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Forrit Credit Union Rates & Review November 2026

Forrit Credit Union's 13 Month CDs Special rates are at 3.30%, 3 Month New Membership Youth CD rates are at 3.04%, 12 Month Classic/IRA CDs rates are at 1.01%, 24 Month Classic/IRA CDs rates are at 1.01%, 36 Month Classic/IRA CDs rates are at 1.01%. Forrit Credit Union's money market rates are at 0.20%. Forrit Credit Union's checking rates are as high as 5.00%. Forrit Credit Union's Personal Loan Rates are as low as 10.89%. Forrit Credit Union's Credit Card Rates are at 11.95%. Forrit Credit Union's CD rates are 30% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Forrit Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.38%. Rates last updated and verified on 10/29/2026.

Forrit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forrit Credit Union? Share your experience about Forrit Credit Union by leaving a review below, or read customer reviews before you decide to use Forrit Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.38%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Forrit Credit Union
Forrit Credit Union
12550 SE 93rd Ave
Clackamas, OR 97015
https://www.forritcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Forrit Credit Union CD Rates

Product Rate APY Term View More
13 Month Certificates Special 3.25% 3.30% 13 Months
Min Deposit $500
Details At maturity, the 13-month certificate will automatically renew to a 12-month certificate at the then-current interest rate
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
3 Month New Membership Youth CD 3.00% 3.04% 3 Months
Min Deposit $100
Details Ages: 0-17; Maximum deposit for CD is $500; Only one New Membership Youth CD allowed, must be opened within 2 weeks of account opening
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 18, 2026: 3.04% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
12 Month Classic/IRA Certificates 1.00% 1.01% 12 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
24 Month Classic/IRA Certificates 1.00% 1.01% 24 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
36 Month Classic/IRA Certificates 1.00% 1.01% 36 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 18, 2026: 1.01% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
6 Month Classic/IRA Certificates 0.75% 0.75% 6 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 5 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
3 Month Kid Club Starter CD 0.35% 0.35% 3 Months
Min Deposit $100
Details Ages: 0-17; Maximum deposit for CD is $500; up to 3 Kids Club Starter CDs allowed
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 5 times
0.00%0.43%0.85%Sep 18, 2026: 0.35% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Savings Rates

Product Rate APY View More
IRA Share 0.30% 0.30%
Min Deposit $100
Min Balance $0
Details Minimum balance to open is $100.00; minimum balance to earn APY is $0.01; interest compounded and credited monthly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 13, 2026: 0.30% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Kids Club/Freestyle 0.20% 0.20%
Min Deposit $5
Min Balance $0
Details Minimum balance to open is $5; minimum balance to earn APY is $0.01; interest compounded and credited quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 13, 2026: 0.20% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Spring/Fall Club Accounts 0.15% 0.15%
Min Deposit $25
Min Balance $25
Details Minimum balance to open and earn APY is $25.00; interest compounded and credited monthly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Membership Share 0.01% 0.01%
Min Deposit $5
Details Interest compounded and credited quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Money Market Rates

Product Rate APY View More
Advantage + Money Market 0.20% 0.20%
Min Balance $150,000
Details Balance: $150,000.01 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 9 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Advantage + Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.01 - $150,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Advantage + Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000.01 - $50,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Advantage + Money Market 0.05% 0.05%
Min Balance $2,500
Details Balance: $2,500 - $10,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Checking Rates

