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Community First Fund Federal Credit Union Rates and Review January 2026

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Community First Fund Federal Credit Union12-month CD rates can be found at 1.15%, 6-month CD rates at 0.40% and 3-month CD rates at 0.10%. Savings rates are at 1.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.06%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates which you can compare to Community First Fund Federal Credit Union rates.

Compare Community First Fund Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community First Fund Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Community First Fund Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community First Fund Federal Credit Union? Share your experience about Community First Fund Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community First Fund Federal Credit Union.

Overall, Community First Fund Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Community First Fund Federal Credit Union
Community First Fund Federal Credit Union
51 S Duke St
Lancaster, PA 17602 3573
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.80%
$500
12-Month CD
3.75%
$500
18-Month CD
3.50%
$500
36-Month CD
3.50%
$1,000
24-Month CD
3.50%
$500
6-Month CD
3.50%
$50,000
48-Month CD (Bump)
3.25%
$2,500
6-Month CD
3.20%
$500
36-Month CD
3.12%
$1,000
24-Month CD
3.10%
$500
12-Month CD
3.09%
$2,500
6-Month CD
3.07%
$500
24-Month CD
3.00%
$500
36-Month CD
3.00%
$100
48-Month CD
3.00%
$500
24-Month CD
2.85%
$1,000
3-Month CD
2.75%
$500
12-Month CD
2.75%
$1,000
24-Month CD
2.45%
$2,500
24-Month CD
2.32%
$1,000
36-Month CD
2.25%
$1,000
60-Month CD
2.25%
$250
48-Month CD
2.00%
$500
12-Month CD
1.91%
$2,500
Elevate Money Market
1.76%
$100,000
48-Month CD
1.75%
$500
Premier Business Money Market
1.75%
$10,000
12-Month CD
1.51%
$1,000
60-Month CD
1.50%
$500
24-Month CD
0.60%
$500
18-Month CD
0.50%
$500
60-Month CD
0.50%
$1,000
48-Month CD
0.45%
$1,000
48-Month CD
0.45%
$1,000
36-Month CD
0.40%
$1,000
36-Month CD
0.40%
$1,000
48-Month CD
0.35%
$1,000
60-Month CD
0.25%
$2,500
Savings
0.20%
$25
24-Month CD
0.20%
$500
60-Month CD
0.15%
$2,500
Savings
0.15%
$50
Money Market
0.10%
$2,500
Go Savings
0.05%
$1,000
Interest Checking
0.05%
$600
Freedom Checking
0.05%
$1,500
Simple Savings
0.05%
$0
Money Market
0.03%
$50
Statement Savings
0.01%
$100
Regular Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.736%
0.000
15-Year Fixed
5.500%
5.579%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed
7.250%
7.402%
0.000
15-Year Fixed
6.150%
6.386%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.750%
6.078%
0.000
6.000%
6.085%
0.000
4.875%
5.172%
1.125
5.625%
5.751%
0.000
4.875%
5.010%
0.000
5.500%
5.597%
0.000
5.625%
6.036%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
6.750%
6.697%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5.375%
5.475%
0.000
6.000%
6.310%
0.000
4.875%
5.754%
0.000
5.375%
5.460%
0.500
5.875%
6.010%
0.000
5.250%
5.867%
0.000
15 Year Fixed
5.000%
5.131%
0.250
6.000%
6.107%
0.000
6.125%
6.162%
0.000
6.375%
6.394%
0.000
5.875%
5.985%
1.000
30-Year Fixed
5.875%
6.000%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.875%
6.420%
0.000
6.525%
6.595%
0.000
30-Year Fixed
5.750%
5.886%
0.000
30-Year Fixed
5.750%
5.908%
0.500
6.000%
6.257%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.375%
5.446%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.350%
5.462%
0.000
5.375%
5.935%
0.000
15-Year Fixed
5.500%
5.695%
0.000
4.240%
7.689%
0.000
6.000%
6.160%
0.000
15-Year Fixed
5.625%
5.747%
0.250
5.625%
5.846%
0.000
10-Year Fixed
5.750%
6.024%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.625%
5.853%
0.000
5.500%
5.737%
0.000
10-Year Fixed
5.375%
5.590%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Classroom Supply Visa
8.500%
11.900%
Access FCU Visa Gold
9.900%
18.000%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
World Cash Back Credit Card Mastercard
18.000%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum with Rewards
9.900%
10.150%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
13.240%
Visa Platinum Credit Card
9.500% - 12.500%
Member First VISA
15.040%
No balance transfer fees or annual fees.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Signature® Rewards
17.750%
9.990%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Savings Secured Visa®
18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
VISA® Credit Cards
7.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Consolidation Loans
13.060%
$0
1 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
10.250% - 17.950%
$0
1 - 36
12.250% - 17.000%
$0 - $20,000
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Personal Loans Share Secured
5.990%
$0
48
9.900%
$0
9.990%
$0
1 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Line of Credit
9.500%
$0
12.990%
$0
1 - 24
10.000%
$0
60
8.500%
$0 - $6,000
42
7.990%
$0 - $30,000
Line of Credit Variable
16.740%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit
12.950% - 18.000%
$0
8.990%
$0
36
11.990%
$0
10.000%
$0
12 - 12
10.890%
$0
60
8.950%
$0
1 - 60
10.650%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Community First Fund Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Community First Fund Federal Credit Union
Full Time Employees: 11
Part Time Employees: 0
President: Pedro Rivera
CEO: Daniel Betancourt
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
51 S Duke St
Lancaster, PA 17602 3573
Phone Number: 717-393-2381
Fax Number: 717-393-1757

Financials

Total Assets:
32,796,709
Total Amount of Shares and Deposits:
13,127,138
Total Shares and Deposits < 1 Year:
10,544,588
Total Shares and Deposits 1 3 Years:
962,886
Total Shares and Deposits > 3 Years:
1,619,664
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,019,031
Total Uninsured Shares and Deposits > $250K (F+J):
3,019,031
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,108,107
Total Interest Expense (Sum of items 6 8):
193,855
Share Certificates:
24
Number of Accounts for Share Drafts:
1,033
Number of Accounts for Regular Shares:
1,646
Non Member Deposits:
13
Money Market Shares:
252
Net Income (unless the amount is already included in Undivided Earnings):
331,125
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
28,397,102
Total Liabilities:
27,755,872
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Community First Fund Federal Credit Union

Is a member application needed to join Community First Fund Federal Credit Union?

Yes, to access services at Community First Fund Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Community First Fund Federal Credit Union provides a range of mortgage and home equity products.

Is Community First Fund Federal Credit Union a safe place to deposit money?

Yes, Community First Fund Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Community First Fund Federal Credit Union offer online and mobile banking?

Most modern institutions like Community First Fund Federal Credit Union provide digital access including online balance checks and transfers.

Current Community First Fund Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions