☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Greenville Federal Credit Union

iAdvertiser Disclosure

Greenville Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Greenville Federal Credit Union's top rates as of October 9, 2026 are 4.45% APY on its 14-Month CD Special, 5.88% on its Mortgages, personal loans from 11.99% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other Greenville Federal Credit Union mortgage rates include Mortgages at 6.12%. MonitorBankRates evaluates the financial stability of Greenville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.04%. Rates last updated and verified on 10/09/2026.

Greenville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville Federal Credit Union? Share your experience about Greenville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greenville Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.04%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Greenville Federal Credit Union
Main Corporate Office

1501 Wade Hampton Blvd
Greenville, SC 29609

https://greenvillefcu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Greenville Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
14-Month CD Special	-	4.45%	14-Month
Details See Rates pages for disclosures. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Mortgages	6.125%	-	6.783%	5/1 ARM
Details as low as Last Updated 10/09/2026 Rate History 3 changes since Sep 14, 2026 · 5.38% → 6.78% ▲ 1.41 pts · high 6.78% / low 5.38% Oct 5, 20266.78%▲ from 6.13% Oct 2, 20266.13%▲ from 5.63% Sep 29, 20265.63%▲ from 5.38% Sep 14, 20265.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Mortgages	5.875%	-	6.917%	2 years ARM
Details as low as Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 5.00% → 6.92% ▲ 1.92 pts · high 6.92% / low 5.00% Oct 5, 20266.92%▲ from 5.88% Oct 2, 20265.88%▲ from 5.00% Sep 14, 20265.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	6.75%
Details 80% or less loan to value as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Home Equity Line of Credit	-	-	7.75%
Details 90% or less loan to value as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Home Equity Line of Credit	-	-	8.75%
Details greater than 90% loan to value as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	4.49%	36 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.74% → 4.49% ▲ 0.75 pts · high 4.49% / low 3.74% Oct 5, 20264.49%▲ from 3.74% Sep 14, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
New Vehicle Loan	-	-	4.74%	48 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 3.99% → 4.74% ▲ 0.75 pts · high 4.74% / low 3.99% Oct 5, 20264.74%▲ from 3.99% Sep 21, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
New Vehicle Loan	-	-	4.74%	60 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 3.99% → 4.74% ▲ 0.75 pts · high 4.74% / low 3.99% Oct 5, 20264.74%▲ from 3.99% Sep 21, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
New Vehicle Loan	-	-	5.74%	72 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 5.74% ▲ 0.75 pts · high 5.74% / low 4.99% Oct 5, 20265.74%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Vehicle and New Motorcycle Loan	-	-	5.74%	48 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 5.74% ▲ 0.75 pts · high 5.74% / low 4.99% Oct 5, 20265.74%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Vehicle and New Motorcycle Loan	-	-	5.99%	60 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.24% → 5.99% ▲ 0.75 pts · high 5.99% / low 5.24% Oct 5, 20265.99%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
New Vehicle Loan	-	-	6.24%	84 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 6.24% ▲ 0.75 pts · high 6.24% / low 5.49% Oct 5, 20266.24%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Vehicle and New Motorcycle Loan	-	-	6.49%	72 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.74% → 6.49% ▲ 0.75 pts · high 6.49% / low 5.74% Oct 5, 20266.49%▲ from 5.74% Sep 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Vehicle and New Motorcycle Loan	-	-	7.74%	84 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.74% ▲ 0.75 pts · high 7.74% / low 6.99% Oct 5, 20267.74%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Used Motorcycle, Boat, RV, Trailer Loan	-	10.24%	48 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.49% → 10.24% ▲ 0.75 pts · high 10.24% / low 9.49% Oct 5, 202610.24%▲ from 9.49% Sep 14, 20269.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Motorcycle, Boat, RV, Trailer Loan	-	10.49%	60 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.74% → 10.49% ▲ 0.75 pts · high 10.49% / low 9.74% Oct 5, 202610.49%▲ from 9.74% Sep 14, 20269.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Motorcycle, Boat, RV, Trailer Loan	-	10.74%	72 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.99% → 10.74% ▲ 0.75 pts · high 10.74% / low 9.99% Oct 5, 202610.74%▲ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Used Motorcycle, Boat, RV, Trailer Loan	-	11.24%	84 months or less
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 10.49% → 11.24% ▲ 0.75 pts · high 11.24% / low 10.49% Oct 5, 202611.24%▲ from 10.49% Sep 14, 202610.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	12.74%
Details quarterly variable 12; APR range: 12.74% or 17.74% APR Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 12.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Visa Business	-	13.74%
Details quarterly variable 12; APR range: 13.74% or 16.74% APR Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 13.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Visa Signature	-	14.74%
Details quarterly variable *12 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Visa Access	-	17.99%
Details quarterly variable *12 Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 17.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	11.99%
Details Personal loan margin will be determined based upon a combination of credit scores provided through Equifax, Inc. The quarterly Index will be the Wall Street Journal's published prime rate as of the 15th day of December, March, June, and September and any subsequent rate change will occur on the first of the following months. The minimum Index value used will be 5.99%. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 11.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Visa Signature	14.74%
Details quarterly variable *12 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Greenville Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Investment / Rental Property Loan	-	-	7.25%	2 years ARM
Details as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Investment / Rental Property Loan	-	-	7.75%	5/1 ARM
Details as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Mobile Home Loan	-	-	8.24%
Details 75% or less loan to value as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Unimproved Property Loan	-	-	7.50%	2 years ARM
Details as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Unimproved Property Loan	-	-	8.25%	5/1 ARM
Details as low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%
Kasasa Cash Checking	-	-	5.00%
Min Balance $5,000 Details Qualifications Required: 12 debit card purchases ($2.00 minimum per purchase); 1 direct deposit, ACH payment, or ACH credit; Be enrolled in and agree to receive E-Statements; Log in to Online or Mobile Banking at least once per month; Qualifying balance up to $5,000.00; Refunds on ATM withdrawal fees , nationwide (up to $20 monthly, max $4.99 each) Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Greenville Federal Credit Union’s Texas Ratio fell from 6.01% in Q3 2023 to 3.04% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$512M	3.04%	5.0	A+
March 31, 2026	$511M	1.86%	5.0	A+
December 31, 2025	$495M	3.63%	5.0	A+
September 30, 2025	$481M	4.42%	5.0	A+
June 30, 2025	$483M	5.00%	5.0	A+
March 31, 2025	$477M	3.43%	5.0	A+
December 31, 2024	$476M	5.28%	5.0	A+
September 30, 2024	$462M	5.73%	5.0	A+
June 30, 2024	$455M	4.44%	5.0	A+
March 31, 2024	$448M	3.11%	5.0	A+
December 31, 2023	$439M	4.58%	5.0	A+
September 30, 2023	$426M	6.01%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greenville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greenville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenville Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greenville Federal Credit Union