Product Rate APY View More
Kasasa Cash Checking 4.88% 5.00%
Min Deposit $25
Details Qualifications Required; Balance: Up to $15,000.00; Qualifications met during Monthly Qualification Cycle; Balances over $15,000 earn 0.25% on the excess
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.00% APY · checked 3 times
4.50%5.00%5.50%Oct 13, 2026: 5.00% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Lifestyle Checking 0.01% 0.01%
Min Deposit $25
Min Balance $2,000
Details Minimum balance to earn APY is $2,000.00; Interest compounded and credited monthly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Oct 13, 2026: 0.01% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - Fixed Equity 6.20% - 6.48% Up to 10 years
Details As Low As; Interest Rate as low as 6.20%; APR as low as 6.48%; First mortgage home equity loan
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.48% APR · checked 5 times
5.98%6.48%6.98%Oct 9, 2026: 6.48% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Home Equity Loans - Fixed Equity 6.35% - 6.55% Up to 15 years
Details As Low As; Interest Rate as low as 6.35%; APR as low as 6.55%; First mortgage home equity loan
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.55% APR · checked 5 times
6.05%6.55%7.05%Oct 9, 2026: 6.55% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Home Equity Loans - Fixed Equity 6.60% - 6.76% Up to 20 years
Details As Low As; Interest Rate as low as 6.60%; APR as low as 6.76%; First mortgage home equity loan
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.76% APR · checked 5 times
6.26%6.76%7.26%Oct 9, 2026: 6.76% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Home Equity Loans - Primeline 7.00% - 7.00% Revolving
Details As Low As; Interest Rate as low as 7.00%; APR Variable; Rate based on Wall Street Journal Prime Rate plus a margin; Minimum line amount $10,000
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR · checked 5 times
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New/Used Autos - Fixed - - 4.99% Up to 60 Months
Details Auto Loans; APR range 4.99% - 13.35%; Rates based on credit evaluation, may vary by credit worthiness, term and vehicle age; Vehicles over 10 model years old subject to additional 0.50% APR
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
New/Used Autos - Fixed - - 5.24% Up to 84 Months
Details Auto Loans; APR range 5.24% - 13.60%; Rates based on credit evaluation, may vary by credit worthiness, term and vehicle age; Vehicles over 10 model years old subject to additional 0.50% APR
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
New/Used Autos Loan - - 5.24% 72 Months
Details Published APR range: 5.24% - 13.60%. Fixed; Terms up to 72 Months (page context lists this rate under 84 Months); Rates based on credit evaluation and may vary on credit worthiness, term and vehicle age
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 19, 2026: 5.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New/Used RVs, Boats, ATVs, Water & Snow Craft Loan - 7.24% 180 Months
Details APR range: 7.24% - 15.99%; Terms up to 180 months; For terms greater than 84 months, loan amount must be at least $30,000; maximum loan amount $75,000
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Oct 9, 2026: 7.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Credit Card Rates

Product Rate APR View More
Secured Visa Gold - 11.95%
Details Maximum Limit: $15,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 11.95% APR · checked 9 times
11.45%11.95%12.45%Sep 14, 2026: 11.95% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Visa Gold - 11.95%
Details Maximum Limit: $15,000.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 11.95% APR · checked 9 times
11.45%11.95%12.45%Sep 14, 2026: 11.95% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Visa Platinum Rewards - 12.00%
Details Published APR range: 12.00% - 14.00%. Maximum Limit: $30,000.00
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 14, 2026: 11.75% APROct 9, 2026: 12.00% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 202612.00%▲ from 11.75%
  • Sep 14, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan (Signature Loan) 10.89% 60 Months
Details Published APR range: 10.89% - 16.49%. Rates based on an evaluation of applicant's credit
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.89% APR · checked 9 times
10.39%10.89%11.39%Sep 14, 2026: 10.89% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Forrit Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 4.50% 12 Months
Details Published APR range: 4.50% - 5.00%. Credit will be pulled for educational purposes only. Minimum loan amount $500.00, maximum $2,000.00. Maximum term of 12 months.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Lifestyle Line of Credit - - 10.75% Revolving Term
Details Published APR range: 10.75% - 18.75%. Variable rate based on Wall Street Journal Prime Rate plus a margin; rate can change monthly. $25 annual fee charged each year in February.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 9 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Rainy Day Funds 0.15% - 0.15%
Min Balance $0
Details Minimum balance to earn APY is $0.01; interest compounded and credited monthly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Save to Win 0.20% - 0.20%
Min Balance $0
Details OREGON RESIDENTS ONLY; for ages 18+; minimum balance to earn APY is $0.01; interest compounded and credited monthly
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 13, 2026: 0.20% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Financial Health History

