Circuit Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Circuit Federal Credit Union Deposit Rates
Circuit Federal Credit Union's 18-Month CD share rates are at 4.31%, 12-Month CD share rates are at 4.21%, 6-Month CD share rates are at 4.11%, 24-Month CD share rates are at 4.06%, 48-Month CD share rates are at 3.03%. Circuit Federal Credit Union's savings rates are at 0.05%. Circuit Federal Credit Union's money market rates are at 0.15%. Circuit Federal Credit Union's Personal Loan Rates are at 10.25.

Circuit Federal Credit Union

Compare Circuit Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Circuit Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Circuit Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Circuit Federal Credit Union? Share your experience about Circuit Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Circuit Federal Credit Union.

Overall, Circuit Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.21%
18-Month CD
4.31%
24-Month CD
4.06%
36-Month CD
3.03%
48-Month CD
3.03%
60-Month CD
N/A
Savings
0.05%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.25%
Circuit Federal Credit Union
OFFICE
3234 Union Rd
CHEEKTOWAGA, NY 14227 1044
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Circuit Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CIBM Bank
CIBM Bank
7-9-Month CD special
5.00%
$25,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
5.00%
$1,000
Citizens First Bank Viroqua, WI
Citizens First Bank Viroqua, WI
29-Month CD
4.60%
$10,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.55%
$1,000
Presidential Bank
Presidential Bank
6-Month CD
4.35%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Companion Savings w/CD
4.33%
$10
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD share
4.31%
$1,000
Wintrust Bank
Wintrust Bank
23-Month CD
4.25%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD share
4.21%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD share
4.11%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD share
4.06%
$1,000
HSBC Bank USA
HSBC Bank USA
24-Month CD Online
4.00%
$1,000
Mercantile Bank
Mercantile Bank
18-Month CD
4.00%
$500
EagleBank
EagleBank
MAHT Checking
3.90%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.75%
$100
Vio Bank
Vio Bank
36-Month CD
3.50%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
24-Month CD
3.50%
$500
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
3.20%
$75,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
12-Month CD
3.05%
$5,000
FNB of Bangor
FNB of Bangor
6-Month CD
3.03%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD share
3.03%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD share
3.03%
$1,000
Bank 21
Bank 21
60-Month CD
3.00%
$500
Westfield Bank, FSB
Westfield Bank, FSB
36-Month CD
2.82%
$2,500
Bank5 Connect
Bank5 Connect
High Interest Checking
2.70%
$100
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
2.17%
$500,000
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
Pentucket Bank
Pentucket Bank
48-Month CD
2.12%
$500
New Horizon Bank
New Horizon Bank
60-Month CD
2.02%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
PrimaryPlus Money Market
2.00%
$2,500
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
West Union Bank
West Union Bank
60-Month CD
1.80%
$500
Swedish-American State Bank
Swedish-American State Bank
12-Month CD
1.51%
$500
FNB of Brownstown
48-Month CD
1.25%
$1,000
Security Savings Bank
Security Savings Bank
Savings Account Round Up
0.70%
$0
BankOrion
BankOrion
24-Month CD
0.70%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
36-Month CD
0.55%
$1,000
Banesco USA
Banesco USA
36-Month CD
0.55%
$1,500
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
North Easton SB
North Easton SB
24-Month CD
0.50%
$500
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
Shelby County State Bank
Shelby County State Bank
Money Market
0.35%
$50,000
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
Whitaker Bank
Whitaker Bank
12-Month CD
0.25%
$10,000
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
First Horizon
First Horizon
48-Month CD
0.10%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings Account
0.05%
$100
FNB of South Carolina
FNB of South Carolina
Savings Account
0.05%
$50
First Commonwealth Bank
First Commonwealth Bank
12-Month CD
0.05%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
Share Savings
0.05%
$5
Grand Rapids SB
Grand Rapids SB
Interest Checking
0.03%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Checking Account
0.01%
$50
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Circuit Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Marathon Bank
Marathon Bank
20-Year Fixed
6.375%
6.516%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.483%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.875%
7.042%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.500%
6.632%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed Purchase
6.000%
6.434%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
6.375%
6.448%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.625%
5.681%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
6.625%
6.701%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
30-Year Fixed Jumbo
6.875%
6.920%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
15 Year Fixed
7.250%
7.282%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
7/1 ARM Jumbo
6.750%
7.145%
0.000
Range Bank
Range Bank
10/1 ARM
8.000%
8.500%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
5/1 ARM
5.500%
9.969%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.875%
6.128%
0.000
Old National Bank
Old National Bank
5/6M SOFR ARM
8.000%
8.045%
0.000
M&T Bank
M&T Bank
5-Year ARM
6.125%
7.833%
2.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed Jumbo
5.875%
5.970%
0.000
U.S. Bank
U.S. Bank
15-Year Fixed Jumbo
6.750%
7.022%
0.820
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed
6.125%
6.248%
0.500
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.500%
6.808%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10Y/6M ARM
8.125%
8.294%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.771%
6.883%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
7Y/6M ARM
6.125%
7.206%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Circuit Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Secured
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Circuit Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Aaec Credit Union
Aaec Credit Union
Personal Signature Loans
14.000%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Circuit Federal Credit Union Information

Credit Union Name: Circuit Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Terry Weldy
CEO: Cheryl Kuczynski
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3234 Union Rd
CHEEKTOWAGA, NY 14227 1044
Phone Number: 716-684-1741
Fax Number: 716-601-7547

Circuit Federal Credit Union Financials

Total Assets:
11,755,804
Total Amount of Shares and Deposits:
10,229,408
Total Shares and Deposits < 1 Year:
9,751,673
Total Shares and Deposits 1 3 Years:
477,735
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,229,408
Total Interest Expense (Sum of items 6 8):
21,077
Share Certificates:
74
Number of Accounts for Share Drafts:
344
IRA KEOGH Accounts:
5
Number of Accounts for Regular Shares:
1,263
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
693,537
Total Liabilities:
10,232,590
Show More

Circuit Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

mortgage-rates-up-slightly-in-this-weeks-pmms-surveyMortgage rates were up slightly in this week's Primary Mortgage Market Survey released by Freddie Mac. For the first ten months of 2009 the average 30 year mortgage rate was just under 5.00 percent, the lowest 10 month average mortgage rate since the survey started in 1971.
30 year mortgage rates and refinance rates are  averaging 4.26 percent, an increase from yesterday's average 30 year home mortgage rate of 4.24 percent. Searching our mortgage rate tables, 30 year home mortgage rates in Rhode Island are higher than the national average mortgage rate. Current 30 year mortgage rates in Rhode Island are averaging 4.33 percent. 
3 month certificate of deposit rates are averaging only 0.533% this week. You can find rates higher than the national average. Using our CD rate tables, we did a search for 3 month CD rates in zip code 92102 (San Diego, California) and found about a dozen banks offering CD rates above the national average rate.

Bank or Credit Union Offers and Deals

29.00% APY Leap Year CD Special at Motion Federal Credit Union
Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34%
Low Mortgage Rates Continue to Lift the Housing Market
Nordstrom Bank 1 Year CD Rates now at 0.90%
Wells Fargo Auto Loans
This Week's Best CD Rates on 1 Year, 2 Year and 5 Year Certificates of Deposit
Where are Savings Interest Rates Headed with the Fed Looking to Taper?
This Past Week's CD Rate Changes
Third Federal Savings and Loan Savings Rates now at 0.20%
The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher

Alternative Bank and Credit Union Offers to Explore

Verity Credit Union Savings and Money Market Accounts
Weekly Deposit Account Rate Report for December 17, 2014
Colorado Federal Savings Bank CD Rates
Mortgage Interest Rates: Today's Mortgage Rates are Higher
$8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans
Weekly Mortgage Rates: June 15 2009
McGraw-Hill Federal Credit Union Best Promotional CD Rates
Capital One Savings Account Bonus: Up to $1,000 with a 3.50% APY
Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09%
GE Capital Retail Bank and My Savings Direct Top Savings Rate List

Circuit Federal Credit Union Reviews

There are no reviews for Circuit Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Circuit Federal Credit Union
Your Name:
Your Rating:

See how Circuit Federal Credit Union Compares to other credit unions