Website https://greenvillefcu.com

Address 1501 Wade Hampton Blvd, Greenville, SC 29609

Phone 864-235-6309

Fax 864-370-9414

President Dana Crowl

CEO Paul Hughes

Full-Time Employees 101

Part-Time Employees 6

Branch Locations 6

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.04%

Return on Assets (ROA)

0.4678%

Return on Equity (ROE)

4.2401%

Non-Performing Loans Ratio (NPL)

0.50%

Total Assets

512,325,315

Total Amount of Shares and Deposits

443,794,556

Total Shares and Deposits < 1 Year

418,236,239

Total Shares and Deposits 1 3 Years

23,043,072

Total Shares and Deposits > 3 Years

2,515,245

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,352,432

Total Uninsured Shares and Deposits > $250K (F+J)

23,352,432

Total Insured Shares and Deposits > $250K (item 17 less item K)

420,442,124

Total Interest Expense (Sum of items 6 8)

3,518,246

Share Certificates

2,951

Number of Accounts for Share Drafts

28,845

IRA KEOGH Accounts

901

Number of Accounts for Regular Shares

39,579

Money Market Shares

4,039

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

72,390,993

Total Liabilities

456,565,678

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Greenville Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/greenville-federal-credit-union-rates-review-19116">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Greenville Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Greenville Federal Credit Union

Frequently Asked Questions About Greenville Federal Credit Union

How many branches does Greenville Federal Credit Union operate?

Greenville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greenville Federal Credit Union?

Yes, to access services at Greenville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greenville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greenville Federal Credit Union offer online and mobile banking?

Most modern institutions like Greenville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greenvillefcu.com.