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PrimeWay Federal Credit Union Rates & Review April 2026

PrimeWay Federal Credit Union's 7 Month CD - New Deposits rates are at 3.85%, 12 Month CD - New Deposits rates are at 3.65%, 18 Month CD - New Deposits rates are at 3.65%, 24 Month CD - New Deposits rates are at 3.25%, 6 month Promotional Business CD of Deposit rates are at 1.25%. PrimeWay Federal Credit Union's savings rates are at 0.01%. PrimeWay Federal Credit Union's money market rates are at 0.05%. PrimeWay Federal Credit Union's Personal Loan Rates are at 7.85%. MonitorBankRates evaluates the financial stability of PrimeWay Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.71%. Rates were last updated on 04/04/2026.

PrimeWay Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PrimeWay Federal Credit Union? Share your experience about PrimeWay Federal Credit Union by leaving a review below, or read customer reviews before you decide to use PrimeWay Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.71%
Excellent Higher than avg
PrimeWay Federal Credit Union
290 Branch
12811 Northwest Fwy
Houston, TX 77040
https://www.primewayfcu.com
Member NCUA

PrimeWay Federal Credit Union CD Rates

Product Rate APY Term View More
7 Month Certificate - New Deposits 3.78% 3.85% 7
Min Deposit $10,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
12 Month Certificate - New Deposits 3.59% 3.65% 12
Min Deposit $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
18 Month Certificate - New Deposits 3.59% 3.65% 18
Min Deposit $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
24 Month Certificate - New Deposits 3.20% 3.25% 24
Min Deposit $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
6 month Promotional Business Certificate of Deposit 1.24% 1.25% 6 Months
Min Deposit $50,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
6 month Promotional Business Certificate of Deposit 0.99% 1.00% 6 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 60 month (Jumbo) 0.60% 0.60% 60
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 60 month (Jumbo) 0.60% 0.60% 60 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 48 month (Jumbo) 0.55% 0.55% 48
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 60 month 0.55% 0.55% 60
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 48 month (Jumbo) 0.55% 0.55% 48 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 60 month 0.55% 0.55% 60 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 48 month 0.50% 0.50% 48
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 48 month 0.50% 0.50% 48 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 36 month (Jumbo) 0.35% 0.35% 36
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 36 month (Jumbo) 0.35% 0.35% 36 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 36 month 0.30% 0.30% 36
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 36 month 0.30% 0.30% 36 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 18 month (Jumbo) 0.25% 0.25% 18
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 24 month (Jumbo) 0.25% 0.25% 24
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 18 month (Jumbo) 0.25% 0.25% 18 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 24 month (Jumbo) 0.25% 0.25% 24 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 12 month (Jumbo) 0.20% 0.20% 12
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 18 month 0.20% 0.20% 18
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 24 month 0.20% 0.20% 24
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 12 month (Jumbo) 0.20% 0.20% 12 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 18 month 0.20% 0.20% 18 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 24 month 0.20% 0.20% 24 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 12 month 0.15% 0.15% 12
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 12 month Wealth Builder Certificate 0.15% 0.15% 12
Min Deposit $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 12 month Youth Club Certificate 0.15% 0.15% 12
Min Deposit $250
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 6 month (Jumbo) 0.15% 0.15% 6
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 12 month 0.15% 0.15% 12 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 6 month (Jumbo) 0.15% 0.15% 6 Months
Min Deposit $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Certificate of Deposit 6 month 0.10% 0.10% 6
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Certificate of Deposit 6 month 0.10% 0.10% 6 Months
Min Deposit $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Savings Rates

Product Rate APY View More
Freedom Fighters Savings 0.01% 0.01%
Min Deposit $5
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Holiday Savings 0.01% 0.01%
Min Deposit $5
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
IRA Savings 0.01% 0.01%
Min Deposit $5
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Primary Savings 0.01% 0.01%
Min Deposit $5
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Student Savings 0.01% 0.01%
Min Deposit $5
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Max 3.45% 3.50%
Min Balance $250,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market Max 3.35% 3.40%
Min Balance $100,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market Max 3.25% 3.30%
Min Balance $50,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market Max 3.15% 3.20%
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market Max 3.06% 3.10%
Min Balance $10,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market Max 2.96% 3.00%
Min Balance $5
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market 0.13% 0.13%
Min Deposit $2,500
Min Balance $75,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market 0.10% 0.10%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Money Market 0.05% 0.05%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Checking Rates

Product Rate APY View More
Best Checking 1.98% 2.00%
Min Deposit $25
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Best Checking 0.99% 1.00%
Min Deposit $25
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Best Checking - 0.00%
Min Deposit $25
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Student Checking - 0.00%
Min Deposit $25
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan - 1st Lien - - 6.85% Up to 120 Months
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 1st Lien - - 6.90% Up to 180 Months
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 1st Lien - - 7.15% Up to 240 Months
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 1st Lien - - 7.35% Up to 360 Months
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 2nd Lien - - 7.70% 120
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Home Equity Line of Credit (HELOC) - 1st Lien - - 7.75% 240
Details The rate is variable - as low as Prime +1.00% - with a floor rate of 4.00%
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 2nd Lien - - 7.85% 180
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Fixed Rate Home Equity Loan - 2nd Lien - - 8.00% 240
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.05% 36
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Auto Loan - - 5.15% 48
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Auto Loan - - 5.99% 84
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

PrimeWay Federal Credit Union Personal Loan Rates

Product Rate APR View More
Boat and Personal Watercraft - 7.85%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Boat and Personal Watercraft - 8.00%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Boat and Personal Watercraft - 8.30%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Boat and Personal Watercraft - 8.45%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Boat and Personal Watercraft - 8.60%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%
Personal Loans - 10.45%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.71%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PrimeWay Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PrimeWay Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PrimeWay Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PrimeWay Federal Credit Union
Address 12811 Northwest Fwy, Houston, TX 77040
Phone 713-799-6200
Fax 713-460-1654
President Patti Tuma
CEO Annette Zimmerman
Full-Time Employees 141
Part-Time Employees 0
Branch Locations 7
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.71%
Return on Assets (ROA)
0.1519%
Return on Equity (ROE)
1.1525%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
720,971,263
Total Amount of Shares and Deposits
560,744,754
Total Shares and Deposits < 1 Year
519,496,486
Total Shares and Deposits 1 3 Years
37,005,706
Total Shares and Deposits > 3 Years
4,242,561
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,417,636
Total Uninsured Shares and Deposits > $250K (F+J)
25,417,636
Total Insured Shares and Deposits > $250K (item 17 less item K)
535,327,118
Total Interest Expense (Sum of items 6 8)
9,235,198
Share Certificates
1,965
Number of Accounts for Share Drafts
33,098
IRA KEOGH Accounts
1,671
Number of Accounts for Regular Shares
53,829
Non Member Deposits
6
Money Market Shares
2,139
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,307,638
Total Liabilities
658,950,217
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About PrimeWay Federal Credit Union

Is PrimeWay Federal Credit Union a safe place to deposit money?

Yes, PrimeWay Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.7091483198503%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PrimeWay Federal Credit Union operate?

PrimeWay Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PrimeWay Federal Credit Union?

Yes, to access services at PrimeWay Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PrimeWay Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PrimeWay Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PrimeWay Federal Credit Union offer online and mobile banking?

Most modern institutions like PrimeWay Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primewayfcu.com.

Current PrimeWay Federal Credit Union Rates

  • 12-Month CD0.15%
  • 18-Month CD0.20%
  • 24-Month CD0.20%
  • 60-Month CD0.55%
  • Savings0.01%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.