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Forrit Credit Union Rates & Review March 2026

Forrit Credit Union's 3 month New Membership Youth CD rates are at 3.04%, 12 month Classic/IRA CDs rates are at 1.01%, Classic/IRA CDs 24 month rates are at 1.01%, Classic/IRA CDs 36 month rates are at 1.01%, 6 month Classic/IRA CDs rates are at 0.75%. Forrit Credit Union's money market rates are at 0.05%. Forrit Credit Union's Personal Loan Rates are at 10.89%. MonitorBankRates evaluates the financial stability of Forrit Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.82%. Rates were last updated on 03/26/2026.

Forrit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forrit Credit Union? Share your experience about Forrit Credit Union by leaving a review below, or read customer reviews before you decide to use Forrit Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.82%
Excellent Higher than avg
Forrit Credit Union
Forrit Credit Union
12550 SE 93rd Ave
Clackamas, OR 97015
https://www.forritcu.org
Member NCUA

Forrit Credit Union CD Rates

Product Rate APY Term View More
3 month New Membership Youth CD 3.00% 3.04% 3 Months
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
12 month Classic/IRA Certificates 1.00% 1.01% 12 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Classic/IRA Certificates 24 month 1.00% 1.01% 24 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Classic/IRA Certificates 36 month 1.00% 1.01% 36 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
6 month Classic/IRA Certificates 0.75% 0.75% 6 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
3 month Kid Club Starter CD 0.35% 0.35% 3 Months
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
30 month Bump CD 0.30% 0.30% 30 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
18 month Bump CD 0.20% 0.20% 18 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Savings Rates

Product Rate APY View More
Kids Club/Freestyle 0.20% 0.20%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Spring/Fall Club Accounts 0.15% 0.15%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Money Market Rates

Product Rate APY View More
Advantage + Money Market 0.20% 0.20%
Min Balance $150,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Advantage + Money Market 0.15% 0.15%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Advantage + Money Market 0.10% 0.10%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Advantage + Money Market 0.05% 0.05%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Checking Rates

Product Rate APY View More
Lifestyle Checking 0.01% 0.01%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Primeline Home Equity Line of Credit 4.00% - 4.00%
Details The rate will never be less than 4.00% or greater than 15.00%.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Home Equity Loan - - 6.48%
Details As Low As; *Property must be located in the states of Oregon, Washington or Idaho.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.74%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Rewards - 11.75%
Details Regular APR: 11.75% - 13.75%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Secured Visa Gold - 11.95%
Details Regular APR: 11.95%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%
Visa Gold - 11.95%
Details Regular APR: 11.95%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Forrit Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan (Signature Loan) - 10.89%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.82%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Forrit Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Forrit Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Forrit Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Forrit Credit Union
Address 12550 SE 93rd Ave, Clackamas, OR 97015
Phone 503-275-0300
Fax 503-275-0317
President Lorene Bay
CEO Justin Olson
Full-Time Employees 22
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.82%
Return on Assets (ROA)
-1.4757%
Return on Equity (ROE)
-14.3133%
Non-Performing Loans Ratio (NPL)
1.37%
Total Assets
88,420,674
Total Amount of Shares and Deposits
78,745,163
Total Shares and Deposits < 1 Year
76,186,327
Total Shares and Deposits 1 3 Years
2,558,836
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,634,046
Total Uninsured Shares and Deposits > $250K (F+J)
2,634,046
Total Insured Shares and Deposits > $250K (item 17 less item K)
76,111,117
Total Interest Expense (Sum of items 6 8)
245,977
Share Certificates
351
Number of Accounts for Share Drafts
2,861
IRA KEOGH Accounts
220
Number of Accounts for Regular Shares
5,152
All other shares
1,111
Money Market Shares
421
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,628,625
Total Liabilities
79,348,265
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Forrit Credit Union

Is Forrit Credit Union a safe place to deposit money?

Yes, Forrit Credit Union is considered a safe financial institution. With a Texas Ratio of 9.821269903814%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Forrit Credit Union operate?

Forrit Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Forrit Credit Union?

Yes, to access services at Forrit Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Forrit Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forrit Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Forrit Credit Union offer online and mobile banking?

Most modern institutions like Forrit Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.forritcu.org.

Current Forrit Credit Union Rates

  • 12-Month CD1.01%
  • 18-Month CD0.20%
  • 24-Month CD1.01%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.