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Columbia Community Credit Union Rates & Review July 2026

Columbia Community Credit Union's 7 Month Promotional CD rates are at 3.75%, 7-Month CD rates are at 3.75%, 3 month to 5 years CDs Of Deposit rates are at 3.75%, 6 Month CD rates are at 3.55%, 6 Month CD rates are at 3.35%. Columbia Community Credit Union's savings rates are at 0.10%. Columbia Community Credit Union's money market rates are at 3.75%. MonitorBankRates evaluates the financial stability of Columbia Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.27%. Rates were last updated on 07/11/2026.

Columbia Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Columbia Community Credit Union? Share your experience about Columbia Community Credit Union by leaving a review below, or read customer reviews before you decide to use Columbia Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.27%
Excellent Lower than avg
Columbia Community Credit Union
Operations Center
200 NE Park Plaza Dr
Vancouver, WA 98684
https://www.columbiacu.org
Member NCUA

Columbia Community Credit Union CD Rates

Product Rate APY Term View More
7 Month Promotional Certificate 3.68% 3.75% 7 Month
Details Available June 23, 2026, and may be discontinued at any time without notice. Add-To Feature: Additional funds may be added at any time during the term. See Important Account Information for additional detail.
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
7-Month Certificate - 3.75% 7-month
Min Deposit $250
Details Special offer. Add funds anytime during your term. At maturity, the certificate will automatically renew to the then current 6-month certificate rate/terms unless certificate owner provides other instructions. Membership required.
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 month to 5 years Certificates Of Deposit 1.19% 3.75% 3 months to 5 years
Min Balance $500
Details Early withdrawals may incur penalties
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
6 Month Certificate - 3.55% 6 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
6 Month Certificate - 3.35% 6 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
12 Month Certificate - 3.30% 12 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
6 Month Certificate - 3.25% 6 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
6 Month Certificate - 3.20% 6 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
12 Month Certificate - 3.10% 12 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
12 Month Certificate - 3.00% 12 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
12 Month Certificate - 2.95% 12 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
18 Month Certificate - 2.80% 18 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
24 Month Certificate - 2.80% 24 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Year Certificate - 2.80% 3 Year
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
30 Month Certificate - 2.80% 30 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
18 Month Certificate - 2.60% 18 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
24 Month Certificate - 2.60% 24 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Year Certificate - 2.60% 3 Year
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
30 Month Certificate - 2.60% 30 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
18 Month Certificate - 2.50% 18 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
24 Month Certificate - 2.50% 24 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Year Certificate - 2.50% 3 Year
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
30 Month Certificate - 2.50% 30 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
18 Month Certificate - 2.45% 18 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
24 Month Certificate - 2.45% 24 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Year Certificate - 2.45% 3 Year
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
30 Month Certificate - 2.45% 30 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Month Certificate - 1.55% 3 Month
Min Balance $100,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Month Certificate - 1.35% 3 Month
Min Balance $50,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Month Certificate - 1.25% 3 Month
Min Balance $10,000
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%
3 Month Certificate - 1.20% 3 Month
Min Balance $500
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%

Columbia Community Credit Union Savings Rates

Product Rate APY View More
Regular Savings Account - 0.10%
Min Balance $5
Details No monthly fees if your balance is at least $300; otherwise, $3. Two free withdrawals per month; $0.50 thereafter
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%

Columbia Community Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market Account 1.00% 3.75%
Min Balance $100,000
Details No monthly fees
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%

Columbia Community Credit Union Checking Rates

Product Rate APY View More
Income Checking - 4.50%
Min Balance $1
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; No monthly fees. No limits, but criteria must be met to earn 4.50% APY; otherwise, 0.05% APY
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%

Columbia Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/6 ARM - - 5.76% 5-year fixed rate
Details 5.49% interest rate is fixed for the first 5 years. Thereafter adjusts every 6 months based on the 6-month SOFR index plus a 3.00% margin. Rate and payment may increase subject to caps of 2% initial, 1% periodic, and 5% lifetime. Maximum Interest Rate 10.49%. Rates may vary based on creditworthiness. Offer available for a limited time and subject to change without notice. Applications must be submitted by September 30, 2026. Membership and credit approval are required.
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.27%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Columbia Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Columbia Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Columbia Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Columbia Community Credit Union
Address 200 NE Park Plaza Dr, Vancouver, WA 98684
Phone 360-891-4000
Fax 360-619-3201
President Max Ault
CEO Lindsey Salvestrin
Full-Time Employees 304
Part-Time Employees 2
Branch Locations 15
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.27%
Return on Assets (ROA)
0.9411%
Return on Equity (ROE)
7.3597%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
2,509,973,140
Total Amount of Shares and Deposits
2,181,624,056
Total Shares and Deposits < 1 Year
2,169,685,883
Total Shares and Deposits 1 3 Years
9,386,873
Total Shares and Deposits > 3 Years
2,551,300
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
191,215,284
Total Uninsured Shares and Deposits > $250K (F+J)
191,215,284
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,990,408,772
Total Interest Expense (Sum of items 6 8)
26,195,334
Share Certificates
10,948
Number of Accounts for Share Drafts
92,027
IRA KEOGH Accounts
3,047
Number of Accounts for Regular Shares
61,468
Non Member Deposits
1
Money Market Shares
6,979
Net Income (unless the amount is already included in Undivided Earnings)
23,621,033
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
199,221,764
Total Liabilities
2,207,730,802
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Columbia Community Credit Union

How many branches does Columbia Community Credit Union operate?

Columbia Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Columbia Community Credit Union?

Yes, to access services at Columbia Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Columbia Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Columbia Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Columbia Community Credit Union offer online and mobile banking?

Most modern institutions like Columbia Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.columbiacu.org.

Current Columbia Community Credit Union Rates

  • 12-Month CD2.95%
  • 18-Month CD2.45%
  • 24-Month CD2.45%
  • Savings0.10%
  • MMA3.75%
Retrieved from our database of financial products. Rates subject to change.