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Consumers Cooperative Federal Credit Union Rates & Review April 2026

Consumers Cooperative Federal Credit Union's 12 Month CD rates are at 3.80%, 6 Month CD rates are at 3.80%, 18 Month CD rates are at 3.29%, 24 Month CD rates are at 3.29%. Consumers Cooperative Federal Credit Union's savings rates are at 1.76%. Consumers Cooperative Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Consumers Cooperative Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.29%. Rates were last updated on 04/11/2026.

Consumers Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Consumers Cooperative Federal Credit Union? Share your experience about Consumers Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Consumers Cooperative Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.29%
Excellent Lower than avg
Consumers Cooperative Federal Credit Union
Consumers Cooperative FCU
1301 W 3RD ST
Alliance, NE 69301
https://www.ccfcuonline.com
Member NCUA

Consumers Cooperative Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 3.75% 3.80% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
6 Month Certificate 3.75% 3.80% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
18 Month Certificate 3.25% 3.29% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
24 Month Certificate 3.25% 3.29% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%

Consumers Cooperative Federal Credit Union Savings Rates

Product Rate APY View More
Grand Saver 2.25% 2.27%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
Youth Savings 1.75% 1.76%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
Christmas Club 1.25% 1.26%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%

Consumers Cooperative Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.00% 15 years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
HOME EQUITY REAL ESTATE LOAN - - 6.00%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%

Consumers Cooperative Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.25%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%

Consumers Cooperative Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.00%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
Personal Loan max) - 9.00%
Details $7000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%
Personal Loan max) - 10.00%
Details $7000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Consumers Cooperative Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Consumers Cooperative Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Consumers Cooperative Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Consumers Cooperative Federal Credit Union
Address 1301 W 3RD ST, Alliance, NE 69301
Phone 308-762-1871
Fax 308-762-1876
President SHAWN NELSON
CEO Betsy Marsteller
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.29%
Return on Assets (ROA)
1.5847%
Return on Equity (ROE)
7.5235%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
48,660,218
Total Amount of Shares and Deposits
38,089,552
Total Shares and Deposits < 1 Year
32,816,097
Total Shares and Deposits 1 3 Years
5,273,455
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,089,552
Total Interest Expense (Sum of items 6 8)
916,794
Share Certificates
445
Number of Accounts for Share Drafts
1,545
IRA KEOGH Accounts
47
Number of Accounts for Regular Shares
4,236
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,872,096
Total Liabilities
38,450,597
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Consumers Cooperative Federal Credit Union

Is Consumers Cooperative Federal Credit Union a safe place to deposit money?

Yes, Consumers Cooperative Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2936649526827%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Consumers Cooperative Federal Credit Union operate?

Consumers Cooperative Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Consumers Cooperative Federal Credit Union?

Yes, to access services at Consumers Cooperative Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Consumers Cooperative Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Consumers Cooperative Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Consumers Cooperative Federal Credit Union offer online and mobile banking?

Most modern institutions like Consumers Cooperative Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccfcuonline.com.

Current Consumers Cooperative Federal Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.29%
  • 24-Month CD3.29%
  • Savings1.76%
Retrieved from our database of financial products. Rates subject to change.