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Advertiser Disclosure
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 Greenville Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Greenville Federal Credit Union's 14 Month CD Special rates are at 4.45%. Greenville Federal Credit Union's checking rates are as high as 5.00%. Greenville Federal Credit Union's Mortgage 5/1 ARM rates are at 6.12%, Mortgage 2YR ARM rates are at 5.88%, Investment / Rental Property 2YR ARM rates are at 7.25%, Unimproved Property 2YR ARM rates are at 7.50%, Investment / Rental Property 5/1 ARM rates are at 7.75%. Greenville Federal Credit Union's Personal Loan Rates are as low as 11.99%. Greenville Federal Credit Union's Credit Card Rates are at 12.74%. Greenville Federal Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Greenville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.04%. Rates last updated and verified on 10/29/2026. Greenville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville Federal Credit Union? Share your experience about Greenville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greenville Federal Credit Union. Greenville Federal Credit Union
Main Corporate Office 1501 Wade Hampton Blvd
https://greenvillefcu.com Greenville, SC 29609  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Greenville Federal Credit Union CD Rates
Greenville Federal Credit Union Checking Rates
Greenville Federal Credit Union Mortgage Rates
Greenville Federal Credit Union Home Equity & HELOC
Greenville Federal Credit Union Auto Loan Rates
Greenville Federal Credit Union RV, Boat and Powersport Loan Rates
Greenville Federal Credit Union Credit Card Rates
Greenville Federal Credit Union Personal Loan Rates
Greenville Federal Credit Union Other Rates
Financial Health HistoryGreenville Federal Credit Union’s Texas Ratio fell from 6.01% in Q3 2023 to 3.04% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greenville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenville Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greenville Federal Credit Union
Website
https://greenvillefcu.com
Address
1501 Wade Hampton Blvd,
Greenville, SC 29609
Phone
864-235-6309
Fax
864-370-9414
President
Dana Crowl
CEO
Paul Hughes
Full-Time Employees
101
Part-Time Employees
6
Branch Locations
6
ATM Locations
4
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.04%
Return on Assets (ROA)
0.4678%
Return on Equity (ROE)
4.2401%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
512,325,315
Total Amount of Shares and Deposits
443,794,556
Total Shares and Deposits < 1 Year
418,236,239
Total Shares and Deposits 1 3 Years
23,043,072
Total Shares and Deposits > 3 Years
2,515,245
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,352,432
Total Uninsured Shares and Deposits > $250K (F+J)
23,352,432
Total Insured Shares and Deposits > $250K (item 17 less item K)
420,442,124
Total Interest Expense (Sum of items 6 8)
3,518,246
Share Certificates
2,951
Number of Accounts for Share Drafts
28,845
IRA KEOGH Accounts
901
Number of Accounts for Regular Shares
39,579
Money Market Shares
4,039
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
72,390,993
Total Liabilities
456,565,678
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Greenville Federal Credit UnionDoes Greenville Federal Credit Union offer CDs?Yes. Greenville Federal Credit Union current CD rates include its 14 Month CD Special at 4.45% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Greenville Federal Credit Union NCUA insured?Yes. Greenville Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Greenville Federal Credit Union?The highest Greenville Federal Credit Union CD rate is its 14 Month CD Special at 4.45% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Greenville Federal Credit Union offer?Greenville Federal Credit Union CD rates are 4.45% APY for a 14 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Greenville Federal Credit Union for its full lineup. What is the highest checking rate at Greenville Federal Credit Union?The highest Greenville Federal Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest mortgage rate at Greenville Federal Credit Union?The lowest Greenville Federal Credit Union mortgage rate is its Mortgage 2YR ARM at 5.875%, verified by MonitorBankRates as of October 29, 2026. Greenville Federal Credit Union mortgage rates are 5.875% for a 2 year mortgage and 6.125% for a 5/1 ARM. What is the lowest auto loan rate at Greenville Federal Credit Union?The lowest Greenville Federal Credit Union auto loan rate is its New Vehicle Loan at 4.49% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Greenville Federal Credit Union?The lowest Greenville Federal Credit Union personal loan rate is its Personal Note Loan at 11.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Greenville Federal Credit Union?The lowest Greenville Federal Credit Union credit card APR is its Visa Platinum Credit Card at 12.74% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Greenville Federal Credit Union operate?Greenville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greenville Federal Credit Union?Yes, to access services at Greenville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greenville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greenville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greenville Federal Credit Union offer online and mobile banking?Most modern institutions like Greenville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greenvillefcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Greenville Federal Credit Union rates compare?Greenville Federal Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A+ health rating. Greenville Federal Credit Union's top rates are its 14 Month CD Special at 4.45% APY, its Kasasa Cash Checking at 5.00% APY, its Mortgage 2YR ARM at 5.875%, its Personal Note Loan at 11.99% APR and its Visa Platinum Credit Card at 12.74% APR, verified by MonitorBankRates on October 29, 2026. Compare to Other Credit Unions
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