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Greater Nevada Credit Union Rates & Review April 2026

Greater Nevada Credit Union's IRA CD (CD) 60 month rates are at 3.50%, IRA CD (CD) Special Distribution 60 month rates are at 3.50%, CD (CD) 60 month rates are at 3.50%, IRA CD (CD) 48 month rates are at 3.45%, IRA CD (CD) Special Distribution 48 month rates are at 3.45%. Greater Nevada Credit Union's savings rates are at 0.05%. Greater Nevada Credit Union's money market rates are at 0.50%. Greater Nevada Credit Union's Personal Loan Rates are at 13.49%. MonitorBankRates evaluates the financial stability of Greater Nevada Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 83.06%. Rates were last updated on 03/26/2026.

Greater Nevada Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Nevada Credit Union? Share your experience about Greater Nevada Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Nevada Credit Union.

Overall Health & Safety Grade ?
F
High Risk Health Score: 18/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
83.06%
Weak Higher than avg
Greater Nevada Credit Union
Eagle Station Corporate Office
451 Eagle Station Ln
Carson City, NV 89701
https://www.gncu.org
Member NCUA

Greater Nevada Credit Union CD Rates

Product Rate APY Term View More
IRA Share Certificate (CD) 60 month 3.45% 3.50% 60 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 60 month 3.45% 3.50% 60 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 60 month 3.45% 3.50% 60 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 48 month 3.40% 3.45% 48 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 48 month 3.40% 3.45% 48 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 48 month 3.40% 3.45% 48 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 36 month 3.35% 3.40% 36 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 36 month 3.35% 3.40% 36 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 36 month 3.35% 3.40% 36 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 24 month 3.30% 3.35% 24 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 24 month 3.30% 3.35% 24 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 24 month 3.30% 3.35% 24 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 18 month 3.25% 3.30% 18 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 18 month 3.25% 3.30% 18 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 18 month 3.25% 3.30% 18 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 12 month 3.20% 3.25% 12 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 12 month 3.20% 3.25% 12 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 12 month 3.20% 3.25% 12 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 30 month 3.06% 3.10% 30 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 6 month 3.06% 3.10% 6 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 30 month 3.06% 3.10% 30 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 6 month 3.06% 3.10% 6 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 30 month 3.06% 3.10% 30 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 6 month 3.06% 3.10% 6 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) 3 month 2.96% 3.00% 3 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
IRA Share Certificate (CD) Special Distribution 3 month 2.96% 3.00% 3 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Share Certificate (CD) 3 month 2.96% 3.00% 3 Months
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Savings Rates

Product Rate APY View More
Christmas Club Savings Account 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Health Savings Account 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Regular Share Savings Account 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Youth Share Savings Account 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.00% 1.00%
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Money Market Account 0.50% 0.50%
Min Deposit $0
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Checking Rates

Product Rate APY View More
Aspire Checking Account 3.93% 4.00%
Min Deposit $0
Details Qualifications Required; Qualifying balance up to $25,000.00
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.99%
Details As Low As; Intro rate expires: 6-Month; Regular APR: Then as Low as 8.75%
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Home Equity Line of Credit (HELOC) - - 5.99%
Details Intro rate expires: 6 months
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New or Used Auto Loan (Less Than 2 Years Old) - - 4.00%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Used Auto Loan (2 - 6 Years Old) - - 4.10%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Used Auto Loan (Greater Than 6 Years Old) - - 5.15%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Greater Nevada Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 13.49%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%
Personal Line of Credit - 14.90%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 83.06%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Nevada Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Nevada Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Nevada Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Nevada Credit Union
Address 451 Eagle Station Ln, Carson City, NV 89701
Phone 775-882-2060
Fax 775-884-5353
President Bill Arensdorf
CEO Daniel DeLaRosa
Full-Time Employees 301
Part-Time Employees 0
Branch Locations 14
ATM Locations 15
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (18/100)
Texas Ratio
83.06%
Return on Assets (ROA)
0.2059%
Return on Equity (ROE)
3.8161%
Non-Performing Loans Ratio (NPL)
5.67%
Total Assets
1,686,580,672
Total Amount of Shares and Deposits
1,589,930,084
Total Shares and Deposits < 1 Year
1,532,675,242
Total Shares and Deposits 1 3 Years
55,272,867
Total Shares and Deposits > 3 Years
1,981,975
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
127,057,157
Total Uninsured Shares and Deposits > $250K (F+J)
127,057,157
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,462,872,927
Total Interest Expense (Sum of items 6 8)
19,223,721
Share Certificates
10,705
Number of Accounts for Share Drafts
66,052
IRA KEOGH Accounts
1,893
Number of Accounts for Regular Shares
100,509
All other shares
921
Money Market Shares
3,923
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
92,943,128
Total Liabilities
1,613,136,796
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Greater Nevada Credit Union

Is Greater Nevada Credit Union a safe place to deposit money?

Yes, Greater Nevada Credit Union is considered a safe financial institution. With a Texas Ratio of 83.061444457677%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greater Nevada Credit Union operate?

Greater Nevada Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Nevada Credit Union?

Yes, to access services at Greater Nevada Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Nevada Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Nevada Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Nevada Credit Union offer online and mobile banking?

Most modern institutions like Greater Nevada Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gncu.org.

Current Greater Nevada Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.30%
  • 24-Month CD3.35%
  • 60-Month CD3.50%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.