City Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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City Credit Union's 12-Month CD certificate rates are at 5.00%, 6-Month CD certificate rates are at 4.50%, 24-Month CD certificate rates are at 4.25%, 36-Month CD certificate rates are at 4.00%, 48-Month CD certificate rates are at 3.80%. City Credit Union's savings rates are at 0.20%. City Credit Union's money market rates are at 1.65%.

City Credit Union

Compare City Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of City Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at City Credit Union? Share your experience about City Credit Union by leaving a review below, or read customer reviews before you decide to use City Credit Union.

Overall, City Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
N/A
24-Month CD
4.25%
36-Month CD
4.00%
48-Month CD
3.80%
60-Month CD
3.75%
Savings
0.20%
MMA
1.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
City Credit Union
MAIN
2302 JACK WARNER PKWY
TUSCALOOSA, AL 35401 1034
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare City Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
9-Month CD special
5.15%
$1,000
SimplyBank.
SimplyBank.
7-Month CD special
5.10%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD certificate
5.10%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
12-Month CD
5.00%
$5,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
9-Month CD special
5.00%
$1,000
City Credit Union
City Credit Union
12-Month CD certificate
5.00%
$1,000
Live Oak Bank
Live Oak Bank
18-Month CD
4.90%
$2,500
First Western Bank & Trust
First Western Bank & Trust
12-Month CD
4.90%
$2,500
First Bank of the Lake
First Bank of the Lake
12-Month CD
4.85%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
13-Month CD promo special
4.85%
$1,000
SpiritBank
SpiritBank
9-Month CD special
4.75%
$2,500
Cornerstone State Bank
Cornerstone State Bank
6-Month CD Jumbo
4.71%
$200,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Certificate) Plus Jumbo
4.70%
$200,000
Raymond James
36-Month CD brokered
4.60%
$1,000
The MINT National Bank
The MINT National Bank
24-Month CD
4.50%
$10,000
City Credit Union
City Credit Union
6-Month CD certificate
4.50%
$1,000
Quaint Oak Bank
Quaint Oak Bank
60-Month CD
4.25%
$500
City Credit Union
City Credit Union
24-Month CD certificate
4.25%
$1,000
Bank of Dudley
Money Market
4.18%
$1,000,000
Solvay Bank
Solvay Bank
16-Month CD Special
4.00%
$2,500
City Credit Union
City Credit Union
36-Month CD certificate
4.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
24-Month CD share certificate
4.00%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Checking Account Kasasa Cash <- 25K
3.97%
$100
City Credit Union
City Credit Union
48-Month CD certificate
3.80%
$1,000
City Credit Union
City Credit Union
60-Month CD certificate
3.75%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.50%
$500
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.50%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
6-Month CD
3.46%
$500
Henderson State Bank
Henderson State Bank
24-Month CD
3.25%
$500
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
48-Month CD
3.00%
$500
Coffee County Bank
Coffee County Bank
60-Month CD
2.75%
$1,000
FCNB of St. Paris
24-Month CD
2.75%
$1,000
Zions Bank
Zions Bank
36-Month CD
2.53%
$1,000
Zions Bank
Zions Bank
60-Month CD
2.53%
$1,000
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
6-Month CD
2.52%
$500
BankVista
BankVista
18-Month CD
2.51%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
3-Month CD
2.50%
$500
State Bank & Trust Company
State Bank & Trust Company
12-Month CD
2.50%
$1,000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
Money Market
2.35%
$1,000
SaviBank
SaviBank
36-Month CD
2.25%
$500
City Credit Union
City Credit Union
Business Money Market
1.95%
$100,000
City Credit Union
City Credit Union
Money Market Checking
1.65%
$2,500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
60-Month CD
1.45%
$500
cfsbank
cfsbank
36-Month CD
1.00%
$1,000
State Bank of Scotia
State Bank of Scotia
Savings Account
0.75%
$0
Mid-Missouri Bank
Mid-Missouri Bank
18-Month CD
0.75%
$1,000
Landmark Credit Union
Landmark Credit Union
3-Month CD certificate
0.50%
$500
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
Buckeye Community Bank
Buckeye Community Bank
24-Month CD
0.25%
$500
Geddes Federal S&L
Geddes Federal S&L
Super Now Checking Account
0.20%
$50,000
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
City Credit Union
City Credit Union
Share/Savings
0.20%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
SLVFB Savings Account
0.17%
$100
Grand Timber Bank
Grand Timber Bank
Money Market
0.15%
$2,500
1st Choice Credit Union
1st Choice Credit Union
Share Savings
0.15%
$350
PNB Community Bank
PNB Community Bank
18-Month CD
0.10%
$1,000
Universal Bank
Universal Bank
3-Month CD
0.10%
$1,000
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare City Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
15 Year Fixed
4.650%
4.766%
0.000
Wells Fargo
Wells Fargo
15 Year Fixed
5.625%
5.923%
1.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.250%
5.989%
0.250
Connections Bank
Connections Bank
15-Year Fixced
5.880%
5.990%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.205%
1.000
Consumers Credit Union
15-Year Fixed
6.125%
6.280%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20 Year Fixed
6.125%
6.334%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed Purchase
6.000%
6.434%
0.000
InFirst Bank
InFirst Bank
15-Year Fixed
6.250%
6.460%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
6.250%
6.496%
0.375
Polam Federal Credit Union
Polam Federal Credit Union
30 Year ARM
0.000%
6.500%
0.000
NCB
NCB
15-Year Fixed
6.500%
6.517%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.500%
6.524%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.375%
6.576%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.375%
6.588%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
30-Year Fixed
6.500%
6.592%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.500%
6.614%
0.250
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
15-Year Fixed
6.500%
6.733%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
15-Year Fixed
6.500%
6.743%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed
6.500%
6.760%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30 Year Fixed
6.625%
6.778%
0.000
PNC Bank
PNC Bank
30-Year Fixed
6.625%
6.787%
0.975
Wells Fargo
Wells Fargo
15-Year Fixed Jumbo
6.625%
6.811%
1.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
30-Year Fixed Jumbo
6.750%
6.830%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare City Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
4u Federal Credit Union
4u Federal Credit Union
Credit Card
10.150%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Secured
18.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare City Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

