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Jeep Country Federal Credit Union Rates & Review November 2026

Jeep Country Federal Credit Union's 36 Month CD rates are at 3.30%, 48 Month CD rates are at 3.30%, 60 Month CD rates are at 3.30%, 24 Month CD rates are at 3.25%, 12 Month CD rates are at 3.15%. Jeep Country Federal Credit Union's money market rates are at 2.00%. Jeep Country Federal Credit Union's Personal Loan Rates are as low as 9.00%. Jeep Country Federal Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Jeep Country Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.93%. Rates last updated and verified on 10/28/2026.

Jeep Country Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jeep Country Federal Credit Union? Share your experience about Jeep Country Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jeep Country Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.93%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Jeep Country Federal Credit Union
Main Office
7030 Spring Meadows West Dr
Holland, OH 43528-9293
https://www.jeepcountryfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Jeep Country Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Special Certificate 3.94% 4.00% 12 months
Min Deposit $1,000
Details Special Certificate; $1000 minimum; Rates effective as of October 22, 2026
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 23, 2026: 4.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
6 Month Special Certificate 3.94% 4.00% 6 months
Min Deposit $1,000
Details Special Certificate; $1000 minimum; Rates effective as of October 22, 2026
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 23, 2026: 4.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
36 Month Share Certificate 3.26% 3.30% 36 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
48 Month Share Certificate 3.26% 3.30% 48 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
60 Month Share Certificate 3.26% 3.30% 60 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 36 Month Certificate 3.26% 3.30% 36 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 48 Month Certificate 3.26% 3.30% 48 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 60 Month Certificate 3.26% 3.30% 60 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 23, 2026: 3.30% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
24 Month Share Certificate 3.211% 3.25% 24 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 24 Month Certificate 3.211% 3.25% 24 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
12 Month Share Certificate 3.113% 3.15% 12 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 23, 2026: 3.15% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 12 Month Certificate 3.113% 3.15% 12 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 23, 2026: 3.15% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
6 Month Share Certificate 2.965% 3.00% 6 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 23, 2026: 3.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
IRA 6 Month Certificate 2.965% 3.00% 6 months
Min Deposit $1,000
Details $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 23, 2026: 3.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union Savings Rates

Product Rate APY View More
IRA Shares 0.10% 0.10%
Min Balance $500
Details IRA share account; $500 minimum to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Christmas Club 0.05% 0.05%
Min Deposit $0
Details $0.01 minimum deposit to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Shares 0.05% 0.05%
Min Deposit $5
Min Balance $100
Details $5 to open account; $100 minimum to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.982% 2.00%
Min Balance $250,000
Details Balance: $250K - $499,999.99
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Oct 4, 2026: 2.00% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 1.982% 2.00%
Min Balance $500,000
Details Balance: $500,000.00
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 1.49% 1.50%
Min Balance $100,000
Details Balance: $100k-$149,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Oct 4, 2026: 1.50% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 1.49% 1.50%
Min Balance $150,000
Details Balance: $150k - $249,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Oct 4, 2026: 1.50% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 0.995% 1.00%
Min Balance $50,000
Details Balance: $50k-$99,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Oct 4, 2026: 1.00% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 0.15% 0.15%
Min Balance $10,000
Details Balance: $10k-$49,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Oct 4, 2026: 0.15% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Money Market Account 0.10% 0.10%
Min Balance $5,000
Details Balance: $5k-$9,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 6.00% 60 months
Details As Low As; APR* as low as 6.00%
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 15, 2026: 6.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Auto Loan - - 6.00% 72 months
Details As Low As; APR* as low as 6.00%
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 15, 2026: 6.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Auto Loan - - 6.00% 84 months
Details As Low As; APR* as low as 6.00%
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 15, 2026: 6.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Autos/Used Motorcycles - 2024-2026 - - 6.00%
Details As Low As; Model Year: 2024-2026; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
1 change since Sep 25, 2026 · 6.50% → 6.00% ▼ 0.50 pts · high 6.50% / low 6.00%
5.50%6.25%7.00%Sep 25, 2026: 6.50% APROct 8, 2026: 6.00% APRSep 25, 2026Nov 2, 2026
  • Oct 8, 20266.00%▼ from 6.50%
  • Sep 25, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Autos/Used Motorcycles - 2024-2026 - - 6.50%
Details over $15,000; As Low As; Model Year: 2024-2026; Loan amount over $15,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 25, 2026: 6.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Autos/Used Motorcycles - 2021-2023 - - 7.00%
Details As Low As; Model Year: 2021-2023; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 7.00% APR · checked 6 times
6.50%7.00%7.50%Sep 25, 2026: 7.00% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Autos/Used Motorcycles - 2020 & Older - - 7.50%
Details As Low As; Model Year: 2020 & Older; source shows "7.50% (term)"; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 25, 2026: 7.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Used Boat/Recreational Max Loan - 7.25% 60 Months
Details $75,000; As Low As; Amount: up to $10,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 7.25% APR · checked 7 times
6.75%7.25%7.75%Sep 25, 2026: 7.25% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Boat/Recreational Max Loan - 8.00% 84 Months
Details $75,000; As Low As; Amount: up to $25,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 8.00% APR · checked 7 times
7.50%8.00%8.50%Sep 25, 2026: 8.00% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
New Boat/Recreational Max Loan - 8.50% 60 Months
Details $75,000; As Low As; Amount: up to $10,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 25, 2026: 8.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
New Boat/Recreational Max Loan - 8.50% 84 Months
Details $75,000; As Low As; Amount: up to $25,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 25, 2026: 8.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Used Boat/Recreational Max Loan - 8.50% 144 Months
Details $75,000; As Low As; Amount: greater than $25,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 25, 2026: 8.50% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
New Boat/Recreational Max Loan - 9.00% 144 Months
Details $75,000; As Low As; Amount: greater than $25,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 25, 2026: 9.00% APRSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature/Personal Loans 9.00% 12 Months
Details As Low As; Amount: $0- $1,000; APR range: 9.00% - 18.00%; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 8 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Signature/Personal Loans 9.00% 24 Months
Details As Low As; Amount: $1,001 - $2,000; APR range: 9.00% - 9.49%; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Signature/Personal Loans 9.00% 36 Months
Details As Low As; Amount: $2,001 - $4,000; APR range: 9.00% - 9.49%; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Signature/Personal Loans 9.49% 48 Months
Details As Low As; Amount: $4,001 - $6,000; APR range: 9.49% - 9.99%; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 7 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Signature/Personal Loans 9.49% 60 Months
Details As Low As; Amount: $6,001 - $10,000; APR range: 9.49% - 9.99%; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 7 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Jeep Country Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Lawn Tractors/Enclosed Hauling Trailers Loan - - 15.00% 36 Months
Details As Low As; Amount: up to $15,000; APR is fixed for the term of the loan
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 15.00% APR · checked 8 times
14.50%15.00%15.50%Sep 16, 2026: 15.00% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%

