What are the current interest rates at Coosa Pines Federal Credit Union?

Current rates for Coosa Pines Federal Credit Union include: 12-Month CD: 3.75%, 24-Month CD: 3.00%, 60-Month CD: 2.75%, Savings: 0.55%, MMA: 3.00%

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Coosa Pines Federal Credit Union

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Coosa Pines Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coosa Pines Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Coosa Pines Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its CD - 8 Month Special, 0.55% APY on savings, 3.00% APY on money market accounts, 0.10% APY on checking, 4.50% on its 5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage, rv, boat and powersport loans from 7.50% APR, and credit cards from 9.95% APR, according to rates verified by MonitorBankRates. Other Coosa Pines Federal Credit Union CD rates include 12 Month CD at 3.75%, 6 Month CD at 3.50%, and 24 Month CD at 3.00%. Other Coosa Pines Federal Credit Union mortgage rates include 5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage at 4.65%, 5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only at 4.60%, and 5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - A+ Rated Credit at 4.60%. MonitorBankRates evaluates the financial stability of Coosa Pines Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.16%. Rates last updated and verified on 10/12/2026.

Coosa Pines Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coosa Pines Federal Credit Union? Share your experience about Coosa Pines Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Coosa Pines Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.16%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Coosa Pines Federal Credit Union
Coosa Pines Federal Credit Union

33710 US Highway 280
Childersburg, AL 35044-3016

https://www.coosapinesfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Coosa Pines Federal Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate - 8 Month Special	-	4.00%	8 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00; Special certificate Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
12 Month Share Certificate	-	3.75%	12 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Share Certificate	-	3.50%	6 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Share Certificate	-	3.00%	24 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00; Bump-Up option available on new certificates with 24 months or greater terms Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Share Certificate	-	2.75%	36 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00; Bump-Up option available on new certificates with 24 months or greater terms Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Share Certificate	-	2.75%	48 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00; Bump-Up option available on new certificates with 24 months or greater terms Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Share Certificate	-	2.75%	60 months
Min Deposit $500 Min Balance $500 Details Minimum deposit to open certificate $500.00; Bump-Up option available on new certificates with 24 months or greater terms Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Savings Rates

Product	Rate	APY
Club Accounts (Christmas & Vacation Club)	-	0.55%
Min Balance $5 Details Minimum balance required to earn stated APY: $5.00; APY = Annual Percentage Yield; dividends compounded quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Regular Share (Savings)	-	0.55%
Min Balance $5 Details Minimum balance required to earn stated APY: $5.00 (par value); APY = Annual Percentage Yield; dividends compounded quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Share Account	-	3.00%
Min Deposit $2,500 Min Balance $0 Details Balance: $0.00 - $2,499.00; Tier: First Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Money Market Share Account	-	3.00%
Min Deposit $2,500 Min Balance $2,499 Details Balance: $2,499.01 - $24,999.00; Tier: Second Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Money Market Share Account	-	3.00%
Min Deposit $2,500 Min Balance $24,999 Details Balance: $24,999.01 - $99,999.00; Tier: Third Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Money Market Share Account	-	3.00%
Min Deposit $2,500 Min Balance $99,999 Details Balance: $99,999.01 - $199,999.00; Tier: Fourth Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Money Market Share Account	-	3.00%
Min Deposit $2,500 Min Balance $199,999 Details Balance: $199,999.01 and over; Tier: Fifth Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Checking Rates

Product	Rate	APY	View More
Regular Checking	-	0.10%
Details APY = Annual Percentage Yield; dividends compounded quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage	4.50%	-	5.42%
Details Max LTV: <=80%; Category: A+ Rated Credit; Primary Dwelling or Second Home; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.42% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage	4.65%	-	5.51%
Details Max LTV: 90%; Category: A+ Rated Credit; Primary Dwelling or Second Home; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.51% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only	4.60%	-	5.52%
Details LTV: <=80%; Category: A+ Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary date; 2% max annual adjustment; 6% lifetime cap; 1% origination fee, closing costs, and appraisal fee may apply; survey if applicable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.52% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - A+ Rated Credit	4.60%	-	5.52%
Details Max LTV: <=80%; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.52% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage	4.80%	-	5.60%
Details Max LTV: 90%; Category: A Rated Credit; Primary Dwelling or Second Home; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only	4.75%	-	5.61%
Details LTV: 90%; Category: A+ Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary date; 2% max annual adjustment; 6% lifetime cap; 1% origination fee, closing costs, and appraisal fee may apply; survey if applicable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.61% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - A+ Rated Credit	4.75%	-	5.61%
Details Max LTV: 90%; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.61% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only	4.90%	-	5.70%
Details LTV: 90%; Category: A Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary date; 2% max annual adjustment; 6% lifetime cap; 1% origination fee, closing costs, and appraisal fee may apply; survey if applicable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - A Rated Credit	4.90%	-	5.70%
Details Max LTV: 90%; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - 1st Mortgage Only, A+ Rated Credit	5.60%	-	5.87%	15 years
Details Max LTV: <=90%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Rates based on individual creditworthiness Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.87% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - A+ Rated Credit	5.60%	-	5.87%	15 years
Details Max LTV: <=90%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Survey if Applicable; Restrictions apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.87% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage	5.40%	-	5.96%
Details Max LTV: 80%; Category: B Rated Credit; Primary Dwelling or Second Home; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.96% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only	5.50%	-	6.06%
Details LTV: 80%; Category: B Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary date; 2% max annual adjustment; 6% lifetime cap; 1% origination fee, closing costs, and appraisal fee may apply; survey if applicable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.06% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - B Rated Credit	5.50%	-	6.06%
Details Max LTV: 80%; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.06% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	-	6.25%	to 60 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 1st Mortgage	5.90%	-	6.26%
Details Max LTV: 70%; Category: C Rated Credit; Primary Dwelling or Second Home; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.26% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM - 1st Mortgage Only	6.00%	-	6.36%
Details LTV: 70%; Category: C Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary date; 2% max annual adjustment; 6% lifetime cap; 1% origination fee, closing costs, and appraisal fee may apply; survey if applicable Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.36% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/30 ARM (Adjustable Rate Mortgage) - 5/30 ARM 1st Mortgage Only - C Rated Credit	6.00%	-	6.36%
Details Max LTV: 70%; Primary Dwelling Only; Rate fixed for first five years, adjusts annually beginning on 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.36% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	-	6.50%	to 72 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - 1st Mortgage Only, B Rated Credit	6.30%	-	6.58%	15 years
Details Max LTV: <=80%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Rates based on individual creditworthiness Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - B Rated Credit	6.30%	-	6.58%	15 years
Details Max LTV: <=80%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Survey if Applicable; Restrictions apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - 1st Mortgage Only, C Rated Credit	6.95%	-	7.23%	15 years
Details Max LTV: <=75%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Rates based on individual creditworthiness Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.23% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
15-Year Fixed Rate Mortgage - C Rated Credit	6.95%	-	7.23%	15 years
Details Max LTV: <=75%; Primary Dwelling or Second Home; 1% Origination Fee, Actual Closing Costs; Survey and Appraisal Fee May Apply; Survey if Applicable; Restrictions apply Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.23% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	-	7.50%	to 84 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	-	8.00%	to 120 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Prime Plus Mini-Home Equity Line of Credit - A+ Rated Credit	6.50%	-	6.50%
Details Max LTV: 90%; Primary dwelling only; Adjustable rate based on WSJ Prime Lending Rate; 2% max annual adjustment; 6% lifetime cap; Payments based on 1.5% of outstanding balance; Interest-only payments available; Min loan $10,000; Max loan $50,000; Min initial draw $10,000; No origination fee or closing costs Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Prime Plus Mini-Home Equity Line of Credit - B Rated Credit	9.50%	-	9.50%
Details Max LTV: 85%; Primary dwelling only; Adjustable rate based on WSJ Prime Lending Rate; 2% max annual adjustment; 6% lifetime cap; Payments based on 1.5% of outstanding balance; Min loan $10,000; Max loan $50,000; Min initial draw $10,000; No origination fee or closing costs Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Prime Plus Mini-Home Equity Line of Credit - C Rated Credit	12.50%	-	12.50%
Details Max LTV: 80%; Primary dwelling only; Adjustable rate based on WSJ Prime Lending Rate; 2% max annual adjustment; 6% lifetime cap; Payments based on 1.5% of outstanding balance; Min loan $10,000; Max loan $50,000; Min initial draw $10,000; No origination fee or closing costs Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 12.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Auto Loans - 2026, 2025, 2024 (Mileage less than 30k)	-	-	4.60%	to 51 months
Details As Low As; Model Year: 2026, 2025, 2024; Mileage less than 30k Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2023-2018	-	-	4.70%	to 51 months
Details As Low As; Model Year: 2023-2018 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2026, 2025, 2024 (Mileage less than 30k)	-	-	4.70%	to 63 months
Details As Low As; Model Year: 2026, 2025, 2024; Mileage less than 30k Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2023-2018	-	-	4.80%	to 63 months
Details As Low As; Model Year: 2023-2018 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.80% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2026, 2025, 2024 (Mileage less than 30k)	-	-	5.20%	to 75 months
Details As Low As; Model Year: 2026, 2025, 2024; Mileage less than 30k Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.20% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2023-2018	-	-	5.60%	to 75 months
Details As Low As; Model Year: 2023-2018 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2026, 2025, 2024 (Mileage less than 30k)	-	-	6.20%	to 84 months
Details As Low As; Model Year: 2026, 2025, 2024; Mileage less than 30k Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.20% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - 2023-2018	-	-	6.40%	to 84 months
Details As Low As; Model Year: 2023-2018 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.40% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - Models 2017-2007	-	-	7.10%	to 63 months
Details As Low As; Model Year: 2017-2007 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.10% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New & Used Auto Loans - Models 2006 & Older and Antique	-	-	7.40%	to 48 months
Details As Low As; Model Year: 2006 & Older and Antique Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.40% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	6.25%	to 60 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - Used to 2018	-	6.25%	to 60 months
Details As Low As; Model Year: Used to 2018; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	6.50%	to 72 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - Used to 2018	-	6.50%	to 72 months
Details As Low As; Model Year: Used to 2018; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	7.50%	to 84 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - Used to 2018	-	7.50%	to 84 months
Details As Low As; Model Year: Used to 2018; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	-	7.50%	to 48 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	-	7.50%	to 48 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - Used 2017 & Older	-	7.90%	to 48 months
Details As Low As; Model Year: Used 2017 & Older; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; contact a Loan Officer for older models Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	-	7.90%	to 60 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	-	7.90%	to 60 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - 2026, 2025 Or Newer	-	8.00%	to 120 months
Details As Low As; Model Year: 2026, 2025 Or Newer; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motor Homes, Travel Trailers, Boats, Farm Tractors, and Farm Equipment - Used to 2018	-	8.00%	to 120 months
Details As Low As; Model Year: Used to 2018; APR based on creditworthiness, type and year model of recreational vehicle; certain term and rate restrictions apply; not all models qualify for extended terms Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	-	8.50%	to 72 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	-	8.50%	to 48 months
Details As Low As; Model Year: Used 2024-2014; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	-	8.50%	to 72 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - Used 2024-2014 Loan	-	8.50%	to 48 months
Details As Low As; Model year: Used 2024- 2014; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Coosa Pines VISA with UChooseTM Rewards	-	9.95%
Details Regular APR: 9.95%, 12.95%, or 15.95% (fixed, based on creditworthiness); applies to purchases, balance transfers and cash advances; minimum interest charge $0.01; APR range: 9.95%, 12.95%, or 15.95% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 9.95% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Personal Loan Rates

Product	APR	Term
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	7.50%	to 48 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	7.50%	to 48 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	7.90%	to 60 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	7.90%	to 60 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	8.50%	to 72 months
Details As Low As; Model Year: 2026, 2025 or Newer; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes Loan	8.50%	to 48 months
Details As Low As; Model Year: Used 2024-2014; Rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - 2026, 2025 or Newer Loan	8.50%	to 72 months
Details As Low As; Model year: 2026, 2025 or Newer; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles: New Motorcycles, Personal Watercraft, ATVs, or Dirt Bikes - Used 2024-2014 Loan	8.50%	to 48 months
Details As Low As; Model year: Used 2024- 2014; Rates subject to creditworthiness, vehicle type and model year Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Personal Loans - Monthly Payments	10.50%	to 36 months
Details As Low As; APR based on creditworthiness and loan term; rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Personal Loans - Monthly Payments	10.75%	to 48 months
Details As Low As; APR based on creditworthiness and loan term; rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Personal Loans - Line of Credit	10.95%
Details As Low As; APR based on creditworthiness and loan term; rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.95% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Personal Loans - Monthly Payments	10.95%	to 60 months
Details As Low As; APR based on creditworthiness and loan term; rates subject to change without notice Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.95% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Coosa Pines Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 2nd Mortgage	6.50%	-	7.08%
Details Max LTV: 90%; Category: A+ Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply; call for higher LTV rates Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.08% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 2nd Mortgage	6.60%	-	7.14%
Details Max LTV: 90%; Category: A Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply; call for higher LTV rates Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 2nd Mortgage	7.25%	-	7.54%
Details Max LTV: 80%; Category: B Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply; call for higher LTV rates Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
5/15 ARM (Adjustable Rate Mortgage) - 5/15 ARM - 2nd Mortgage	7.50%	-	7.73%
Details Max LTV: 70%; Category: C Rated Credit; Primary Dwelling Only; Rate fixed for first five years, adjusts annually from 5th anniversary; 2% max annual adjustment; 6% lifetime cap; 1% origination fee may apply; call for higher LTV rates Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.73% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Coosa Pines Federal Credit Union’s Texas Ratio stayed near 3.41% in Q3 2023 to 3.16% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$421M	3.16%	5.0	A+
March 31, 2026	$414M	2.87%	5.0	A+
December 31, 2025	$400M	3.26%	5.0	A+
September 30, 2025	$393M	2.45%	5.0	A+
June 30, 2025	$379M	3.11%	5.0	A+
March 31, 2025	$379M	3.30%	5.0	A+
December 31, 2024	$371M	3.66%	5.0	A+
September 30, 2024	$371M	5.41%	5.0	A+
June 30, 2024	$370M	3.78%	5.0	A+
March 31, 2024	$368M	3.20%	5.0	A+
December 31, 2023	$360M	5.21%	5.0	A+
September 30, 2023	$358M	3.41%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Coosa Pines Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Coosa Pines Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coosa Pines Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coosa Pines Federal Credit Union

Website https://www.coosapinesfcu.org

Address 33710 US Highway 280, Childersburg, AL 35044-3016

Phone 256-378-5559

Fax 256-378-3881

President Claude Welch

CEO Don Carden

Full-Time Employees 58

Part-Time Employees 1

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.16%

Return on Assets (ROA)

0.8865%

Return on Equity (ROE)

5.4737%

Non-Performing Loans Ratio (NPL)

0.87%

Total Assets

420,774,376

Total Amount of Shares and Deposits

356,632,867

Total Shares and Deposits < 1 Year

354,206,560

Total Shares and Deposits 1 3 Years

2,217,587

Total Shares and Deposits > 3 Years

208,718

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

26,171,083

Total Uninsured Shares and Deposits > $250K (F+J)

26,171,083

Total Insured Shares and Deposits > $250K (item 17 less item K)

330,461,784

Total Interest Expense (Sum of items 6 8)

2,588,452

Share Certificates

2,416

Number of Accounts for Share Drafts

17,730

IRA KEOGH Accounts

1,064

Number of Accounts for Regular Shares

27,858

Money Market Shares

607

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

40,785,061

Total Liabilities

358,139,161

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Coosa Pines Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Coosa Pines Federal Credit Union

How many branches does Coosa Pines Federal Credit Union operate?

Coosa Pines Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coosa Pines Federal Credit Union?

Yes, to access services at Coosa Pines Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coosa Pines Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coosa Pines Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coosa Pines Federal Credit Union offer online and mobile banking?

Most modern institutions like Coosa Pines Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coosapinesfcu.org.

Current Coosa Pines Federal Credit Union Rates

12-Month CD3.75%
24-Month CD3.00%
60-Month CD2.75%
Savings0.55%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Coosa Pines Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Coosa Pines Federal Credit Union Texas Ratio

Coosa Pines Federal Credit Union Health Trend

Coosa Pines Federal Credit Union CD Rates

Coosa Pines Federal Credit Union Savings Rates

Coosa Pines Federal Credit Union Money Market Rates

Coosa Pines Federal Credit Union Checking Rates

Coosa Pines Federal Credit Union Mortgage Rates

Coosa Pines Federal Credit Union Home Equity & HELOC

Coosa Pines Federal Credit Union Auto Loan Rates

Coosa Pines Federal Credit Union RV, Boat and Powersport Loan Rates

Coosa Pines Federal Credit Union Credit Card Rates

Coosa Pines Federal Credit Union Personal Loan Rates

Coosa Pines Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Coosa Pines Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Coosa Pines Federal Credit Union

How many branches does Coosa Pines Federal Credit Union operate?

Is a member application needed to join Coosa Pines Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Coosa Pines Federal Credit Union offer online and mobile banking?

Current Coosa Pines Federal Credit Union Rates

Compare to Other Credit Unions