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 Greenwood Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 10, 2026
Greenwood Credit Union's 3 Year CDs of Deposit rates are at 3.75%, 4 Year CDs of Deposit rates are at 3.75%, 5 Year CDs of Deposit rates are at 3.75%, 6 Month CDs of Deposit rates are at 3.75%, 1 Year CDs of Deposit rates are at 3.65%. Greenwood Credit Union's savings rates are at 0.00%. Greenwood Credit Union's money market rates are at 0.00%. Greenwood Credit Union's Personal Loan Rates are at 13.75%. MonitorBankRates evaluates the financial stability of Greenwood Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.56%. Rates were last updated on 05/10/2026. Greenwood Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenwood Credit Union? Share your experience about Greenwood Credit Union by leaving a review below, or read customer reviews before you decide to use Greenwood Credit Union. Greenwood Credit Union
Operations Center 2700 Post Rd
https://www.greenwoodcu.org Warwick, RI 02886 3003 
Greenwood Credit Union CD Rates
Greenwood Credit Union Savings Rates
Greenwood Credit Union Money Market Rates
Greenwood Credit Union Checking Rates
Greenwood Credit Union Home Equity & HELOC
Greenwood Credit Union Auto Loan Rates
Greenwood Credit Union Credit Card Rates
Greenwood Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greenwood Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenwood Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenwood Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greenwood Credit Union
Website
https://www.greenwoodcu.org
Address
2700 Post Rd,
Warwick, RI 02886 3003
Phone
401-739-4600
Fax
President
Karen Grande
CEO
Frederick Reinhardt
Full-Time Employees
77
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.56%
Return on Assets (ROA)
0.5900%
Return on Equity (ROE)
6.2220%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
894,725,695
Total Amount of Shares and Deposits
799,009,894
Total Shares and Deposits < 1 Year
642,086,133
Total Shares and Deposits 1 3 Years
105,696,437
Total Shares and Deposits > 3 Years
51,227,324
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
86,507,620
Total Uninsured Shares and Deposits > $250K (F+J)
86,507,620
Total Insured Shares and Deposits > $250K (item 17 less item K)
712,502,274
Total Interest Expense (Sum of items 6 8)
18,640,846
Share Certificates
8,251
Number of Accounts for Share Drafts
8,647
IRA KEOGH Accounts
1,950
Number of Accounts for Regular Shares
65,306
All other shares
3,369
Non Member Deposits
2
Money Market Shares
703
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,383,455
Total Liabilities
810,172,495
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Greenwood Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Greenwood Credit Union
Frequently Asked Questions About Greenwood Credit UnionHow many branches does Greenwood Credit Union operate?Greenwood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greenwood Credit Union?Yes, to access services at Greenwood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greenwood Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greenwood Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greenwood Credit Union offer online and mobile banking?Most modern institutions like Greenwood Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenwoodcu.org. Current Greenwood Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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