Circuit Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Circuit Federal Credit Union's 6-Month CD rates are at 4.07%, 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.29%, 48-Month CD rates are at 3.04%, 36-Month CD rates are at 3.04%. Circuit Federal Credit Union's savings rates are at 0.05%. Circuit Federal Credit Union's money market rates are at 0.15%. Circuit Federal Credit Union's Personal Loan Rates are at 10.25.

Circuit Federal Credit Union

Compare Circuit Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Circuit Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Circuit Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Circuit Federal Credit Union? Share your experience about Circuit Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Circuit Federal Credit Union.

Overall, Circuit Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
3.29%
24-Month CD
3.04%
36-Month CD
3.04%
48-Month CD
3.04%
60-Month CD
N/A
Savings
0.05%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.25%
Circuit Federal Credit Union
OFFICE
3234 Union Rd
CHEEKTOWAGA, NY 14227 1044
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Circuit Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Union State Bank of Everest
Union State Bank of Everest
3-Month CD
4.65%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
18-Month CD
4.35%
$1,000
Raymond James
48-Month CD
4.25%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
4.07%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
24-Month CD
4.00%
$1,000
Bradford National Bank
Bradford National Bank
36-Month CD
3.98%
$1,000
Landmark Credit Union
Landmark Credit Union
48-Month CD
3.90%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.80%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.75%
$500
Mercantile Bank
Mercantile Bank
36-Month CD
3.65%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
3.65%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.56%
$1,500
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
3.29%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
36-Month CD
3.17%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
3.04%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
3.04%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD
3.04%
$1,000
FSB of Burnet
FSB of Burnet
24-Month CD (Jumbo)
3.03%
$95,000
Charter Bank TX
Charter Bank TX
60-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
24-Month CD
3.00%
$500
Superior National Bank
Superior National Bank
48-Month CD
3.00%
$500
Horicon Bank
Horicon Bank
60-Month CD
2.77%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
2.75%
$1,000
Thayer County Bank
Thayer County Bank
24-Month CD
2.57%
$2,500
CNB Hugoton, KS
CNB Hugoton, KS
24-Month CD
2.20%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Bank of Kampsville
Bank of Kampsville
24-Month CD
2.04%
$1,000
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
South Georgia Banking Company
South Georgia Banking Company
12-Month CD
1.26%
$1,000
Lisle Savings Bank
Lisle Savings Bank
E-Savings
1.25%
$50,000
The Alden State Bank
The Alden State Bank
Kasasa Savings
1.25%
$25
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
18-Month CD
1.20%
$500
OBC Bank
OBC Bank
60-Month CD
1.00%
$1,000
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
48-Month CD
0.60%
$1,000
Community National Bank (VT)
Community National Bank (VT)
30-Month CD
0.59%
$2,500
Bank of Buffalo
Bank of Buffalo
36-Month CD
0.55%
$500
MVSB
48-Month CD
0.30%
$500
OneUnited Bank
OneUnited Bank
36-Month CD
0.30%
$1,000
Newtown Savings Bank
Newtown Savings Bank
Statement Savings
0.25%
$25
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
0.25%
$500
BankPlus
BankPlus
24-Month CD
0.25%
$1,000
Hilltop National Bank
Hilltop National Bank
Health Savings
0.25%
$10,000
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
State Bank of St. Jacob
State Bank of St. Jacob
Savings
0.15%
$50
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Money Market
0.05%
$1,000
Community Bank of Raymore
Community Bank of Raymore
36-Month CD
0.05%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Savings
0.05%
$5
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Buckeye Community Bank
Buckeye Community Bank
Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Circuit Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
5-Year ARM
5.125%
5.230%
0.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.518%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
5.750%
5.886%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.625%
6.013%
2.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.000%
6.149%
0.000
StonehamBank
StonehamBank
15-Year Fixed
6.125%
6.238%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
6.125%
6.339%
0.375
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.250%
6.343%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
6.000%
6.429%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.375%
6.461%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.375%
6.478%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.375%
6.494%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.375%
6.530%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
15 Year Fixed
6.500%
6.532%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.375%
6.551%
0.000
American Bank
American Bank
15-Year Fixed
6.375%
6.624%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
6.000%
6.677%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Circuit Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Circuit Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Circuit Federal Credit Union Information

Credit Union Name: Circuit Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Terry Weldy
CEO: Cheryl Kuczynski
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3234 Union Rd
CHEEKTOWAGA, NY 14227 1044
Phone Number: 716-684-1741
Fax Number: 716-601-7547

Circuit Federal Credit Union Financials

Total Assets:
11,848,652
Total Amount of Shares and Deposits:
10,288,006
Total Shares and Deposits < 1 Year:
9,566,068
Total Shares and Deposits 1 3 Years:
705,547
Total Shares and Deposits > 3 Years:
16,389
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
161,445
Total Uninsured Shares and Deposits > $250K (F+J):
161,445
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,126,561
Total Interest Expense (Sum of items 6 8):
15,281
Share Certificates:
79
Number of Accounts for Share Drafts:
342
IRA KEOGH Accounts:
5
Number of Accounts for Regular Shares:
1,245
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
904,328
Total Liabilities:
10,289,498
Show More

Circuit Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The best national CD rates can be found right here at monitorbankrates.com. We have compiled a list of the highest national CD rates with terms of 3 months, 6 months and 12 months. Right now E-loan.com tops our best 12 month CD rates list with a rate of 1.25% and a yield of 1.26%. E-loan jumped to the top recently after offering very low rates for a couple of years. Let's see if any other banks or credit unions start raising their 12 month rates to top E-loan.

Bank or Credit Union Offers and Deals

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KS StateBank Jumbo CD Rates

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Circuit Federal Credit Union Reviews

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