Cities Credit Union Rates and Review January 2026
Compare Cities Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cities Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cities Credit Union? Share your experience about Cities Credit Union by leaving a review below, or read customer reviews before you decide to use Cities Credit Union. Overall, Cities Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonGM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Academic VISA® Platinum
10.900%
Visa Platinum
16.200%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation
13.990%
$0
1 - 72
Summer/Holiday Loans
9.500%
$0
Line of Credit
13.700%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Cities Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Cities Credit Union
Website: https://www.citiescu.org
Full Time Employees: 4Part Time Employees: 1 President: Daniel Pederson CEO: Michael Enright Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
3625 Talmage Cir
Vadnais Heights, MN 55110 Phone Number: 651-426-3773 Fax Number: 651-426-0832 FinancialsTotal Assets:
34,626,324
Total Amount of Shares and Deposits:
31,669,590
Total Shares and Deposits < 1 Year:
31,082,972
Total Shares and Deposits 1 3 Years:
586,616
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
415,026
Total Uninsured Shares and Deposits > $250K (F+J):
415,026
Total Insured Shares and Deposits > $250K (item 17 less item K):
31,254,564
Total Interest Expense (Sum of items 6 8):
21,177
Share Certificates:
210
Number of Accounts for Share Drafts:
1,289
IRA KEOGH Accounts:
75
Number of Accounts for Regular Shares:
2,604
Money Market Shares:
186
Net Income (unless the amount is already included in Undivided Earnings):
3,445
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,061,592
Total Liabilities:
31,938,564
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About Cities Credit UnionIs a member application needed to join Cities Credit Union?Yes, to access services at Cities Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Cities Credit Union provides a range of mortgage and home equity products. Is Cities Credit Union a safe place to deposit money?Yes, Cities Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Cities Credit Union offer online and mobile banking?Most modern institutions like Cities Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.10%, 6-month CD rates at 3.43% and 3-month CD rates at 0.15%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates which you can compare to 
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