Forrit Credit Union’s Texas Ratio rose from 3.71% in Q3 2023 to 6.38% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.71% A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 6.38% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$82M6.38%5.0A
March 31, 2026$84M8.78%5.0A
December 31, 2025$82M7.97%5.0A
September 30, 2025$88M8.75%5.0A
June 30, 2025$92M6.38%5.0A
March 31, 2025$96M6.03%5.0A
December 31, 2024$94M8.60%5.0A
September 30, 2024$98M4.87%5.0A+
June 30, 2024$99M3.17%5.0A+
March 31, 2024$100M6.15%5.0A
December 31, 2023$99M7.89%5.0A
September 30, 2023$101M3.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Forrit Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Forrit Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Forrit Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Forrit Credit Union
Address 12550 SE 93rd Ave, Clackamas, OR 97015
Phone 503-275-0300
Fax 503-275-0317
President Lynn Voigt
CEO Aaron Goff
Full-Time Employees 21
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.38%
Return on Assets (ROA)
-0.1179%
Return on Equity (ROE)
-1.1459%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
82,047,262
Total Amount of Shares and Deposits
73,008,948
Total Shares and Deposits < 1 Year
70,882,666
Total Shares and Deposits 1 3 Years
2,126,281
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,579,014
Total Uninsured Shares and Deposits > $250K (F+J)
2,579,014
Total Insured Shares and Deposits > $250K (item 17 less item K)
70,429,934
Total Interest Expense (Sum of items 6 8)
87,984
Share Certificates
265
Number of Accounts for Share Drafts
2,829
IRA KEOGH Accounts
206
Number of Accounts for Regular Shares
4,994
All other shares
1,059
Money Market Shares
381
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,069,835
Total Liabilities
73,602,318
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Forrit Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/forrit-credit-union-rates-review-64103">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Forrit Credit Union

Does Forrit Credit Union offer CDs?

Yes. Forrit Credit Union current CD rates include its 13 Month CDs Special at 3.30% APY, its 3 Month New Membership Youth CD at 3.04% APY and its 12 Month Classic/IRA CDs at 1.01% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Forrit Credit Union NCUA insured?

Yes. Forrit Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Forrit Credit Union?

The highest Forrit Credit Union CD rate is its 13 Month CDs Special at 3.30% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Forrit Credit Union offer?

Forrit Credit Union CD rates are 3.04% APY for a 3 month CD, 1.01% APY for a 12 month CD, 3.30% APY for a 13 month CD, 1.01% APY for a 2 year CD and 1.01% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Forrit Credit Union for its full lineup.

What is the highest money market rate at Forrit Credit Union?

The highest Forrit Credit Union money market rate is its Advantage + Money Market at 0.20% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Forrit Credit Union?

The highest Forrit Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Forrit Credit Union?

The lowest Forrit Credit Union auto loan rate is its New/Used Autos - Fixed at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Forrit Credit Union?

The lowest Forrit Credit Union personal loan rate is its Personal Loan (Signature Loan) at 10.89% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Forrit Credit Union?

The lowest Forrit Credit Union credit card APR is its Secured Visa Gold Credit Card at 11.95% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Forrit Credit Union operate?

Forrit Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Forrit Credit Union?

Yes, to access services at Forrit Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Forrit Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forrit Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Forrit Credit Union offer online and mobile banking?

Most modern institutions like Forrit Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.forritcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Forrit Credit Union rates compare?

Forrit Credit Union's CD rates are 30% lower than the MonitorBankRates national average, and it has an A health rating. Forrit Credit Union's top rates are its 13 Month CDs Special at 3.30% APY, its Advantage + Money Market at 0.20% APY, its Kasasa Cash Checking at 5.00% APY, its Personal Loan (Signature Loan) at 10.89% APR and its Secured Visa Gold Credit Card at 11.95% APR, verified by MonitorBankRates on October 29, 2026.

Current Forrit Credit Union Rates

  • 12-Month CD1.01%
  • 24-Month CD1.01%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.