City Credit Union Information

Credit Union Name: City Credit Union
Full Time Employees: 5
Part Time Employees: 3
President: MIKE MONTGOMERY
CEO: Castie Kinard
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2302 JACK WARNER PKWY
TUSCALOOSA, AL 35401 1034
Phone Number: 205-349-4209
Fax Number: 205-349-4484

City Credit Union Financials

Total Assets:
22,502,916
Total Amount of Shares and Deposits:
16,175,085
Total Shares and Deposits < 1 Year:
16,175,085
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,175,085
Total Interest Expense (Sum of items 6 8):
50,660
Share Certificates:
18
Number of Accounts for Share Drafts:
784
IRA KEOGH Accounts:
19
Number of Accounts for Regular Shares:
1,822
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,287,775
Total Liabilities:
17,945,137
Show More

City Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)


In today's financial environment, where some traditional bank accounts that still offer discouragingly low CD rates, the credit unions are stepping up their game and offering much higher CD rates. If you've been relying on such low-yield options, it's time to consider switching to one of these credit unions. They offer certificate of deposit (CD) rates that not only exceed 6.00% but also provide an avenue for significant financial growth. Let's delve into the specifics:

Truliant Federal Credit Union

At the forefront, Truliant FCU is offering an astonishing 6.25% rate on its 11-month CD. The minimum deposit requirement is $5,000. Investing $10,000 for one year could yield approximately $625, while $100,000 would fetch around $6,250 in returns. This is an excellent option for those who have a higher initial deposit and are looking for a short-term investment with excellent yields.

    Read more...

Velocity Credit Union 2 Year CD Rates at 1.50%

For a limited time Velocity Credit Union (VCU) is offering three share certificate rates (CD rates) that are considerably better then most comparable rates currently available. The three "limited time CD rates" include a 2 year CD rate at 1.50% with an APY of 1.51%, a 3 year CD rate of 2.10% with an APY of 2.12% and a 5 year CD rate of 2.80% with an APY of 2.83%.These CD rates are only available until November 30, 2011. The minimum opening deposit is $5,000. VCU's Elite Reward rates are not eligable on these limited time share CD rates. You can view the complete details of this offer here: Limited time CD Rates.     Read more...

Explore Other Rate Deals

In this week's Mortgage Rate Survey released by MonitorBankRates, today's 30 year conforming mortgage rates are averaging 4.60% for the week ending May 16, 2011, a decline from last week's average 30 year mortgage rate of 4.70%.
There were no real changes in average savings rates and money market rates this week. The FDIC's current national average savings rate is at 0.08 percent. Average jumbo savings rates are also at 0.08 percent. The FDIC's rate cap on savings account rates are at 0.83 percent for both regular savings accounts (balances of less than $100k) and jumbo savings accounts (balances of more than $100k). 
Current conforming fixed mortgage rates are lower in the latest mortgage survey released this morning. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent averaging 4.95 percent for the week ending February 24, 2011, a decrease from the prior week’s average of 5.00 percent. Average mortgage discount points on 30 year mortgages were 0.6 points, down from the previous week's average of 0.7 points.

Bank or Credit Union Offers and Deals

Louisiana Federal Credit Union Savings Rates
Mortgage Refinancing Up to 125% Loan-to-Value With Today's Mortgage Rates Rising
E-Loan Changes 2 Year and 5 Year CD Rates
Setting a Home Buying Budget: Figure out the Downpayment and Purchase Price
Bank of America Net 5 Mortgage Rate 4.551% APY
Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%
VirtualBank Money Market Account Rates now at 0.65%
All In Credit Union CD Rates: Best Rate 5.80% 12-Month CD (Certificate)
Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates and Refinance Rates on Martin Luther King, Jr. Day: 30 Year Rates at 4.74, 15 Year Rates at 3.99%
Bangor Savings Bank 1 Year CD Rates now at 0.15%
ING Direct CD Rates
30 Year Mortgage Rates Today at 3.99 Percent
First County Bank CD Rates
Champion Bank Savings Accounts
CD Rate Report August 3, 2015
EH National Bank Money Market Account Rates now at 0.80%
Current Mortgage Rates: June 22, 2009
American Bank Savings Rates now at 0.10%

City Credit Union Reviews

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