISA® Credit Cards
7.990%
Visa Crimson Rewards Card
13.740%
Prime Platinum Visa Credit Card
11.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Loan Rates
5.740%
$0
1 - 36
10.500%
$0 - $5,000
24 - 36
18.000%
$0 - $500
5
9.990% - 18.000%
$0 - $50,000
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
17.900%
$0 - $500
9.990%
$0
1 - 60
10.250% - 10.650%
$3,000 - $25,000
12.990%
$0 - $2,000
24 - 24
11.240% - 17.950%
$0
25 - 36
9.990% - 16.240%
$0
61 - 66
9.200% - 17.950%
$0 - $100
12 - 24
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Loans
13.450%
$0
60
Personal Line of Credit
16.240%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
9.490%
$0
48 - 48
Personal Loan
11.000%
$0
1 - 12
10.000%
$0
60
10.490%
$0
60 - 60
15.000%
$500 - $1,500
6 - 12
13.740%
$0
60
8.490%
$0
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Chula Vista City Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Chula Vista City Employees Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 0
President: Stefanie Balchak
CEO: Lydia DeNecochea
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
276 4th Ave
Chula Vista, CA 91910
Phone Number: 619-691-5240
Fax Number: 619-476-5359

Financials

Total Assets:
3,689,598
Total Amount of Shares and Deposits:
3,385,263
Total Shares and Deposits < 1 Year:
3,385,263
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,385,263
Total Interest Expense (Sum of items 6 8):
1,706
Number of Accounts for Regular Shares:
541
Net Income (unless the amount is already included in Undivided Earnings):
-14,152
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
543,166
Total Liabilities:
3,406,240
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Chula Vista City Employees Federal Credit Union

Is a member application needed to join Chula Vista City Employees Federal Credit Union?

Yes, to access services at Chula Vista City Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Chula Vista City Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Chula Vista City Employees Federal Credit Union a safe place to deposit money?

Yes, Chula Vista City Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Chula Vista City Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Chula Vista City Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Chula Vista City Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions