MonitorBankRates
  1. Home
  2. Credit Unions
  3. Bridgeton Onized Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Bridgeton Onized Federal Credit Union Rates & Review April 2026

Bridgeton Onized Federal Credit Union's 5 Year CD rates are at 3.24%, 4 Year CD rates are at 3.04%, 3 Year CD rates are at 2.84%, 2 Year CD rates are at 2.64%, 1 Year CD rates are at 2.44%. Bridgeton Onized Federal Credit Union's savings rates are at 0.22%. Bridgeton Onized Federal Credit Union's money market rates are at 1.92%. Bridgeton Onized Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Bridgeton Onized Federal Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.76%. Rates were last updated on 04/17/2026.

Bridgeton Onized Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bridgeton Onized Federal Credit Union? Share your experience about Bridgeton Onized Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bridgeton Onized Federal Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 87/100
MonitorBankRates Rating ?
4.7
Excellent Out of 5.0 Stars
Texas Ratio ?
18.76%
Good Higher than avg
Bridgeton Onized Federal Credit Union
Cedarville Office
339 Main St
Cedarville, NJ 08311 2542
https://www.bofcu.com
Member NCUA

Bridgeton Onized Federal Credit Union CD Rates

Product Rate APY Term View More
5 Year Certificate - 3.24% 5 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
4 Year Certificate - 3.04% 4 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
3 Year Certificate - 2.84% 3 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
2 Year Certificate - 2.64% 2 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
1 Year Certificate - 2.44% 1 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
180 Day Certificate - 2.24% 180 Day
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
90 Day Certificate - 2.04% 90 Day
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
5 Year IRA Certificate - 1.59% 5 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
4 Year IRA Certificate - 1.49% 4 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
3 Year IRA Certificate - 1.39% 3 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
2 Year IRA Certificate - 1.29% 2 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
1 Year IRA Certificate - 1.19% 1 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
180 Day IRA Certificate - 1.09% 180 Day
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
90 Day IRA Certificate - 0.99% 90 Day
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Bridgeton Onized Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings - 0.57%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
Special Savings - 0.57%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
Vacation Club - 0.53%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
Holiday Club - 0.35%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
IRA Savings - 0.22%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Bridgeton Onized Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.92%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Bridgeton Onized Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking - 0.39%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Bridgeton Onized Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Cards - 6.00%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
Secured Visa Credit Cards - 12.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Bridgeton Onized Federal Credit Union Personal Loan Rates

Product Rate APR View More
New and Used ATV and Personal Watercraft Loans - 6.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%
Personal Loans - 7.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.76%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bridgeton Onized Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bridgeton Onized Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bridgeton Onized Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bridgeton Onized Federal Credit Union
Address 339 Main St, Cedarville, NJ 08311 2542
Phone 856-692-4000
Fax 856-367-7379
President Charles Cristello
CEO Tamara Ciccioli
Full-Time Employees 17
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (87/100)
Texas Ratio
18.76%
Return on Assets (ROA)
0.2209%
Return on Equity (ROE)
2.7830%
Non-Performing Loans Ratio (NPL)
1.71%
Total Assets
48,753,799
Total Amount of Shares and Deposits
44,257,474
Total Shares and Deposits < 1 Year
43,759,715
Total Shares and Deposits 1 3 Years
315,953
Total Shares and Deposits > 3 Years
181,807
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
817,452
Total Uninsured Shares and Deposits > $250K (F+J)
817,452
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,440,022
Total Interest Expense (Sum of items 6 8)
137,582
Share Certificates
47
Number of Accounts for Share Drafts
3,735
IRA KEOGH Accounts
74
Number of Accounts for Regular Shares
8,486
Money Market Shares
25
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,944,040
Total Liabilities
45,023,430
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Bridgeton Onized Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Bridgeton Onized Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Bridgeton Onized Federal Credit Union

Is Bridgeton Onized Federal Credit Union a safe place to deposit money?

Yes, Bridgeton Onized Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 18.755064850763%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bridgeton Onized Federal Credit Union operate?

Bridgeton Onized Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bridgeton Onized Federal Credit Union?

Yes, to access services at Bridgeton Onized Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bridgeton Onized Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bridgeton Onized Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bridgeton Onized Federal Credit Union offer online and mobile banking?

Most modern institutions like Bridgeton Onized Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bofcu.com.

Current Bridgeton Onized Federal Credit Union Rates

  • 12-Month CD1.19%
  • 24-Month CD1.29%
  • 60-Month CD1.59%
  • Savings0.22%
  • MMA1.92%
Retrieved from our database of financial products. Rates subject to change.