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iAdvertiser Disclosure
Advertiser Disclosure
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 Bloomington Municipal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 2, 2026
Bloomington Municipal Credit Union's 12 Month CD rates are at 3.87%, 6 Month CD rates are at 3.76%, 24 Month CD rates are at 3.55%. Bloomington Municipal Credit Union's money market rates are at 1.61%. Bloomington Municipal Credit Union's Personal Loan Rates are at 9.29%. MonitorBankRates evaluates the financial stability of Bloomington Municipal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.12%. Rates were last updated on 04/02/2026. Bloomington Municipal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bloomington Municipal Credit Union? Share your experience about Bloomington Municipal Credit Union by leaving a review below, or read customer reviews before you decide to use Bloomington Municipal Credit Union. Bloomington Municipal Credit Union
Bloomington Municipal Credit Union 602 S Gridley St
https://www.bmcu.org Bloomington, IL 61701 5227 
Bloomington Municipal Credit Union CD Rates
Bloomington Municipal Credit Union Money Market Rates
Bloomington Municipal Credit Union Credit Card Rates
Bloomington Municipal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bloomington Municipal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bloomington Municipal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bloomington Municipal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bloomington Municipal Credit Union
Website
https://www.bmcu.org
Address
602 S Gridley St,
Bloomington, IL 61701 5227
Phone
309-827-7266
Fax
309-827-7338
President
G Brent Wick
CEO
Todd Keil
Full-Time Employees
5
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.12%
Return on Assets (ROA)
1.0194%
Return on Equity (ROE)
7.5013%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
42,801,776
Total Amount of Shares and Deposits
36,897,587
Total Shares and Deposits < 1 Year
36,007,514
Total Shares and Deposits 1 3 Years
890,073
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,923,210
Total Uninsured Shares and Deposits > $250K (F+J)
3,923,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
32,974,377
Total Interest Expense (Sum of items 6 8)
431,299
Share Certificates
391
Number of Accounts for Share Drafts
1,271
IRA KEOGH Accounts
50
Number of Accounts for Regular Shares
2,719
Money Market Shares
76
Net Income (unless the amount is already included in Undivided Earnings)
436,342
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,976,947
Total Liabilities
36,984,901
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Bloomington Municipal Credit UnionIs Bloomington Municipal Credit Union a safe place to deposit money?Yes, Bloomington Municipal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.11958310948748%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Bloomington Municipal Credit Union operate?Bloomington Municipal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bloomington Municipal Credit Union?Yes, to access services at Bloomington Municipal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bloomington Municipal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bloomington Municipal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bloomington Municipal Credit Union offer online and mobile banking?Most modern institutions like Bloomington Municipal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bmcu.org. Current Bloomington Municipal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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