Financial Health History

Jeep Country Federal Credit Union’s Texas Ratio rose from 8.58% in Q3 2023 to 9.93% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 22% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.58% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A- Q4 2024 A Q1 2025 A- Q2 2025 A- Q3 2025 A Q4 2025 A+ Q1 2026 9.93% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$72M9.93%5.0A
March 31, 2026$74M4.80%5.0A+
December 31, 2025$77M13.71%5.0A
September 30, 2025$76M16.48%4.9A-
June 30, 2025$77M14.64%5.0A-
March 31, 2025$83M10.73%5.0A
December 31, 2024$85M14.43%5.0A-
September 30, 2024$87M12.48%5.0A
June 30, 2024$87M9.33%5.0A
March 31, 2024$87M8.55%5.0A
December 31, 2023$82M9.38%5.0A
September 30, 2023$80M8.58%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jeep Country Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jeep Country Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jeep Country Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jeep Country Federal Credit Union
Address 7030 Spring Meadows West Dr, Holland, OH 43528-9293
Phone 419-865-2200
Fax 419-865-6265
President Nicholas Vuich
CEO Rosalind Arscott
Full-Time Employees 18
Part-Time Employees 6
Branch Locations 4
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.93%
Return on Assets (ROA)
-0.2329%
Return on Equity (ROE)
-1.5399%
Non-Performing Loans Ratio (NPL)
3.66%
Total Assets
72,103,750
Total Amount of Shares and Deposits
62,520,381
Total Shares and Deposits < 1 Year
59,684,927
Total Shares and Deposits 1 3 Years
2,826,410
Total Shares and Deposits > 3 Years
9,044
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,744,501
Total Uninsured Shares and Deposits > $250K (F+J)
2,744,501
Total Insured Shares and Deposits > $250K (item 17 less item K)
59,775,880
Total Interest Expense (Sum of items 6 8)
413,716
Share Certificates
542
Number of Accounts for Share Drafts
5,372
IRA KEOGH Accounts
109
Number of Accounts for Regular Shares
15,041
All other shares
622
Non Member Deposits
2
Money Market Shares
125
Net Income (unless the amount is already included in Undivided Earnings)
-167,964
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,476,236
Total Liabilities
63,230,706
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Jeep Country Federal Credit Union

Does Jeep Country Federal Credit Union offer CDs?

Yes. Jeep Country Federal Credit Union current CD rates include its 36 Month CD at 3.30% APY, its 48 Month CD at 3.30% APY and its 60 Month CD at 3.30% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Jeep Country Federal Credit Union NCUA insured?

Yes. Jeep Country Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Jeep Country Federal Credit Union?

The highest Jeep Country Federal Credit Union CD rate is its 12 Month Special CD at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Jeep Country Federal Credit Union offer?

Jeep Country Federal Credit Union CD rates are 3.15% APY for a 12 month CD, 3.25% APY for a 2 year CD, 3.30% APY for a 3 year CD, 3.30% APY for a 4 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Jeep Country Federal Credit Union for its full lineup.

What is the highest money market rate at Jeep Country Federal Credit Union?

The highest Jeep Country Federal Credit Union money market rate is its Money Market Account at 2.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Jeep Country Federal Credit Union?

The lowest Jeep Country Federal Credit Union auto loan rate is its Auto Loan at 6.00% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Jeep Country Federal Credit Union?

The lowest Jeep Country Federal Credit Union personal loan rate is its Signature/Personal Loans at 9.00% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Jeep Country Federal Credit Union operate?

Jeep Country Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jeep Country Federal Credit Union?

Yes, to access services at Jeep Country Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jeep Country Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jeep Country Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jeep Country Federal Credit Union offer online and mobile banking?

Most modern institutions like Jeep Country Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jeepcountryfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Jeep Country Federal Credit Union rates compare?

Jeep Country Federal Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A health rating. Jeep Country Federal Credit Union's top rates are its 12 Month Special CD at 4.00% APY, its Money Market Account at 2.00% APY and its Signature/Personal Loans at 9.00% APR, verified by MonitorBankRates on October 28, 2026.

Current Jeep Country Federal Credit Union Rates

  • 12-Month CD3.15%
  • 24-Month CD3.25%
  • 60-Month CD3.30%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.